Estimating Risk Of E-Gold Investments (HYIP-Autosurfs and Others)

Today I will show you some important factors that must be considered when estimating e-gold investment risk. You must realize, that proper estimation of risk is 90 per cent of success.

1. Admin's personal data. If an admin of program is an honest person he/she should not hide his personal data. It can be checked through any 'whois' service. If a domain is registered for some incorrect data, it should let you know that something is wrong. If the information seems to be correct, try calling the admin (its cheap with voip) and check if he/she is responsive etc. However, it happens that people use privacy protecting services, I do myself. It is very popular method of protecting privacy. Personally, I do not give up programs that use privacy protection.

2. Legal script. Those programs that are based on some sort of php script, must be run on legal copy. Most of HYIP scripts are made by GoldCoders and autosurf scripts are made by Neversay. It is very important that the site runs on a legal copy, its much safer and means that admin spent some money on building a program.

3. Graphics and language. High quality graphics is not cheap, it means that admin has money and is willing to spend it for the programs performance. You should also check the language of the page. Most sites are run in English, so that will be easier for you. Make sure that Terms of Service and every other texts are written in correct English, that there are no mistakes.

4. Contact. Admin should be responsive and supportive. Check the time for response by mailing him with some questions. Its good to ask about his investing strategies etc. You will now does he/she know what is doing and check his/her will to assist you.

5. Advertisement and popularity. When HYIP and autosurfs are concerned (e-gold investments in general), advertisement becomes one of the most important factors of program's and your success. Remember, the more new users (due to heavy advertising) the more likely you are to profit. Most of the admins are also present at the major forums and are willing to assist anyone there as well.

6. Admin. It might happen that someone present at a forum for a long time, decides to start his own e-gold investment program. Check his/her previous posts, try to learn something about that person. People, who are supportive for other members, are more likely to commit for the program's members. They will also be credited with much trust, what will result in cash flowing to the program, you should be there.

7. ROI. Return on Investment. The lower ROI the most stable the program is likely to be. However, programs with to low ROI are not going to interest a lot of investors. Nevertheless, such a programs will gain much attention after a longer time, especially if admin is very supportive. I would recommend putting your money in programs with low ROI. I will show you how to count ROI soon.

8. Age. The younger the program, the more likely it is to stay online for at least one full cycle. It can be your cycle if you manage to get in on time. I recommend joining young programs with high ROI, by young programs I mean those e-gold investments that are aged one or two days. It is likely that you will not loose your money and you should even make some profit. Especially with some referrals in your downline. However, with e-gold investments with low ROI, this is the opposite way. Older programs have a confirmed position and stability, thus people are willing to deposit their money, especially bigger money in such programs.

9. Minimal deposit. The programs with low minimum $1-$10 are most likely the ponzi scheme based programs. If admin is willing to invest the money, he/she should not be distracted with some small amounts of e-gold and should focus on investing what members have already deposited. Real e-gold investments start from about $100, but it shall not be considered a rule.

I hope that these rules for estimating the risk of your e-gold investment will be useful for you and will help you earn some money.

If you want to learn more about e-gold investments and other online money making opportunities, please, visit my blog:

http://im-making-money.blogspot.com/

Is It Possible To Insure An HYIP Investment

As everyone knows, HYIP investments are risky. To the uninformed its the equivalent of throwing a pound in a wishing well, and expecting 2 or 3 to splash back out. In truth, despite the mass of information on the Internet, there simply isn't a definitive yes/now answer for the inexperienced. Some time ago, I theorised that it would be possible to insure investments against scams. Although by some the idea was ridiculed, I was and still am convinced that the concept is good. Read on, and I will explain all the pros's and cons, you're free do decide yourself the merits of the service.

Lets take by way of example a typical Internet user that decides to try HYIP investments, lured by the promise of high returns in a short time frame. This person knows nothing of these sites, has no regularly updated information to look through and even if they did the site could turn sour the second hard earned money is invested.

So what happens when they try to withdraw the apparent win-fall? In a nutshell, nothing. They receive no payment and have no-one to contact. It is possible to report the incident to a merchant provider but this invariably will not result in the return of spent dollars. Another victim is created with no hope of ever seeing their cash again.

Now consider the difference that a definitive result would make after requesting an insurance policy. If the HYIP to be covered is on the insurance blacklist, or has been reported by other investors as a scam, the policy will simply be denied. From this point on, anyone foolish enough to make an initial spend with the site has only themselves to blame.

The other possibility is that the quote is accepted. Only two possible outcomes can remain. a) The investment is successful and the policy holder gets paid as promised, or b) The site fails to pay out and the policy holder becomes a victim with a difference. They will get their initial spend returned. In this case, the claim results in the HYIP being blacklisted, thus preventing further victims.

To some this seems too good to be true, but lets break it down into component parts and assess it more closely.

Hyip's (High yield investment programs) promise seriously high returns in a very short period of time, often hours or days. Even the best forex traders couldn't promise these types of profits indefinitely. Its possible that they will succeed in the short-term, but its unlikely to be sustainable and so the program fails.

The HYIP insurance is somewhat different, with the policy costing 25% of the intended investment amount. It still means that the premium must be multiplied more than 4 times to cover any possible claim made. However, for the system to be fair both in terms of the investor and the site owner, it will take a few days to be sure that no response is forthcoming from the site following a payment failure. The insured investor then has to make a claim, provide evidence of the investment and all attempts to resolve the situation amicably. The insurance provider also will make reasonable attempts to contact the site owner and merchant provider. At which point it is possible to grant or deny the claim based on the results. This is a considerably longer period of time, over which the premium cost has been invested wisely resulting in the ability to process the claim and return the lost investment amount. Winning investments provide the insurance service with the necessary profits to be viable since the same investments were made while the policy was valid.

So you see, the fundamental difference is time. Realistic time frames, compensating for the unrealistic but highly attractive profits. My advice is to keep your money safe, insure your investments. If you're lucky you'll win, if you're not at least you won't make a loss.

Billy Middleton is the creator of the Safepay Verified the new poundpyramid system where you earn a FIXED return of ?25000 per share which also contains the Pyramads banner promotions system. Now featuring the unique HYIP insurance service

Digging Facts About HYIP Investment

Have you come across the term High Yield Investment Program (HYIP)? It is an investment that involves extreme risk. HYIP is on a high and is growing everyday on the Internet circuit. People who are gaining fortunes investing in these programs are increasing in numbers. But it is to be understood that HYIP investments are not always a bed of roses. You will have to harvest as much of information as you can about investments as a whole before actually venturing into one. Knowing the right things about HYIP investments beforehand can surely do good to you.

If you are to find a HYIP, you will have to undertake a lot of research work. Researching a host of HYIP program sites is the first thing that you should do before you jump into anything. There is no dearth of websites regarding the subject of HYIPs that help you with all the relevant information that you need the most. They also urge the users to rate every program whatsoever.

As for investing in a HYIP, you will have to transfer cash from your bank account to the company's account by way of e-currency. And to make possible the use of these accounts you will be required to register with one or all of them. Not just that, before your account gets active, you will have to certify your email address to say it all.

Profit making from HYIPs will require you to devote some time to the Internet. And this is primarily because you will have to get a clue about the market scenario. You will also know where to search for HYIPs. Knowing facts big or small will certainly help you to face situations better and consequently will help you to add on to your profits.

There are certain tips that can help you to find the right way as regards HYIP investments. Look at the returns and try to be realistic right from the word go. Beware of scams or 'Ponzi schemes' for that matter. Savvy scammers who can literally put you in neck deep trouble run these schemes. Discussion forums, blogs, HYIP monitors, HYIP news websites and the like are something that can aid you in improving your information level. These means are pretty eye opening and hence very essential before you arrive at any kind of conclusion regarding investments.

Make sure that you go in for a test spend first. By doing so, you will know whether they are paying or not and whether the withdrawal button functions properly. Again, the best you can do is never exhaust money totally. Having your capital set into different programs is great idea and you will know why. You can access a whole lot of resources to bring in money if one of the programs flops. To do away with hackers you will have to secure your e-gold. It's a 'must' have thing.

All of the above mentioned facts and the useful tips would surely help you to sail across all the difficulties that come in way of HYIP investments.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Spammers and referral whores using names of big HYIP sites to deceive investors

Spammers and referral whores* have devised an innovative way to get investors to notice their advertised programs. For several months now, these people have been sending spam using names of popular HYIP forums, HYIP monitoring, and other HYIP-related sites.

Here are examples of spam we received purportedly coming from known HYIP sites. The sites have constantly denied any involvement in the distribution of these spam mails. Be warned that these referral whores are in it only for referral commission. Worse, if they are program admins themselves, these spammers want to bait you into the program hoping you would promote the program to other people.

DO NOT support these programs. DO NOT click any link in the mail and DO NOT join any of the programs they advertise. You risk yourself being scammed. Report the mail as SPAM in your mail box so that the next time you receive mail from them, it will be sent to the Junk Mail folder.

Here's one mail that deceptively used the name "TalkGold Admin" in its email address, hoping you'd believe it's an official mail from the TalkGold forum. It is not.

* * * * * * * * * *

From: talkgold.admin@gmail.com
Date: Oct 8, 2006 7:51 AM
Subject: Please read !

We are monitoring the paying site !
We recomend you to join here

http://profitbranding.net/deposit.php?cgi=m e m b e r (DO NOT VISIT THE SITE!)

Short plan info :
Plan A : 10% hourly for 15 hours !
Plan B : 20% hourly for 15 hours !

Payment accepted : e-gold
Referals bonus : 15% and free 1000 USD in hot contest

=============================================

Your faithfully,
Talkgold admin
talkgold.admin@gmail.com

* * * * * * * * * *

The next mail was supposedly sent by the Goldrater monitoring site, except that it was sent by Gaoldrater.com and not Goldrater.com.

* * * * * * * * * *

From: support @ gaoldrater. com
Date: Oct 18, 2006 7:13 AM
Subject: perfect choice for you

Click below to join >>> http://tinyurl.com/y m v q 5 b <<<< (DO NOT VISIT THE SITE!)

Take a look at our investment plans:

Starter Plan: 15% hourly .
Accepted: $10-$125.
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Accepted: $126-$5000.

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Strong confidence in our abilities and expertise combined with the professional market prognosis has brought our company to where it stands now. We know how to approach our business properly and our innovative thinking turned out to be one of the major factors of our success.

Click below to join >>> http://tinyurl.com/y m v q 5 b <<<< (DO NOT VISIT THE SITE!)

* * * * * * * * * *

Here's another clever disguise. The spammer was able to manipulate the email headers (yes it is possible) to show that it was sent by HYIPDiscussion.com. A closer look at the headers, however, shows that the mail was actually sent by worldgoldprofit.us.to. The official HYIP Discussion site has also denied several times that it is sending any spam.

* * * * * * * * * *

-Gmail-Received: 715f6ffe916c65f8f6ae32fa1fc6d796c06d7180
Received: by 10.82.162.9 with SMTP id k9cs105461bue;
Tue, 14 Nov 2006 11:58:06 -0800 (PST)
Received: by 10.35.21.9 with SMTP id y9mr1509001pyi.1163534285790;
Tue, 14 Nov 2006 11:58:05 -0800 (PST)
Return-Path: <info@hyipdiscussion.com>
Received: from leaf.phpwebhosting.com ([67.19.218.130])
by mx.google.com with SMTP id 5si3476807nzk.2006.11.14.11.58.01;
Tue, 14 Nov 2006 11:58:05 -0800 (PST)
Received-SPF: error (google.com: error in processing during lookup of info@hyipdiscussion.com: DNS timeout)
Message-Id: <455a1fca.0308aa54.3fc8.ffffcb46SMTPIN_ADDED@mx.google.com>
Received: (qmail 12797 invoked from network); 14 Nov 2006 20:01:28 -0000
Received: from unknown (HELO User) (ajie@worldgoldprofit.us.to@203.190.40.17)
by 82.da.1343.static.theplanet.com with SMTP; Tue, 14 Nov 2006 15:01:28 -0500
From: "info@hyipdiscussion.com"<info@hyipdiscussion.com>
Subject: BEST HIGH PROFIT!!! 200% in 4 hours!!! Bonus available 50%.
Date: Wed, 15 Nov 2006 03:02:54 +0700

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They are on top in our monitoring website.

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Thank you

* * * * * * * * * *

Another deceptive spam was supposedly from the GoldPoll monitoring site. Although the email header was manipulated to show that it was sent by admin@goldpoll.com, it was actually sent by admin@goldfpoll.com -- notice the F between Gold and Poll. These guys can't even spell the name of their site right: the subject says the program was a "GollPoll recommendation".

* * * * * * * * * *

E-TradersGroup

115th Days & PAYING

128 Bit SSL

Automatic Withdrawals
Info
Started Jul 28, 2006
Running days 115
Total accounts 2380
VIP accounts 160
Total deposited $ 13,920,893.73
Total withdraw $ 3,554,953.08
Visitors online 46
Members online 23
Newest Member conkol45
Last update Nov 20, 2006

115th Days & PAYING

128 Bit SSL

Automatic Withdrawals

E-TradersGroup

Link: http://e-tradersgroup.com/index.php?ref=h a n k o k (DO NOT VISIT THE SITE!)

* * * * * * * * * *

Again we advise you NOT TO visit these sites, NOT TO click any links, and NOT TO join any of the programs these spammers are advertising. YOU WILL ONLY BE SCAMMED. Beware.

* "Referral whores" are people who aggressively promote and push for a program -- regardless of the fact that it may be scam -- with the only intent of earning commissions for every referral they direct to the site.

www.pinoymoneytalk.com

Pinoy Money Talk is an online community of Filipinos involved in various online and offline investment and money-making opportunities.#BREAK#

Internet High Yield Investment Programs. Opportunity or Scam?

High Yield Investment Programs or HYIP's are schemes where a person (the would-be investor) makes what is known as a "spend" (payment) of money in quantities ranging from less than $1 to $1000's in hopes of getting back a high return after a certain period of time. Most HYIP's that I have seen use the gold electronic currency business e-Gold as their payment processor of choice. The rate of return offered varies depending on the particular HYIP (I have seen sites offering rates as ridiculously high as 3000%) and when an e-Gold spend is made it cannot be reversed. This is in accordance with e-Gold's policy and motto which succinctly states: "Get paid, stay paid."

The following generic statement can be seen on the home pages of many HYIP's in reference to their program: "Our program is intended for people willing to achieve their financial freedom but unable to do so because they are not financial experts. xxxxx is a long term high yield private loan program backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term."

In fact however, the High Yield Investment Programs are Ponzi schemes. Wikipedia, the free encyclopedia says: "A Ponzi scheme (named after Charles Ponzi who became notorious after using the system) usually offers abnormally high short-term returns in order to entice new investors. The high returns that a Ponzi scheme advertises (and pays) require an ever-increasing flow of money from investors in order to keep the scheme going. The system is doomed to collapse because there are little or no underlying earnings from the money received by the promoter."

It follows that HYIP's are usually short-lived affairs where the so-called investor is often scammed out of his/her money. I myself made a total of 15 small spends in 15 different HYIP's recently just to see and I can report that I got paid by none. Zilch. Zero.

So why do these sites continue popping up all over the Internet and attracting "investors" when most people know most of them are scams? Well, there's always the powerful allure of the possibility of making money without lifting a finger. That will always attract people. Always.

But the fact remains that if you have some e-Gold currency laying around that you don't need, you can invest in High Yield Investment Programs and make some scam artists always on the prowl for sucker money (like mine) very satisfied. Very happy. For the long term.

You may reprint or republish this article so long as my link(s) or resource box is included and published as well.

anelli is an aspiring Internet marketer who enjoys reading, watching and doing sports and life in general.

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