HYIP Scam Info



             


Monday, February 11, 2008

How To Prevent Getting Scammed in HYIP

Before you can get started with High Yield Investment Programs there are a few things you need to do. We have listed them here:

1. The first thing you need to do is to sign up for e-gold, which is the most commonly used ecurrency among High Yield Investment Programs. You will be using E-gold to fund your accounts in the different programs. Go here to sign up.

2. There are many things to think about before you start investing. We suggest you read our General Investment Advice below which provide you with a list of points you need think over before you start investing.

3. Before you can start investing, you have to fund your E-gold account. You've probably already have e-gold account, if not, click here to get one for free.

4. Once your e-currency account is funded you can start investing! Simply go to the website of the High Yield Investment Programs you've decided to invest in and follow their instructions.

General Investment Advice

Before investing in High Yield Investment Programs there are several aspects to take into consideration. Here's a list of the most important ones:

? Always get some knowledge about the High Yield Investment industry before making a decision to invest your money in High Yield Investment Programs. A good advice is to read every page of this website before doing anything else. As mentioned before, when done right, High Yield Investments are extremely profitable, but without knowing the industry and which programs to invest in you'll most likely lose your money. Knowledge is one of the major keys to success in the HYIP arena.

? Think about what your reasons for investing are. Are you looking at it as a solution to your financial problems you shouldn't even think about it. As mentioned several times on this website, High Yield Investments are risky, and if you're unlucky enough you could eventually end up without any money at all.

? Always think over your financial situation before taking the step to invest in HYIPs. Never invest more than you could afford to lose.? Are you a gambler or more careful? Even if High Yield Investing is much like gambling there are options that seem to be safer than other. Decide how big risks you are willing to take.

? If you've made the decision to start investing, find a few programs that you believe in, and invest in all of them. Diversifying your investment on several programs will reduce the risks and you won't lose everything if one program goes out of business.

? Before investing in a specific program, do some research on it. Does the website look professional? Do they provide any contact information? Where are they based? Check this out before making a final decision.

? Always check what the rules are regarding withdrawals before investing in program. Some programs let you withdraw your money whenever you want. Others keep your money locked for months.

How To Prevent Getting Scammed

Step One:

Use the following Whois Lookup sites to find out the Web Owner details information: Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com
http://centralops.net/co
http://www.seoconsultants.com/tools/whois.asp

Step Two:

Before participate the Web Program, review Web Owner Site's operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:

Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:

If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov.
2. International Web Police: Director@Web-Police.org.
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to...and complaint of web site Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as "address/state police" or "(country) government authority".
5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:

http://www.web-police.org
http://www.ifccfbi.gov
http://www.scamwatch.com
http://www.fraud.org

Lastly to say; an investor should take note on Web Site's ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority.

Danise ia a freelance writer. Visit her website at http://www.magicmoneygames.com

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Friday, February 8, 2008

Hyip Investment Tips

In fact there is no golden rule to invest your money. Hyips come and go every day. Some hyips can last for a few years while others disappear in a few days. But I?m sure with these tips you can play the game more safe and get higher roi for your money. But remember always there is no safe investment in the world.

1) Look at the returns and be realistic

When I first invest in hyips I always joined the sites with the greatest returns. It tooks my only a few days to know that these hyips where scams and or ponzi shemes. I?m talking about hyips that promise you returns like 50% daily for ten days. These sites are ponzi shemes runned by scammers if you ?invest? in these sites don?t be surprised to lose all your money. Refund are impossible.

A few weeks ago there was also a hyip promising 44% profit in only 12 days. There where generating returns by investing in real estate. However it is true that real estate investment can generate high return, but such returns are ridiculous.

2) Are they paying?

If you have read rule 1 I think you will not invest in unrealistic hyips. Yep at these moment there are some great hyips out there. You can?t double your money in a week wit them but they are paying for a long time. But before one cent of your own money try to get as much information as you can. Visit discussion forums, blogs, hyip monitors, hyip news websites and so on. If you are seeing that some member don?t get paid don?t invest your money here.

3) Make a test spend?

4) Never spend money that you can?t afford to lose it.

I know rule number 4 is a clich? but it?s still true. Sometimes on forums I read posts like this ?I have lost 2000$ on hyips x. In fact I wanted to use the money to pay my bills?. Also never ask people to lend money, even if it?s only a few dollars. There is a great chance that you will not earn interest from the hyip and so not been available to give it back and if you do this on forums you will have a very bad reputation.

5) Diversity

Try to diverse your capital into at least ten different programmes. If one of them goes out of business you will have some other resources to earn money. Also don?t always invest in hyips that use the same techniques to earn money. For example invest in a hyip that is generating profit by trading forex, another by real estate investement, another that invest in the stock market and yet another that makes money with arbitrage trading.

6) Secure your e-gold Secure your e-gold is an absolutely must. There are a lot of hackers out there trying to steal your money. And know there are not only hacking big account. Even if you have only a few dollars you are a possible victim. Most hyips forums have a security related forum where you can find I want to refer you to their at this moment. There will be come a detailed article on e-gold security at this block soon.

7) Attention to cheerleaders

Thanks to the internet (and through internet discussion forums) you can reach a lot of target people worldwide spending only a few minutes of your time. Most people in forums are honest people who gives out their experiences and tell them their success stories or mistakes. However there are also people who are only thinking about making money. Even if a programme is not paying they are posting programme x has paid me 50 straight into my e-gold account join this programme today. The reason why they are doing this is always to earn referral commissions or perhaps they are a part of the hyip staff. There are also admins who hires posters to give out positive feedback on their hyips. Therefore always reading the meaning of different peoples and in different forums.

8) Attention

Please pay attention if ....

A hyip is under DDOS (denial of service) attack.
The forum of the hyip is not reachable
The admin is no more longer active in public forums
You receive emails from the staff that there are problems

These signs are the herald that a hyip programme is in his scam phase.More articles on my blog

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Monday, February 4, 2008

Should You Invest in a HYIP?: Answers to 4 of the most commonly asked questions.

The occurrence of HYIPs is somewhat new, but have gained popularity at a rapid rate. They have become one of the biggest opportunities to make a lot of money fast, but also one of the internet's biggest scams in recent years. They have made a lot of people rich, but have also made a lot of people lose their money. Should you get in on this phenomenon? This article is a reference to aid you in the decision.

What is a HYIP?: HYIP stands for High Yield Investment Program. HYIPs are investment programs normally offered on the internet. They typically accept investments of $100 or less while promising high returns. Interest rates of up to 100% a month is not uncommon. In general the interest rates are ranging anywhere between 5 ? 250% a month. Most only accept payments through e-currency programs such as e-gold because this allows them to accept numerous donations from anywhere in the world.

Where does the money come from?: There are hundreds of different investment strategies used by HYIPs. Some invest in stocks, others in property. There are even HYIPs investing in other HYIPs. Scam HYIPs are Ponzi schemes, in which new investors provide the money to pay a profit to existing investors, which they could then withdraw leaving nothing to pay the new investor. This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme.

Is it legal?: Some might consider investing in a HYIP gambling. Gambling online is of questionable legal status in the U.S. and other countries, however, the odds of winning cannot be determined, as one cannot know whether one is playing early enough to win money. Thus, it is unlike other forms of gambling, where a player has an equal chance of winning no matter when a ticket is bought, or where the odds of the game are known. In addition, the promise to pay out a percentage of deposits is not a legally binding contract or regulated by a government agency.

Is it worth the risk?: This is a tough question. It really depends. These programs are extremely high risk. There are more scams out there than serious long term programs. Over the years large amounts of people have lost their money as a result of being involved in High Yield Investment Programs. However, if you are aware of the risks, really research the program, and never invest more money than you are willing to lose the payoff could be huge.
Tim Rohrer is an established author and home business owner. To learn more about a profitable home business, visit http://www.profitmasterworld.com

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Friday, January 4, 2008

Can you really "get rich quick" with HYIP's?:d

Can you really "get rich quick" with HYIP's?:

How Long Does It Takes to Become a Millionaire with HYIPs?

Let's assume you start with $500 to invest.

Although you can invest in some HYIPs with as little as $10, you would probably want to invest at least $500 to provide some basic diversification. It's about the amount you would spend to get the usual MLM type program started, after you include "upgrade fees" and initial advertising. Not to speak of the hours of posting and promoting you will NOT have to do with a passive HYIP investment.

Do not use money you must have for rent or food. If you must start with less, resign yourself to the possibility that you could lose your whole stake, and have to start over again. If you are persistent and play the odds correctly, you will win in the end.

Here is how long it would take to go from $500 to $1,000,000 at various rates
of interest compounded monthly using an online High Yield Investment Programs.

5% -- Forever! (Almost)
10% -- 6 years 8 months
15% -- 5 years 6 months
20% -- 3 years 6 months
30% -- 2 years 5 months
40% -- 1 year 11 months
50% -- 1 year 7 months
60% -- 1 year 5 months
70% -- 1 year 3 months
80% -- 1 year 1 month
90% -- 1 year
100% -- 11 months
110% -- 11 months
120% -- 10 months
130% -- 10 months 2 weeks
140% -- 9 months
150% -- 9 months

There are some interesting things to learn from this chart.

From 5% to 10% there is a massive drop in time, there is another pretty big drop at 20%, a smaller but worthwhile drop at 30%, again at 40% and marginally at 50%, but from there each 10% more has a rather small effect.

From 80% to 150% notice that even though you have almost double the interest (added 70% to it) you only shave 4 months off the time (reduced the time it takes by about 30%)

Making a bar graph of the above (with 10%, 20%, 30% up to 100%) will show you what the best percentages are.

10% llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllllll
15% llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllll
20% llllllllllll llllllllllll llllllllllll llllll
30% llllllllllll llllllllllll lllll
40% llllllllllll lllllllllll
50% llllllllllll lllllll
60% llllllllllll lllll
70% llllllllllll lll
80% llllllllllll l
90% llllllllllll
100% lllllllllll
110% lllllllllll
120% llllllllll
130% llllllllll
140% lllllllll
150% lllllllll

The graph shows us very clearly that between 30% and 50% is the best range.
However 20% is a big advantage over 10% that's for sure, and is the first really worthwhile interest.

OK, now let's assume you join HYIPs that pays 40% interest per month (Compounded).
How long will it take you to get to 1 million?

Starting

.05c
.50c
$5
$50
$500
$5000
$50,000
$500,000
with

-- 4 years 3 months
-- 3 years 8 months
-- 3 years 1 month
-- 2 years 6 months
-- 1 year 11 months
-- 1 year 4 months
-- 9 months
-- 3 months

llllllllllll llllllllllll llllllllllll llllllllllll lll
llllllllllll llllllllllll llllllllllll llllllllllll
llllllllllll llllllllllll llllllllllll l
llllllllllll llllllllllll llllll
llllllllllll lllllllllll
llllllllllll llll
lllllllll
lll

Surprisingly enough, this shows that starting with lots more money really doesn't speed it up all that much.

If you want to diversify, it is important to remember that you will be hard pressed to invest in more than one program with much less than about $150, although there are some good programs that have minimums in the range of $10 to $50.

Notice that 500,000 is ten million times more than 5c, yet 5c only takes 17 times longer to reach the same goal!

This exercise has yielded some interesting results.

1. Even if you are starting with less money, it will only take about 1 year longer to get to the 1 million dollar point.

2. While high interest rates are tempting, and there are other good reasons for going after high interests such as closing the "risk window" as soon as possible, you don't really need to go above 40%, and even 20% isn't too bad. Much above 40% and it is extremely likely that the program is a scam or will get overextended at some time and fail . All it takes is a couple of bad trades, or an ugly rumor, for even a good program to get squeezed for liquidity.

With only $50 and 30% interest per month (compounded), you are a millionaire in 3 years and 2 months! That is not to imply that we would simply rely on any single program to get my million dollars. One primary rule is that no one can ever be 100% sure which program will last more than another week. It is all probabilities. Please remember that. Drill it into your head. It isn't about being right every time. We don't always pick winners. We don't know anyone else in this business who does. You only need to learn to avoid the worst crooks and scams, and be right more often than you are wrong, and remember to spread the risk. Have a little faith. Not all your fellow men are crooks. It only takes a couple of legit, well-managed funds, to more than make up for a couple of losers.

OK, now let's look at the numbers. At $50,000 with 100% interest compounded every month, you are a millionaire in 5 months.

At $50 (1/1000th) with less than one third the interest (30%) compounded every month you are a millionaire in 3 years 2 months, only 7.6 times longer, yet much less principle (1/1000th) and much less risk!

And once you get to 1 million, 7% a month is enough to spend 1 million a year and still have your money well outpace inflation.

So if someone wanted to get to 1 million dollars (who doesn't) and has the patience to wait a few years, also wants to be pretty sure they will get there rather than losing it, and doesn't want to risk too much, we think about $500 at 20% average per month which will be only 3 years 6 months to become a millionaire.

A good, and probably the best, argument as to why you should go for high yields, is to close the "risk window" fast. This can be important at the start so you can use the money to diversify. Later you will want more security and you will have a broader base of more secure lower paying programs to provide it. You can go on vacation without worrying that your Very High Yield risky fund has collapsed and taken a large percentage of your "float" with it.

Of course all the above is based on the assumption that something that gives a 60% interest per month is more than 3 times riskier than 20%. (and will have less than 1/3rd the life span). Not always true, but a rule of thumb. You have got to remember that none of these is like the "invest and forget about it" rules of conventional 3% a year federally insured bank accounts. It is like being an independent adult. You can lose. No one is going to take that loss for you. But let me tell you this, the rewards are much greater also, and they are ALL yours when you earn them by your own self-discipline, persistence and experience.
Thinking and Speaking about Money in Enriching Ways

In the book Rich Dad, Poor Dad, Kiyosaki compares his "two fathers": his biological father who was a teacher and his mentor who was a businessman. The teacher was his "poor dad" and the businessman was his "rich dad." His poor dad said: "The love of money is the root of all evil." His rich dad said: "The lack of money is the root of all evil."

The quote below from Rich Dad, Poor Dad is extremely important. It powerfully illustrates what I call "Slavespeak" -- the phenomenon of certain words having hypnotic, stupefying, and debilitating effects on their users.

"Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness."
An elite team of regular "Joes's" fighting back & making huge cash online one day at a time.
dDawg as a team has been able to create a profit on the internet.
http://www.str8junk.com/heavyhitter.html

How Long Does It Takes to Become a Millionaire with HYIPs?

Let's assume you start with $500 to invest.

Although you can invest in some HYIPs with as little as $10, you would probably want to invest at least $500 to provide some basic diversification. It's about the amount you would spend to get the usual MLM type program started, after you include "upgrade fees" and initial advertising. Not to speak of the hours of posting and promoting you will NOT have to do with a passive HYIP investment.

Do not use money you must have for rent or food. If you must start with less, resign yourself to the possibility that you could lose your whole stake, and have to start over again. If you are persistent and play the odds correctly, you will win in the end.

Here is how long it would take to go from $500 to $1,000,000 at various rates
of interest compounded monthly using an online High Yield Investment Programs.

5% -- Forever! (Almost)
10% -- 6 years 8 months
15% -- 5 years 6 months
20% -- 3 years 6 months
30% -- 2 years 5 months
40% -- 1 year 11 months
50% -- 1 year 7 months
60% -- 1 year 5 months
70% -- 1 year 3 months
80% -- 1 year 1 month
90% -- 1 year
100% -- 11 months
110% -- 11 months
120% -- 10 months
130% -- 10 months 2 weeks
140% -- 9 months
150% -- 9 months

There are some interesting things to learn from this chart.

From 5% to 10% there is a massive drop in time, there is another pretty big drop at 20%, a smaller but worthwhile drop at 30%, again at 40% and marginally at 50%, but from there each 10% more has a rather small effect.

From 80% to 150% notice that even though you have almost double the interest (added 70% to it) you only shave 4 months off the time (reduced the time it takes by about 30%)

Making a bar graph of the above (with 10%, 20%, 30% up to 100%) will show you what the best percentages are.

10% llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllllll
15% llllllllllll llllllllllll llllllllllll llllllllllll llllllllllll llllll
20% llllllllllll llllllllllll llllllllllll llllll
30% llllllllllll llllllllllll lllll
40% llllllllllll lllllllllll
50% llllllllllll lllllll
60% llllllllllll lllll
70% llllllllllll lll
80% llllllllllll l
90% llllllllllll
100% lllllllllll
110% lllllllllll
120% llllllllll
130% llllllllll
140% lllllllll
150% lllllllll

The graph shows us very clearly that between 30% and 50% is the best range.
However 20% is a big advantage over 10% that's for sure, and is the first really worthwhile interest.

OK, now let's assume you join HYIPs that pays 40% interest per month (Compounded).
How long will it take you to get to 1 million?

Starting

.05c
.50c
$5
$50
$500
$5000
$50,000
$500,000
with

-- 4 years 3 months
-- 3 years 8 months
-- 3 years 1 month
-- 2 years 6 months
-- 1 year 11 months
-- 1 year 4 months
-- 9 months
-- 3 months

llllllllllll llllllllllll llllllllllll llllllllllll lll
llllllllllll llllllllllll llllllllllll llllllllllll
llllllllllll llllllllllll llllllllllll l
llllllllllll llllllllllll llllll
llllllllllll lllllllllll
llllllllllll llll
lllllllll
lll

Surprisingly enough, this shows that starting with lots more money really doesn't speed it up all that much.

If you want to diversify, it is important to remember that you will be hard pressed to invest in more than one program with much less than about $150, although there are some good programs that have minimums in the range of $10 to $50.

Notice that 500,000 is ten million times more than 5c, yet 5c only takes 17 times longer to reach the same goal!

This exercise has yielded some interesting results.

1. Even if you are starting with less money, it will only take about 1 year longer to get to the 1 million dollar point.

2. While high interest rates are tempting, and there are other good reasons for going after high interests such as closing the "risk window" as soon as possible, you don't really need to go above 40%, and even 20% isn't too bad. Much above 40% and it is extremely likely that the program is a scam or will get overextended at some time and fail . All it takes is a couple of bad trades, or an ugly rumor, for even a good program to get squeezed for liquidity.

With only $50 and 30% interest per month (compounded), you are a millionaire in 3 years and 2 months! That is not to imply that we would simply rely on any single program to get my million dollars. One primary rule is that no one can ever be 100% sure which program will last more than another week. It is all probabilities. Please remember that. Drill it into your head. It isn't about being right every time. We don't always pick winners. We don't know anyone else in this business who does. You only need to learn to avoid the worst crooks and scams, and be right more often than you are wrong, and remember to spread the risk. Have a little faith. Not all your fellow men are crooks. It only takes a couple of legit, well-managed funds, to more than make up for a couple of losers.

OK, now let's look at the numbers. At $50,000 with 100% interest compounded every month, you are a millionaire in 5 months.

At $50 (1/1000th) with less than one third the interest (30%) compounded every month you are a millionaire in 3 years 2 months, only 7.6 times longer, yet much less principle (1/1000th) and much less risk!

And once you get to 1 million, 7% a month is enough to spend 1 million a year and still have your money well outpace inflation.

So if someone wanted to get to 1 million dollars (who doesn't) and has the patience to wait a few years, also wants to be pretty sure they will get there rather than losing it, and doesn't want to risk too much, we think about $500 at 20% average per month which will be only 3 years 6 months to become a millionaire.

A good, and probably the best, argument as to why you should go for high yields, is to close the "risk window" fast. This can be important at the start so you can use the money to diversify. Later you will want more security and you will have a broader base of more secure lower paying programs to provide it. You can go on vacation without worrying that your Very High Yield risky fund has collapsed and taken a large percentage of your "float" with it.

Of course all the above is based on the assumption that something that gives a 60% interest per month is more than 3 times riskier than 20%. (and will have less than 1/3rd the life span). Not always true, but a rule of thumb. You have got to remember that none of these is like the "invest and forget about it" rules of conventional 3% a year federally insured bank accounts. It is like being an independent adult. You can lose. No one is going to take that loss for you. But let me tell you this, the rewards are much greater also, and they are ALL yours when you earn them by your own self-discipline, persistence and experience.
Thinking and Speaking about Money in Enriching Ways

In the book Rich Dad, Poor Dad, Kiyosaki compares his "two fathers": his biological father who was a teacher and his mentor who was a businessman. The teacher was his "poor dad" and the businessman was his "rich dad." His poor dad said: "The love of money is the root of all evil." His rich dad said: "The lack of money is the root of all evil."

The quote below from Rich Dad, Poor Dad is extremely important. It powerfully illustrates what I call "Slavespeak" -- the phenomenon of certain words having hypnotic, stupefying, and debilitating effects on their users.

"Because I had two influential fathers, I learned from both of them. I had to think about each dad's advice, and in doing so, I gained valuable insight into the power and effect of one's thoughts on one's life. For example, one dad had a habit of saying, "I can't afford it." The other dad forbade those words to be used. He insisted I say, "How can I afford it?" One is a statement, and the other is a question. One lets you off the hook, the other forces you to think. My soon-to-be-rich dad would explain that by automatically saying the words "I can't afford it," your brain stops working. By asking the question "How can I afford it?" your brain is put to work. He did not mean buy everything you wanted. He was fanatical about exercising your mind, the most powerful computer in the world. "My brain gets stronger every day because I exercise it. The stronger it gets, the more money I can make." He believed that automatically saying "I can't afford it" was a sign of mental laziness."
An elite team of regular "Joes's" fighting back & making huge cash online one day at a time.
dDawg as a team has been able to create a profit on the internet.
http://www.str8junk.com/heavyhitter.html

An elite team of regular "Joes's" fighting back & making huge cash online one day at a time.
dDawg as a team has been able to create a profit on the internet.
http://www.str8junk.com/heavyhitter.html


 

 

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Thursday, January 3, 2008

High Yield Investment Programs (HYIPs)

The number of High Yield Investment Programs (commonly referred to as HYIPs) have exploded with the advent of the internet. Typically, a high yield investment program is a investment opportunity that is run over the internet, and promises staggering returns of 1 or 2% per day or more. This translates into an annual uncompounded return of 365% to 730%, a figure that is unlikely to be possible by any legitimate investment program. I believe the vast majority of high yield investment programs are scams, and before you consider putting money in a high yield investment programs, you should do your due diligence and consider these points:

  • It is commonly believed that most high yield investment programs are Ponzi schemes, where the "interest" paid to existing members actually comes from money deposited by new members. As long as the program continues attracting new members, the HYIP will be able to pay its existing members, however, at a certain point, there will not be enough new members to pay off existing members, and the system will implode financially. Anyone who has money invested at this point will likely lose their entire investment.
  • Most high yield investment programs are very short-lived, and do not last more than 6 to 18 months.
  • Most high yield investment programs are located overseas, and do not disclose details about their location or management, and provide little contact information.
  • Some people believe that it is possible to make money from high yield investment programs by investing only in new HYIPs and pulling out their money early. This is at best a huge gamble and a very risky tactic.
  • There are numerous HYIP monitoring sites that track which high yield investment programs are paying, and which are not. These sites should not be completely trusted because it's possible for HYIPs to pay the accounts run by these sites so they can continue to appear to be "paying" programs.

My opinion is that most high yield investment programs are complex scams based on Ponzi schemes. This does not mean there are no legitimate high yield programs on the Internet, but if a program is paying a ridiculously high return, say 30 - 40% a month or more, then it is most likely typical HYIP and should be avoided.

If you are interested in alternative ways to generate a high-yield return on your money that does not involve HYIPs, you might consider the Legisi Return on Loan Program which I have used since 2005.

This review was written by Tom Oki, editor of a prominent business opportunity review site, where you can read a full article on high yield investment programs.

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Wednesday, November 28, 2007

High Yield Investment Programs: Risks, Scams, And Profits

This article is an overview of the risks, scams, and extraordinary profits that can be experienced by HYIP investors.

High Yield Investment Programs: Risks, Scams, and Profits

If you are an investor looking to truly double your money, you might want to look into HYIP or high yield investment programs. This type of investment always carries a high risk, but when you consider the potential profit, you might find that the risk is well worth it. High yield investment programs have always been around, but have become even better known in recent years as investing online has become more and more common. Despite the risks, many investors continue to take advantage of the awesome selection of HYIPs out there to double their money.

Choosing your HYIPs is something that has to be done on an individual basis because what each person will feel comfortable with is different. There are HYIPs out there that show very little in way the way income, but have high risks. On the flip side, there are HYIPs out there that show a lot of promise for profit, yet they have the same risks associated with the programs that don't guarantee much in the way of profit. You'd obviously want to stick with the second choice if you can tell which HYIP would be more profitable than the other. The key to getting involved in the right type of HYIP is research. Though it may be exciting and easy to just jump at a very promising looking program, you'll want to put the brakes on for long enough that you can check out the company. You want to stick with companies that offer high revenue, but only if they actually payout and give you access to your currency. Do your homework to make the risks worth it; otherwise you'll end up losing money! The more you participate and research HYIPs the more familiar you'll get with the tricks that many of these programs have to keep your money.

If you've invested in high yield investment programs in the past, you know what to expect in the way of scams. If you have never participated in an HYIP before, you'll be want to be extremely careful when first getting your feet wet. Because there is a lot of money to be made with an HYIP, scams are often associated with this type of investment. There are people, and even companies out there, who want you to invest and event to make money, but then they won't want to give any of it back. This is where the research that we mentioned above comes in really handy. Even if a friend or business acquaintance recommends an HYIP to you, you should still research it to be sure it's something that you feel comfortable with. If after looking into it you feel as though the investment and possible income is worth the risk, then go for it. If you do not feel this way, simply do not invest. When it comes to your money, you shouldn't feel pressured to invest at any time. Often, these scams will require you to invest is something that does not even exist, and then, the fraudulent people are off with your money and that of other investors!

Choosing the proper HYIP is something that you will need to do very carefully, and you should only do if you feel completely comfortable with the risks associated with any one investment. Even the most legit HYIP should be approached with caution, and followed up by extensive research. You have to remember when looking at HYIPs that even those that are not scams cannot promise you much in the way of a return. The potential to make a lot of money relatively quickly is there, but it is not a guarantee. Because there is no guarantee when dealing with HYIPs, the more you understand the investment, the better chance you have to succeed with such an investment.

The bottom line is that you stand to earn a great profit with an HYIP, but there are extreme risks and even scams associated with this type of investing. If you know what to expect when you get into the high yield investments, and you know what to look for through research, you'll probably be fine. If you get into an HYIP because you've just heard that it's profitable, you stand to lose a lot of money! Invest smart.

Michael Goldman is a widely known expert in HYIP Investments. He is investing in HYIPs successfull himself and helping others to make their money work for them. You can learn more about Michael's investing techniques by visiting his site http://hyipbest.com/ More information can be found on http://hyipinfo.info/

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