HYIP Scam Info



             


Wednesday, March 12, 2008

Hype for HYIPs - New Advertising Era Is Coming?

Every program administrator should start thinking about program promotion long before actual program launch. An effective and carefully planned promotion campaign can make the program famous in a few days and can guarantee a steady traffic of investors. In the HYIP world program promotion doesn't anything to do with search engine optimization (SEO) used to promote websites. People invest in SEO when they want to increase the number of visits to a website from search results. But think about it: how many investors use Google to find new investment opportunities? Plus you should know that successful SEO doesn't always result in increased investments or sales. You should discard SEO in the very beginning: it will be a waste of your time and money.

Here is what you could concentrate your promotion efforts on: banners, listings or monitor websites, paid sticky topics on discussion boards, paid posters crowd (whether you like it or not), smart hidden marketing campaigns.

Banners

MMT Investigation Bureau conducted an interesting survey not so long ago. We wanted to know how effective banners really are and what outcome you can expect by using banners to promote your program. We have contacted many listing websites that have advertising spaces and offered them to provide us with free advertising space for a week strictly for survey purposes. Our survey was simple: we put a banner on a monitor website for a week. Please note that banner was professionally designed to immediately attract attention. So there was a good probability that someone would actually click on it. Then we analyzed how many clicks were made and how many pages were viewed. We had expected that most of them would have declined our offer, so we have purchased more stats from a trusted resource.

You can find result charts and diagrams here: moneynews2.com/HYIPforumsNEWS/Hype-HYIPs/

As you can see from the stats, these resources are not worth the money they ask for their services. They are basically useless. Another thing we noticed was that most advertising spaces on listing websites are empty which means that these services are not popular anymore. We have closely followed listing website for about a month and there were always available advertising spots. We don't think that ordering promotion there will be very effective so think twice before paying someone for advertising spaces!

You should know that most discussion boards offer you advertising spaces as well. Compare their sheets are below: http://moneymakertalks.com/index.php?showtopic=1137

You can see that placing banners on forums is very expensive and it won't necessarily yield results that you expect. We have heard different stories about people who got scammed by board admins. They paid for banners and they were never placed. We have heard this happen more than once so be very careful. Plan your budget accordingly and don't spend it all on one banner.

So costs are quite high. You may also notice that they are available on each forum which means that this service is not very popular. Why? Because it's expensive, it doesn't guarantee you success and there one more thing: a recent research has revealed that most programs advertised on discussion boards as sticky topics are nothing but scam. Now investors treat sticky topics with great caution and we would advise against using this method of program promotion because it will only give your program a bad name.

If you are still thinking about using "paid poster" services, than you should read an article here: http://moneymakertalks.com/index.php?showtopic=972 . This article explains why you shouldn't do it. Enjoy!

There is another promotion tool that can be used for investment programs promotion. This marketing tool is not that popular in HYIP industry yet but it has been used for years by marketing agencies all over the world.

Have you ever heard about hidden marketing? It's also known as guerrilla marketing, smart marketing or buzz marketing. Basically it means special marketing strategies to generate spontaneous attention to a service (or to an investment program in our case). Hidden marketing experts have many tricks up their sleeve that can make any program successful and they can offer targeted marketing campaigns as an effective solution to your promotional needs.

This whole concept has been very successful and large corporations like Microsoft, Google, Procter and Gamble use it to promote some of their products. This form of promotion really works because people are more inclined to believe word of mouth promotion more than conventional advertising because usually the promoter is satisfied with the service or products and he/she is eager to share his/her experience. It also work because the promoter is not trying to sell you anything, he/she is merely discussing it.

Various techniques are used for this kind of promotion. Most famous techniques imply using discussion boards or specialized blogs to spread the word about a new product/service. This doesn't cost as much as media advertising and such promotional campaigns are always targeted since blogs and discussion boards are carefully selected by promoters.

You can say that this is essentially what paid posters have been doing for ages but I will have to disagree. Read our survey once again here: http://moneymakertalks.com/index.php?showtopic=972 and you will see that most paid posters don't have a clue about what they are doing. Posting "paid" comments and fake screenshots is not hidden marketing. On the contrary, it looks like a direct advertising to us. Don't you think so? All the posts are the same, they are not grammatically correct, and they repeat content and leave customers dissatisfied with their services. One thing about hidden marketing is that it usually stays hidden, it's subtle and investors can tell it's there. They are not supposed to know that they are being marketed at all and most "paid posters" are not well disguised.

You can try to run a hidden marketing campaign yourself because most people think that it's very easy. We would suggest against this. The reasons are simple: you don't have the necessary tools and know-how to do it right. You can probably learn but it takes time so if you ever think about this type of promotion you should look for companies offering this services. It's easy to tell these companies from paid poster crowd: their emails don't contain mistakes, they have websites, they will usually offer you several plans for promotion and they will be willing to give you a trial period or demonstrate their previous work. They will always provide a campaign plan or agenda.

We believe that programs will have to change and program administrators will have to spend more time on them. Discussion boards will eventually transform into places for sharing experience and promotion skills will change as well. Paid posters will disappear because their services will no longer be needed because no one will believe simple paid comments anymore. HYIP world will change (hopefully for the better) and new approach to promotion will be a necessity. Get ready for it!

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Tuesday, March 11, 2008

Estimating risk of e-gold investments (HYIP, autosurfs and others)

Today I will show you some important factors that must be considered when estimating e-gold investment risk. You must realize, that proper estimation of risk is 90 per cent of success.

1. Admin's personal data. If an admin of program is an honest person he/she should not hide his personal data. It can be checked through any 'whois' service. If a domain is registered for some incorrect data, it should let you know that something is wrong. If the information seems to be correct, try calling the admin (its cheap with voip) and check if he/she is responsive etc. However, it happens that people use privacy protecting services, I do myself. It is very popular method of protecting privacy. Personally, I do not give up programs that use privacy protection.

2. Legal script. Those programs that are based on some sort of php script, must be run on legal copy. Most of HYIP scripts are made by GoldCoders and autosurf scripts are made by Neversay. It is very important that the site runs on a legal copy, its much safer and means that admin spent some money on building a program.

3. Graphics and language. High quality graphics is not cheap, it means that admin has money and is willing to spend it for the programs performance. You should also check the language of the page. Most sites are run in English, so that will be easier for you. Make sure that Terms of Service and every other texts are written in correct English, that there are no mistakes.

4. Contact. Admin should be responsive and supportive. Check the time for response by mailing him with some questions. Its good to ask about his investing strategies etc. You will now does he/she know what is doing and check his/her will to assist you.

5. Advertisement and popularity. When HYIP and autosurfs are concerned (e-gold investments in general), advertisement becomes one of the most important factors of program's and your success. Remember, the more new users (due to heavy advertising) the more likely you are to profit. Most of the admins are also present at the major forums and are willing to assist anyone there as well.

6. Admin. It might happen that someone present at a forum for a long time, decides to start his own e-gold investment program. Check his/her previous posts, try to learn something about that person. People, who are supportive for other members, are more likely to commit for the program's members. They will also be credited with much trust, what will result in cash flowing to the program, you should be there.

7. ROI. Return on Investment. The lower ROI the most stable the program is likely to be. However, programs with to low ROI are not going to interest a lot of investors. Nevertheless, such a programs will gain much attention after a longer time, especially if admin is very supportive. I would recommend putting your money in programs with low ROI. I will show you how to count ROI soon.

8. Age. The younger the program, the more likely it is to stay online for at least one full cycle. It can be your cycle if you manage to get in on time. I recommend joining young programs with high ROI, by young programs I mean those e-gold investments that are aged one or two days. It is likely that you will not loose your money and you should even make some profit. Especially with some referrals in your downline. However, with e-gold investments with low ROI, this is the opposite way. Older programs have a confirmed position and stability, thus people are willing to deposit their money, especially bigger money in such programs.

9. Minimal deposit. The programs with low minimum $1-$10 are most likely the ponzi scheme based programs. If admin is willing to invest the money, he/she should not be distracted with some small amounts of e-gold and should focus on investing what members have already deposited. Real e-gold investments start from about $100, but it shall not be considered a rule.

I hope that these rules for estimating the risk of your e-gold investment will be useful for you and will help you earn some money.

If you want to learn more about e-gold investments and other online money making opportunities, please, visit my blog:

http://im-making-money.blogspot.com/

My name is Dariusz. I am in online business for few years now. I specialise in all sorts of e-gold investments. I hope you will find my experience useful. You can visit my blog for more tips on e-gold investments: http://im-making-money.blogspot.com/

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Monday, March 10, 2008

Tips to follow during HYIP investment

Though HYIP can be very profitable but there is always a high risk involved. There are hundreds of scammers out there waiting just to rip off your money. If you are not careful enough in choosing the right HYIP than there is a big possibility for loosing your money before even getting any profit. This is how this HYIP world works. So in order to minimize the risk you need to keep the following things in mind.

  • Never get greedy, control your emotions.
  • Invest only what you can afford to lose.
  • You need to have a lot of patience.
  • A due diligence check on the program is a must.
  • Always withdraw your initial investment as soon as possible.
  • Diversify your investment in to several reliable programs.
  • You have to believe that most HYIPs are Ponzi scams.
  • Acquire as much information possible about the investment program you are interested.
  • Join HYIP forums to know opinions of other experienced investors.
  • Do not invest in programs that are not listed on premier HYIP review and ratings sites.
  • Always check the review websites to monitor your invested programs.
  • Never invest in HYIP that use free listing site.
  • Try to avoid daily return HYIP that use manual or instant withdrawal, always invest that pay directly to your e-gold
  • Lastly, always be prepared to loose your money as investing in HYIP is almost like gambling.

To get more useful information you can visit these links:

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How to Protect Yourself from HYIP Frauds

Don't send them your money.

Yes, it really is that simple and easy -- if you can control your greed-induced stupidity.

Yes, I know some people claim that some High Yield Investment Programs are honest and legitimate. Unfortunately, I see no evidence to support this claim -- and find many good reasons to believe that all HYIPs and HYIP monitor sites are frauds from the get-go.

HYIP is short for High Yield Investment Programs. These are basically web sites which ask for your money in exchange for a guaranteed return on your investment which if true would shame Warren Buffett with his inadequacies and failures as an investor.

Returns of 1/2 to 5% DAILY! 6% weekly. 10% monthly. 730% annually.

Those are figures I just pulled from a small sampling of recommended HYIPs listed on an HYIP monitor site. Others claim more or less, but these are typical.

Hungry for returns like these? Most people are. They sure make ordinary mutual funds look weak and insipid don't they? Makes you wonder why ordinary mutual fund managers earn millions of dollars when they can't even guarantee a return of a mere 1/2% per day.

Even better -- these returns are available to anybody. The minimum investments range from only $10 to $100.

If you were a trader who knew how to make such astronomical returns, would you want to be bothered with managing money for investors who can only afford to send you $10?

In the United States -- and most countries have similar laws -- all securities must be registered unless they're placed privately with accredited investors. That's people who have a net worth of at least $US 1 million and/or net annual income of at least $US 200,000. Needless to say, those people are not $10 investors!

By seeking funds for unregistered securities on a public web site, HYIPs appear to be violating these laws -- even if the administrator has honest intentions.

But that's not likely, because all HYIP administrators want your money sent in the form of e-gold, so it's untraceable and nonrefundable. If they were honest, they'd accept your check.

HYIP experts advise doing due diligence before you invest, by investigating the administrators through their domain names. But if the HYIPs had honest intentions, they'd give you their names, physical mailing addresses and telephone numbers. Many HYIP sites don't even pretend to tell you who or where they are.

And how do HYIPs achieve their extremely high but guaranteed results? Gambling in Macau casinos, forex trading, day trading, certificates of deposits, gold investments, investments on the NYSE and Nikkei, oil investments, manufacturing, venture capital, a single matrix multilevel marketing scheme that moved you up as people sent money after you, playing online Texas Hold 'Em, the prime bank fraud and more. That's what their sites claim, anyway. Some HYIPs don't even bother to lie to you. They don't even pretend they're investing your money in anything.

As for the HYIPs that do claim to be investing in something legitimate (the majority) -- what's their trading edge that enables them to guarantee such high returns? They don't tell you. They don't brag about it. They don't even give you a clue. You're expected to simply accept their word for it. The lack of attention they devote to convincing prospective investors that their claims are credible is itself a show of contempt.

I've seen marketing materials for mutual funds, investment newsletters, investment books, trading software, investing courses and seminars -- and all of them go to great lengths to convince prospects that their methods are successful. They don't give away their secrets but they obviously believe prospects won't send their money unless they first establish their credibility.

And no such marketing materials claim they can guarantee results every day, week or month! All trading systems have downs as well as ups.

Oh, yes -- no HYIP has lasted over one year. Most go out of business long before that. Naive koolaid drinkers believe that some were started by administrators with honest intentions who just failed to make money, so they closed up shop without refunding any money.

If they were honest they wouldn't make claims they couldn't fulfil. They would give you their names and addresses. They would accept all legal forms of money, not just e-gold. And if they did go out of business despite their successful investment strategies, they would return as much money as possible.

They didn't "succumb to the dark side" when their business failed. They were on the dark side when they started it in a deceptive manner.

But some HYIP investors make money -- how's that possible?

The obvious explanation for all HYIPs is that they're plain and simple ponzi schemes. The first few investors and the traffic-generating HYIP monitor sites are paid with money sent by later investors. As long as the program continues for a time, the early investors can show a profit. When the flow of money from new suckers slows down, the administrator stops paying anybody and goes on a long vacation, before starting a new HYIP under a new name.

HYIPs rely solely on your greed -- and that approach seems to be working.

I hope that now you understand that if you want a real return on your invested money, you need to put it in real investments -- not send it to scammers.

Richard Stooker

To learn more about HYIPs, go to: what are high yield investment programs or HYIPs

Capital gains are an illusion. Put cash in your pocket by learning the secrets of investing for income.

http://www.IncomeInvestHome.com

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Wednesday, March 5, 2008

Know How HYIP Monitors Work

Now, you can earn sizeable daily or monthly interest on your investment, thanks to High Yield Investment Programs or HYIP. And it could range anything between 5% monthly to even whopping 50% on a daily basis. But the catch is that, you will have to carry risk along with it. It's like putting your money at stake every day once you invest in HYIPs. There is no assurance whatsoever that your money is out of harm's way. But that doesn't mean that you will shy away from investing. The best you can do to combat the risk factor is to bag the latest information to arrive at the right decision.

You can literally fish from myriad sources of information about HYIP programs. But be just a little careful because most of them are not completely reliable. All you need to do is gather information from all the possible sources and then extract the much-needed ones about the respective programs. Always remember, having the right information under your belt is the first step towards becoming a successful investor.

HYIP monitors are the main sources of HYIP information. They list all HYIP sites and cater all the relevant information. Things like when the program began, the interest and fees or whether the program is paying or not, are to be found here. HYIP monitors function in a straightforward way. It simply monitors all the HYIP programs and sorts them by payouts, their preferences an age.

What actually happens is that, the monitor charges each HYIP, a listing fee that normally goes into the program as investment. Saying that, you will also find free listings and at times monitors who invest their own money. The HYIP then gets tagged as either "Paying" or "Not paying/Scam" depending on whether interest is received subject to the terms of the program. Furthermore, monitors have also made provision for the HYIP investors to rate and remark on the programs.

You will come across countless HYIP monitors, many of which list hundreds of HYIPs. It just goes to show the magnitude of competition in the air. You must know that Goldpoll is one of the largest HYIP portals. Conversely, another fine HYIP monitor is HYIPs Analysis. Now, from where does the HYIP monitors make their living. They earn from the interest paid by the HYIPs. Not just that, referral commissions spawned by their visitors who choose to invest in the program is also a means of their earning.

It's good to draw on HYIP monitors, but also make it a point to go through HYIP forums and read HYIP articles to educate yourself on matters of investment. It really works wonders especially if you are looking forward to investments. You can extract handy information easily. And reading articles and reviews available at HYIP Best is just the icing on the cake.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

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Thursday, February 28, 2008

How To Earn Maximum Through Deposit HYIP

You can earn high interest in quick time, thanks to High Yield Investment Program (HYIP). It virtually brings in a higher rate of interest than your savings account. You can realize your dream of earning big bucks here but that's not the case always. It might as well turn up into a nightmare considering the high-risk involvement in these types of investments. HYIPs are found in scores on the Internet while HYIP rating sites and HYIP forums directly monitor them. You will find that officially permitted HYIPs are more often than not based "offline" and not to mention run by registered companies.

There are different investment plans in the offering with HYIPs. In general, the interest and return put forward by HYIPs hover between 0.3% to 100% daily, weekly or even monthly. If the HYIP where you have invested shuts down, you will automatically lose all or part of your opening capital. If you are to curb the risk involved the best you can do is to spread your investment into quite a lot of HYIPs uniformly. List of HYIPs with most recent comments, rating and payment condition on each HYIP can be availed on the Internet.

If you are wondering as to how to invest with the online HYIPs, then simply read on. All you need to do initially is to become a member of the HYIP website. Yes, signing up is important because that's how you are going to make your first deposit. Always remember that deposits should be made only through the member's area. Furthermore, before you login, you will be asked for your username and password to access your account. You can easily open a free e-gold account to make your online money management easier.

As for the interest, you will know that it may fluctuate from time to time. Truth be told, interest is computed by the amount of the business profit, the forex market, and other investments on part of the company. Remember, you can make no direct deposit from your account balance. However, you can make additional deposits to HYIP daily account whatsoever although the transactions will be treated independently.

Another thing is that you just cannot open myriad accounts in these types of investment programs. What happens is that all the funds are freezed once a member is found to have more than one account. Again, you can get hold of account information 24 hours and not to mention 7 days a week online. If you place a withdrawal request, you will notice that funds are made available well inside 12 business hours.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

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Thursday, January 24, 2008

HYIP Programs are scams!

HYIP (High Yield Investment Program) - These HYIP's as people call them are all scams! Now you will see that they pay for about a week or 2 then they just stop paying people all together, and these are the half decent ones.

Most HYIP's don't even pay anyone. They are here today and gone tomorrow. The main goal of a HYIP is to make as much money in as little time, then come up with some excuses as to why they had to stop paying. My brothers HYIP he was in claimed that they ran out of bandwidth, and just never came back online. Why would someone even waste there time putting money into a HYIP that is 99% guaranteed to run with your money?

I put $100 into a HYIP and guess what happened? I didn't get paid. I was mad, and I was upset but whom was I kidding. Did I think I was going to really get paid? We all know they are trying to make money for themselves fast, then run with it all.

If you're looking to make money online DO NOT choose to make it with a HYIP. These will only cause you pain and just put you more in the whole. The % most HYIP's claim to pay is too high to trust. Do you really think if you invest $1,000 they will pay you $5,000 in a week? Lets get serious here now. If it was that easy everyone would be investing money into a HYIP, and quit there job.

I suggest you take whatever money you where thinking about investing into a HYIP, and look into the stock market. At least the stocks are real, and you can watch your money go up and down.

Visit HYIP Report for more information on hyips.

Chris Rohrer is a master at working at home, and helps others start making money online. To learn how Chris can help you make money online visit Business Programs Reviewed for more information

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Thursday, January 3, 2008

High Yield Investment Programs (HYIPs)

The number of High Yield Investment Programs (commonly referred to as HYIPs) have exploded with the advent of the internet. Typically, a high yield investment program is a investment opportunity that is run over the internet, and promises staggering returns of 1 or 2% per day or more. This translates into an annual uncompounded return of 365% to 730%, a figure that is unlikely to be possible by any legitimate investment program. I believe the vast majority of high yield investment programs are scams, and before you consider putting money in a high yield investment programs, you should do your due diligence and consider these points:

  • It is commonly believed that most high yield investment programs are Ponzi schemes, where the "interest" paid to existing members actually comes from money deposited by new members. As long as the program continues attracting new members, the HYIP will be able to pay its existing members, however, at a certain point, there will not be enough new members to pay off existing members, and the system will implode financially. Anyone who has money invested at this point will likely lose their entire investment.
  • Most high yield investment programs are very short-lived, and do not last more than 6 to 18 months.
  • Most high yield investment programs are located overseas, and do not disclose details about their location or management, and provide little contact information.
  • Some people believe that it is possible to make money from high yield investment programs by investing only in new HYIPs and pulling out their money early. This is at best a huge gamble and a very risky tactic.
  • There are numerous HYIP monitoring sites that track which high yield investment programs are paying, and which are not. These sites should not be completely trusted because it's possible for HYIPs to pay the accounts run by these sites so they can continue to appear to be "paying" programs.

My opinion is that most high yield investment programs are complex scams based on Ponzi schemes. This does not mean there are no legitimate high yield programs on the Internet, but if a program is paying a ridiculously high return, say 30 - 40% a month or more, then it is most likely typical HYIP and should be avoided.

If you are interested in alternative ways to generate a high-yield return on your money that does not involve HYIPs, you might consider the Legisi Return on Loan Program which I have used since 2005.

This review was written by Tom Oki, editor of a prominent business opportunity review site, where you can read a full article on high yield investment programs.

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Thursday, December 6, 2007

How to Use High Yield Investment Programs to Make Money

 

You will learn from this article how to:

  • Select programs with potential
  • Avoid bad programs
  • Minimize the risk
  • Make money.

High Yield equals High Risk.

Let?s face it: this section of the Investment business is not short of honest-looking, blue-eyed, sweet-smiling swindlers. This disappointing truth means either staying out of this business altogether or pick your way through it carefully and be on your guard. Of course there are honest Program Operators with integrity and it is rewarding to find them.

Being careful means only playing with the money you can afford to lose. I used the word playing intentionally. When you enter this market you will inevitably lose some money, if not all of it. That isn?t a disaster when you only used money you can afford to lose and regard it as a sort of gambling game, but it is really disastrous losing all the money you invested in a desperate attempt getting out of debt.

Select programs with potential.

What is a program with potential? Is it the program with the highest interest rate? No, those are probably the least reliable ones. Ask you self a question: is it possible that an investment fund is able to pay you 5% a day, for a long time? Well you know it, of course not! Paying 5% every working day means 52 x 5 x 5% = 1300% a year!

High Yield Investment Programs (HYIP) will offer you anything between 0.7 and 5% per day, sometimes even more than that. Sometimes they offer a percentage of more than 100. This only means that, hopefully, you will get back the money you invested (the principal).

The lifetime of a typical HYIP does not exceed one year, of course there may be exceptions. Often it is a matter of months or weeks. Here today, gone tomorrow. It seems a hopeless task to select a potential program, doesn?t it?

Well, here are some guidelines to find a program that you will give a try:

  • Have a look at HYIP forums, they all have rating systems. Beware of HYIPs with problems or are not paying.
  • Go for programs with short investment-durations. Investing money for a year in a fund that probably won?t last that long, is not very clever. The higher the interest rate, the shorter the investment-period should be, keep it limited to one week if possible.
  • Give preference to programs that pay back the invested sum. Programs that do not pay back the principle, promise high interest rates instead. The idea is that in time you will earn back the invested sum. But time in relation to HYIPs is a precious commodity.

Avoid bad programs.

Work on the assumption that probably they are all bad and look for exceptions. Inspect their sites. What do you think of their look and feel? Use your intuition. Some useful signs and criteria are:

  • Programs with absurd high payments, they gobble up your money and THEY make an absurd high profit.
  • Have a look at the site of HYIPs that you are considering. Sometimes they have a client-forum. If so, look at the quality of responses. If they are all slimy clones of Uriah Heep then you know enough.
  • Inspect their procedures, do they provide you with a clear account of your balance. Is the withdrawal function working? You can try this out by investing a small amount and see what happens.

Minimize the risk.

Established investment-funds have a risk-management policy of their own and individual investors in traditional markets try to minimize the risk by spreading their investments over different stocks. Both groups spread their investments over several funds. Spreading the risk is what they do. The assumption is that not all the investments end in bankruptcy and certainly not all at once. If one does in a portfolio of 20 funds, there are still 19 left.

Unfortunately this policy does not work with HYIPs. Why? Because they are all likely to fail within a year. If you seek safety in spreading your money over many HYIPs and keep it there, you would probably end up losing it all.

Minimizing risks in HYIPs is done by limiting the investment-period of any investment and limiting the number of HYIPs you invest in at any one time. Not more than five.

Some HYIPs publish very interesting data on their sites. Such as:

  • The number of investors
  • The total amount of money currently invested
  • The top 10 investors
  • The bottom 10 investors
  • Paid out today to. Reassuring to see your own (nick)name there when you are actually paid that day.
  • Days in operation.

If you consider putting some money in a particular program, study these data. If they are available you are able to work out the average investment. Do not invest considerable more than that average. For instance: if the total sum of investments is $ 50,000 with 20 investors, resulting in an average investment of $ 2500, then I would consider it very unwise to invest a sum of $ 20,000. Your stake in it would be far too high.

Make money.

It is possible to make money if you make use of the following guidelines:

  • Only play with money you can afford to lose.
  • Consider HYIPs as a sort of gambling opportunity and play with it.
  • Investigate a Program as good as you can before putting money into it. Consider trying it out with a small amount first.
  • Do not put all your eggs in one basket.
  • Do not put your money in more than 5 programs at the same time.
  • Review the situation regularly. Daily if possible.
  • Go for programs with a short investment time, a few days, a week. If your choice is a program with a longer period, see to it that the promised interest is ?realistic? (about 1% a day), if the interest % is too high, the program would probably not outlive the investment-period.
  • Get your money back as soon as possible. Make use of programs that pay back the principal (the money you invested).
  • Make limited use of compounding (adding interest to the invested sum in order to get interest over interest). This clashes with getting your money back as soon as possible.
  • Withdraw the interest as soon as possible. Preferably daily.

Summary.

  • HYIPs are a risky business, see it as a gambling game.
  • Play only with money you can afford to lose.
  • Select HYIPs carefully.
  • Avoid ?too good to be true? offers.
  • Do not put all you money in one program.
  • Not more than 5 HYIPs at a time.
  • Get your money back as soon as possible. Do not compound.
  • Withdraw interest immediately.

Good luck and have fun!

Have look at my portfolio http://www.freewebs.com/johnquicksilver/

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