Some Advice For HYIP Beginners

This article describes hyip - investment programs. It is intended for those who are the beginners in such business. I think, a beginner can gather some rules and advice that can help not to lose but earn some money by participating in such projects.
First of all, you should decide: whether this method of earning money appeals to you? First of all, answer the following questions, and then make your own decision.
I do not advise you to start participating in this business if the following character traits are inherent to you:

1. You are afraid to risk your money. It is necessary to note, that absolutely reliable hyip projects do not exist. Any commercial or state bank offers low profitability of an investment with high reliability. On the contrary, hyip offers high liquidity, but often many of them have a short term of existence.

2. You should realize that hyip projects cannot make a profit from anything. You should deposit necessarily some minimum of money to receive profit. It is well-known, that it is impossible to receive something from anything. If you do not have necessary minimum (as a rule, it's over 100-1000$) you should earn and deposit them first.

3. Are you very emotional? Are you nervous? In this case, hyip business is not for you. Moreover, if you are capable to unforeseen rash acts, is very dangerous to participate in hyip projects. In the first case you'll suffer from sleeplessness, in the second - an opportunity to lose quickly all the money.

4. You like to blame others for your mistakes.
If, once a failure occurs, you blame everyone (be it an administrator, a friend, a boss, the government, God, weather, coincidence etc) except yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and the entire fault in case of a failure is yours. If you have lost money in HYIP ? you are the only one who is to blame for your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

5. I strongly advise you not to participate in hyip projects, if cheating is inherent in your character. There are too many dishonest persons in this business besides you.

HYIP ? is for you, if:

1. HYIP is the best way of earning money for you, if the realized risk - congenital feature of your character. You should understand, that risk is a noble business. You should be ready to risk anywhere and anywhen to subdue top or to lose all. You?ve got a well-developed intuition and common sense.

2. For a successful promotion in hyip business you should have a good intuition and skill of precise analysis. Your experience and intuition should be a basis of your decisions. Your experience and opinion should have priority over the opinion of hyip forums participants etc. You and only you make a decision whether participate or not participate in this or that project.

3. You should be capable of taking experience from the latest mistakes.

Hyip is not intended for those who recedes after the first defeat. Hyip - a choice of strong people, able to make conclusions from their mistakes.

HYIP : first steps.

This part of the article is an array of advices for those people, who meet the requirements stated above and decide to take part in hyip business.
How to begin. You should take some knowledge before participation in hyip. You can get this knowledge by reading news on different forums, opinions of well-known people and professionals of this business. It is well-known, that's learning from mistakes of others is better than from your own. You should start only after your own close research of hyip business world.

Starting capital. A lot of hyip programs have too small start invest capital about $1-5. You should clearly understand that such a small sum of money can?t be the foundation of real business. You?d better buy a beer for yourself than participate in hyip business with such money. You should start your learning with at least $100, expanding this amount till $1000, if you want to succeed. And you should remember that amount of your investments and possible loosing of them should not be fatally dangerous for you.

A variety of investments. Do not invest all of your money in any unique invest-project. You should have contributions in at least ten various projects, you'll have an opportunity to succeed. You should clearly understand, that always there is a high risk of half of these funds to be closed.

You should ensure the safety of your accounts if do not want to be plundered by hackers of various kinds, swindlers, etc. Do not forget to update anti-virus software and firewall programs on your machine. Only you can protect yourself from a robbery by hackers.

Life expectancy of hyip projects.
Any investment program chosen by you should be preliminary researched by you. You should estimate the time of its existence and starting your work on the project. You should know, that any of such investment projects has a certain term of life. The overwhelming majority of projects are financial pyramids, also known as ponzies. They pay you from the deposits of new investors for a period of time while new investments are larger than the total amount of payouts. If you try to participate in an old program, you will face a huge risk of getting in the bottom of such financial pyramid.

Stages of development. Any program has a certain life of expectancy. This life can be divided into some periods conditionally:

1. The opening of the program. This is the most successful time for investment. The program receives big investments, investors receive their interest and demand withdrawal quite seldom. Bankruptcy at this stage can be caused by admin's insincerity. He can decide and disappear with the money instead of continuing the work of the project. Such state of events can be determined by researching statistics of the program. Such project is a bankrupt if in statistics the huge quantity of investments in the beginning of the work of the project is specified. Also the project can become incapacitated, because a huge amount of money was spent on advertising campaign and website design.

2. The period of stability. It is the period of the most fruitful existence of the project, when the program develops, deposits grow, and the small quantity of withdrawals of money is made.

3. The end of existence. This stage comes, when the amount of inquiries about withdrawal reaches the sizes of the common capital of the project. Admin closes the project, leaving difference of investments and the withdrawn incomes to itself.

4. Sometimes project continues its existence. It is possible in that case if it's really the productive investment project or a commercial deceit by means of advertising. This stage is a logic end of activity of the project. You should o withdraw the money at this stage if it is still possible.

5. Extraordinary events.It may take place if the website of the project is attacked by hackers. The most probable consequence of this accident is complete bankruptcy of the project.

Types of hyip projects.

1. Short-term ponzies
It is a kind of programs promising up to 200% daily payment. Usually term of life of such programs is no longer than one or two weeks. It is very dangerous to invest in such projects, which are like ?roulette." I strongly recommend not to participate in such programs.

2. Medium-term ponzies
Term of life of such programs may change from about two weeks to two months. They pay around 5-7 percent a day. This is the most dangerous kind of projects.

3. Long-term ponzies
It's the best way for your investments. The real period of existing of such programs is about five months, and some of the most successful can live till half a year. Their payments are about from 2-3 percent a day. So, you have a high possibility of returning your investments in a two-month term and earn some profit.
4. Extra-long term projects.

This type of projects can work a very long period of time, a whole year. They promise less than 25 % monthly. Nevertheless, it is a very dangerous kind of projects. You should put concerning the big deposit to receive the essential income in this case. The risk in this project is very high, so, participation in such projects is not your best way to earn the money.
Private programs.

When you start to participate in investment projects, you'll hear about so called private projects. Their admins admit that new members can participate in such programs only by the special invitation. It is not a VIP project as you think. It's a simple advertising attempt to get more investments from its old members. The unique feature of such projects is their quite high life expectancy. You should be very careful with such projects. Programs of such kind have too high possibility to be closed soon.

You should keep in mind that HYIP world has a lot fake programs. You should rely on your own experience and experience of professional investors. Pay attention to messages on hyip forums. It is important to monitor the admin's speeches - it is not very difficult to tell the truth from lie. For example, admin, most likely, say lies speaking about the use of investments on FOREX, because an overwhelming majority of such projects are only financial pyramids.

HYIP is an uneasy business, and administrators often escape with the invested money. You should clearly understand that there is no way to get back your loosed money. You should always remember it! You should know that there is no mechanism to control Internet payments. Rules of all HYIP projects say that the administrator is not responsible for your money and you are depositing them voluntarily. Practically it is impossible to start lawsuit against a dishonest admin of hyip project, but it's impossible to return your money. Even charges on police investigation will exceed the sum of your deposit. HYIP projects do not submit to any laws.
If you have decided to participate in HYIP business - I sincerely wish you good luck and be rich!

Written by Investor-Info.biz Admin December 22 2006 Investor-Info.biz. All rights reserved!

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To HYIP Or Not To HYIP?

In case you are totally not familiar with this term, "HYIP," which stands for High Yield Investment Program, is a modern version of the infamous Ponzi scheme. One has to admit that "HYIP" sounds much more politically correct than the Ponzi scheme, but there is really little difference between the two. Obviously, no HYIP advertises itself as a Ponzi scheme as those are illegal. You can, however, easily recognize them by their claims of compounding your investment at the rates of 1-10% or even more daily, which clearly is not sustainable.

In an excellent ebook on making money online that I highly recommend, "Honest Income Program," HYIP is listed as one of the things to avoid along with 14 other useless or even harmful "business" ideas.

I must say that my opinion about HYIPs is somewhat different. I don't think that an average HYIP is any more harmful than a lottery and, in fact, the difference between the two is only in details. I would even say that you stand a greater chance of making some money with an HYIP than with a lottery, but your potential is much limited as HYIPs are bound to collapse either because they run out of new members or the owner of such a "private lottery" decides that it's just about the time to abscond with the loot and you end up holding a bag. However, in both cases the risks are about the same, although usually you can make some money with HYIPs if you are not greedy and play it for small gains and diversify across a few such programs.

There is also another benefit from HYIPs that is not so minor at all: you learn a disciplined conservative investing at a very small cost. The keyword is "small cost." Don't even think about throwing huge amounts of money at this. Treat it strictly the way you would treat a lottery. Most responsible, intelligent adults do not spend thousands of dollars a year on a lottery, but they may spend up to a hundred bucks and that's fine as long as this is not the money that you desperately need for other things. You do not want to be one of those people who have lost tens of thousands of dollars with those schemes. Yes, such people do exist...

Do I recommend playing HYIPs? As I said, only in moderation, and in moderation almost everything can be good, but never on a grander scale. Personally, I would never invest more than $10-20 per HYIP and no more than $100 altogether. On the other hand, you might as well check out "Honest Income Program" and go with the programs it offers. That, in my opinion, is even a better deal. Moreover, if you really ever decide to give HYIPs a try, by following the first of the programs this ebook presents, you will be able to earn $100-150 pretty easily within the first month and that should be enough to fund your HYIP investing account.

Waldemar Puszkarz, Ph.D., is a web veteran with 15 years of web surfing under his belt. By training, he is a theoretical physicist, but his interests are much broader than science and include trading financial markets, sports betting, poker, and researching online business opportunities. He is also an avid book reader and sports afficionado. Currently he is making his living mostly as a day trader. He has been in the trading trenches for almost a decade during which he has traded a variety of financial instruments. He is the owner and webmaster of Eminimethods.com (http://www.eminimethods.com) which provides free common sense trading education and simple trading systems for e-mini and stock markets as well as reviews of honest online business opportunities in Meet HOBO (http://www.eminimethods.com/HOBO.html) section of his site.

You can find more information about "Honest Income Program" on this author's website at: http://www.eminimethods.com/steven_ebook.html

Hot To Yield Spectacular Gains From The Commodity Investment Boom

What?s your take on unfashionable investments? Investments and markets that are so hated that they are rarely talked about ? that have little or no mention in the financial media and near the bottom of their trend graphs??

I like them...sometimes. They are the ones with ten bagger potential ? gains of 1000% and more within a reasonable space of time. I say ?sometimes? because all too often, investments are hated due to good reason ? there?s a lot of wisdom in the price of any given market.

But the market does get it wrong sometimes. At any given time there are investments that should be far higher than their market price ? a correction will happen at some time and that?s why I love looking at hated investments. Listing them. Waiting for the tide to turn. And getting in well before the crowd when the indicators are right.

That?s exactly why the commodities market has been on my radar for some time now ? here?s a terrible performer that has performed sickly over the past two decades - adjusted for inflation the value of commodities investments during this period has declined significantly. And let me ask you something ? aside from small pockets (such as gold & oil) how much attention do you see general commodities getting? Do you see books about them when you peruse the investment section at your local bookshop? Do you hear your friends boasting about their most recent commodities investment? No ? because at the moment, despite the fact that prices are now moving north with some conviction, commodities are still unloved?and if as I believe they will continue to rise, this could be the start of a longer term commodities bull run and a very good time to invest.

Did you know that commodities prices have been heading upwards, almost un-noticed for some time now? Coffee, copper, wood and sugar are just a handful of the commodities that have enjoyed between 40% to 80% price growth per year in recent times. The exciting thing is that this could be just the start of a long commodities bull run ? and when you think that the majority of the investment world still avoids commodities like the plague, there could be exciting times when the world finally wakes up to smell the coffee?quite literally.

The Case For Commodities Investment ? A simple Question Of Growing Demand & Falling Supply.

The sophisticated investor understands one thing ? whatever the current price of a product, it?s price will ultimately correct to reflect the basic demand versus supply equation. Yes, we get bubbles ? anyone that invested money in ?Useless Dot Com PLC? around 2000 at a PE of about 967 will vouch for that. But ultimately, the market corrects itself ? overvalued markets and companies come crashing down with an almighty thud. And undervalued markets and companies get re-rated.

Why do they get re-rated? Because the market understands that there is an imbalance. In the case of Useless Dot Com PLC the market realized that the company (which by the way is fictitious) was just sitting on some cash with some far fetched business model with no underlying demand for it?s core business activity or product. The result is that the market valuation for Useless Dot Com PLC was trashed.

In the case of commodities, the market has no choice but to re-rate the market upwards because (as we?ll see) there is a significant imbalance in the demand versus supply equation. Global demand is far higher than global supply ? and ultimately this will push prices up and up.

Why There Is Increasing Global Demand For Many Commodities, And Dwindling Supply.

The two rising super-powers ? China and India are developing rapidly at the moment and consequently are consuming more and more commodities to fuel this stunning growth. China (and it?s relatively youthful population) is already among the biggest global consumer for commodities including platinum, steel, copper, iron and several other metals. The country is experiencing a construction boom and this has resulted in an incredible thirst for raw and processed metals. India imports more gold and silver than any other nation, is investing heavily into it?s infrastructure and is the fourth largest global consumer of crude oil in the world.

Both India and China are developing into global super-powers ? and in order to do this, their level of consumption of commodities will be fierce and almost unsustainable over the next two decades.

Now is the right time to get involved with the commodities boom.

How You Could Be Looking At 1000% Gains Within Five Years With These SOARING Commodities. Free Report Worth $49: Discover How To Get In On The Ground Floor Of The Commodity Boom!