Is It Possible To Insure An HYIP Investment

As everyone knows, HYIP investments are risky. To the uninformed its the equivalent of throwing a pound in a wishing well, and expecting 2 or 3 to splash back out. In truth, despite the mass of information on the Internet, there simply isn't a definitive yes/now answer for the inexperienced. Some time ago, I theorised that it would be possible to insure investments against scams. Although by some the idea was ridiculed, I was and still am convinced that the concept is good. Read on, and I will explain all the pros's and cons, you're free do decide yourself the merits of the service.

Lets take by way of example a typical Internet user that decides to try HYIP investments, lured by the promise of high returns in a short time frame. This person knows nothing of these sites, has no regularly updated information to look through and even if they did the site could turn sour the second hard earned money is invested.

So what happens when they try to withdraw the apparent win-fall? In a nutshell, nothing. They receive no payment and have no-one to contact. It is possible to report the incident to a merchant provider but this invariably will not result in the return of spent dollars. Another victim is created with no hope of ever seeing their cash again.

Now consider the difference that a definitive result would make after requesting an insurance policy. If the HYIP to be covered is on the insurance blacklist, or has been reported by other investors as a scam, the policy will simply be denied. From this point on, anyone foolish enough to make an initial spend with the site has only themselves to blame.

The other possibility is that the quote is accepted. Only two possible outcomes can remain. a) The investment is successful and the policy holder gets paid as promised, or b) The site fails to pay out and the policy holder becomes a victim with a difference. They will get their initial spend returned. In this case, the claim results in the HYIP being blacklisted, thus preventing further victims.

To some this seems too good to be true, but lets break it down into component parts and assess it more closely.

Hyip's (High yield investment programs) promise seriously high returns in a very short period of time, often hours or days. Even the best forex traders couldn't promise these types of profits indefinitely. Its possible that they will succeed in the short-term, but its unlikely to be sustainable and so the program fails.

The HYIP insurance is somewhat different, with the policy costing 25% of the intended investment amount. It still means that the premium must be multiplied more than 4 times to cover any possible claim made. However, for the system to be fair both in terms of the investor and the site owner, it will take a few days to be sure that no response is forthcoming from the site following a payment failure. The insured investor then has to make a claim, provide evidence of the investment and all attempts to resolve the situation amicably. The insurance provider also will make reasonable attempts to contact the site owner and merchant provider. At which point it is possible to grant or deny the claim based on the results. This is a considerably longer period of time, over which the premium cost has been invested wisely resulting in the ability to process the claim and return the lost investment amount. Winning investments provide the insurance service with the necessary profits to be viable since the same investments were made while the policy was valid.

So you see, the fundamental difference is time. Realistic time frames, compensating for the unrealistic but highly attractive profits. My advice is to keep your money safe, insure your investments. If you're lucky you'll win, if you're not at least you won't make a loss.

Billy Middleton is the creator of the Safepay Verified the new poundpyramid system where you earn a FIXED return of ?25000 per share which also contains the Pyramads banner promotions system. Now featuring the unique HYIP insurance service

Hype for HYIPs - New Advertising Era Is Coming?

Every program administrator should start thinking about program promotion long before actual program launch. An effective and carefully planned promotion campaign can make the program famous in a few days and can guarantee a steady traffic of investors. In the HYIP world program promotion doesn't anything to do with search engine optimization (SEO) used to promote websites. People invest in SEO when they want to increase the number of visits to a website from search results. But think about it: how many investors use Google to find new investment opportunities? Plus you should know that successful SEO doesn't always result in increased investments or sales. You should discard SEO in the very beginning: it will be a waste of your time and money.

Here is what you could concentrate your promotion efforts on: banners, listings or monitor websites, paid sticky topics on discussion boards, paid posters crowd (whether you like it or not), smart hidden marketing campaigns.

Banners

MMT Investigation Bureau conducted an interesting survey not so long ago. We wanted to know how effective banners really are and what outcome you can expect by using banners to promote your program. We have contacted many listing websites that have advertising spaces and offered them to provide us with free advertising space for a week strictly for survey purposes. Our survey was simple: we put a banner on a monitor website for a week. Please note that banner was professionally designed to immediately attract attention. So there was a good probability that someone would actually click on it. Then we analyzed how many clicks were made and how many pages were viewed. We had expected that most of them would have declined our offer, so we have purchased more stats from a trusted resource.

You can find result charts and diagrams here: moneynews2.com/HYIPforumsNEWS/Hype-HYIPs/

As you can see from the stats, these resources are not worth the money they ask for their services. They are basically useless. Another thing we noticed was that most advertising spaces on listing websites are empty which means that these services are not popular anymore. We have closely followed listing website for about a month and there were always available advertising spots. We don't think that ordering promotion there will be very effective so think twice before paying someone for advertising spaces!

You should know that most discussion boards offer you advertising spaces as well. Compare their sheets are below: http://moneymakertalks.com/index.php?showtopic=1137

You can see that placing banners on forums is very expensive and it won't necessarily yield results that you expect. We have heard different stories about people who got scammed by board admins. They paid for banners and they were never placed. We have heard this happen more than once so be very careful. Plan your budget accordingly and don't spend it all on one banner.

So costs are quite high. You may also notice that they are available on each forum which means that this service is not very popular. Why? Because it's expensive, it doesn't guarantee you success and there one more thing: a recent research has revealed that most programs advertised on discussion boards as sticky topics are nothing but scam. Now investors treat sticky topics with great caution and we would advise against using this method of program promotion because it will only give your program a bad name.

If you are still thinking about using "paid poster" services, than you should read an article here: http://moneymakertalks.com/index.php?showtopic=972 . This article explains why you shouldn't do it. Enjoy!

There is another promotion tool that can be used for investment programs promotion. This marketing tool is not that popular in HYIP industry yet but it has been used for years by marketing agencies all over the world.

Have you ever heard about hidden marketing? It's also known as guerrilla marketing, smart marketing or buzz marketing. Basically it means special marketing strategies to generate spontaneous attention to a service (or to an investment program in our case). Hidden marketing experts have many tricks up their sleeve that can make any program successful and they can offer targeted marketing campaigns as an effective solution to your promotional needs.

This whole concept has been very successful and large corporations like Microsoft, Google, Procter and Gamble use it to promote some of their products. This form of promotion really works because people are more inclined to believe word of mouth promotion more than conventional advertising because usually the promoter is satisfied with the service or products and he/she is eager to share his/her experience. It also work because the promoter is not trying to sell you anything, he/she is merely discussing it.

Various techniques are used for this kind of promotion. Most famous techniques imply using discussion boards or specialized blogs to spread the word about a new product/service. This doesn't cost as much as media advertising and such promotional campaigns are always targeted since blogs and discussion boards are carefully selected by promoters.

You can say that this is essentially what paid posters have been doing for ages but I will have to disagree. Read our survey once again here: http://moneymakertalks.com/index.php?showtopic=972 and you will see that most paid posters don't have a clue about what they are doing. Posting "paid" comments and fake screenshots is not hidden marketing. On the contrary, it looks like a direct advertising to us. Don't you think so? All the posts are the same, they are not grammatically correct, and they repeat content and leave customers dissatisfied with their services. One thing about hidden marketing is that it usually stays hidden, it's subtle and investors can tell it's there. They are not supposed to know that they are being marketed at all and most "paid posters" are not well disguised.

You can try to run a hidden marketing campaign yourself because most people think that it's very easy. We would suggest against this. The reasons are simple: you don't have the necessary tools and know-how to do it right. You can probably learn but it takes time so if you ever think about this type of promotion you should look for companies offering this services. It's easy to tell these companies from paid poster crowd: their emails don't contain mistakes, they have websites, they will usually offer you several plans for promotion and they will be willing to give you a trial period or demonstrate their previous work. They will always provide a campaign plan or agenda.

We believe that programs will have to change and program administrators will have to spend more time on them. Discussion boards will eventually transform into places for sharing experience and promotion skills will change as well. Paid posters will disappear because their services will no longer be needed because no one will believe simple paid comments anymore. HYIP world will change (hopefully for the better) and new approach to promotion will be a necessity. Get ready for it!

HYIP Monitors And How To Read Them

Hyip montitors or hyip rating sites are lists where the hyip admin have to spend an amount to the admin of the monitor who spend the money back in that programme. From this moment the programme get a state.

Waiting: Already invested in the hyip however to early to receive the payments Paying: The hyip pays on time, everything is all right Problem: The hyip don't pay at time or don't pay at all. Scam: The hyip doesn't pay anymore, however it is still possible that you can view the website. Closed: The hyip is closed, normaly the website is taken offline.

Normaly the hyip monitor offer a little bit of extra information such as.
- Day of opening
- In what they trade
- About the hyip
- contact information
- Profit rate and investment plans

But caution!

-Some hyip admins are only paying the admin and not the monitor so they get a postive rate, that's why i prefer the monitors where you can vote on the programmes.
- Some hyips admins are hiring members to post positve comments on hyip related forums (yes they get paid for it) I'm sure you have already seen this before you browse in a thread there are some problems with a hyip and wham you get it a few newbies are posting: I've got paid
- As you may now most hyips don't invest at all. They are ponzi shemes (new pays old) however some members don't get paid they give a positive vote and hope that other members will join these ponzi sheme too. In that case there is a chance that the hyip will survive for another few days and in that case there is a chance that the false voter will see his money back.
- Not paying, no paying: Some hyip admins are hiring staff or paying members to post false votes for other hyips on different hyip monitors: They vote: Not paying.

How the hyip monitors are making money?

- Trough referral commissions.
- Trough advertsing ( banner advertising, Google adsense , Obeus).
- Premium listening: Some hyip admins are choosing these options to give a better rate to their hyip.
- They spend the money they received from the admin in the hyip. If the hyip pays they got a profit if they don't pay
or return in a scam no problem they haven't lost money.

List of good hyip monitors.

As you can see there are hunderd of hyip monitors out there. The reason why is simple most people think they can make a ridicilous amount of money by offering such a service and for a few hunderd bucks you have already the money to start a site, to buy a script and a little bit of cash to promote the service however i use these hyip monitors.
- Goldpoll
-Hyip-navigator (also with interviews and articles)
-goldrater
-listpays

Also in the forums of dreamteammoney can you see a whole lists of monitors. And the admin is there. Don't be afraid to ask questions to them to gain more information

But it's not all right to spend money in hyips only based on the information you received from the hyip?

- Always do your own due dillegence (research) - Look if the profit's are realistic (we make 15% a day trough forex= scam) - Go to forums The hyip admins can easily delete negative posts. Do you remeber the paid to surf programme Studiotraffic all the negative posts where deleted there. In independent forums they don't delete negative posts about a certain hyip - A red flag if you are seeing sentences like.
" We are a team of professional teams and banker with ten years expierence in forex and nasdaq. No we have decide to operate
online you can earn x% daily.
- The hyip admin is already rich.w
The administrator claims that he have already earned millions of dollars but now he gives you the opportunity to the same. And you don't have to trade yourself. Scam of course. Do you realy think that a millionaire will trade a few thousand bucks?

Frederik is an internet marketer and high yield investor you can read more articles about it on his blog

Tips to follow during HYIP investment

Though HYIP can be very profitable but there is always a high risk involved. There are hundreds of scammers out there waiting just to rip off your money. If you are not careful enough in choosing the right HYIP than there is a big possibility for loosing your money before even getting any profit. This is how this HYIP world works. So in order to minimize the risk you need to keep the following things in mind.

• Never get greedy, control your emotions.

• Invest only what you can afford to lose.

• You need to have a lot of patience.

• A due diligence check on the program is a must.

• Always withdraw your initial investment as soon as possible.

• Diversify your investment in to several reliable programs.

• You have to believe that most HYIPs are Ponzi scams.

• Acquire as much information possible about the investment program you are interested.

• Join HYIP forums to know opinions of other experienced investors.

• Do not invest in programs that are not listed on premier HYIP review and ratings sites.

• Always check the review websites to monitor your invested programs.

• Never invest in HYIP that use free listing site.

• Try to avoid daily return HYIP that use manual or instant withdrawal, always invest that pay directly to your e-gold

• Lastly, always be prepared to loose your money as investing in HYIP is almost like gambling.

To get more useful information you can visit these links:

• How to do Due Diligence on HYIPs

• HYIP related Forums for you

Some advices for HYIP beginners

Investor-Info.biz: HYIP Articles library

Some advices for HYIP beginners

This article is devoted to HYIP - investment programs. The article is intended for those who is the beginner in such business. I think, the beginner can gather some rules and advices which can help to not lose but earn some money by participating in such projects

First of all, you should solve: whether this method of earning money approaches you? First of al, answer following questions, and then make your own decision.

I do not advise you to start to participate in this business if following character traits are inherent to you

1. You are afraid to risk your money. It is necessary to note, that absolutely reliable HYIP projects do not exist. Any commercial or state bank offers low profitability of an investment with high reliability. On the contrary, HYIP offer high liquidity, but often many of them have short term of existence

2. You should realize, that HYIP projects cannot make a profit from anything. You should deposit necessarily some minimum of money to receive any profit. It is well-known, that it is impossible to receive something from anything. If you do not have necessary minimum (as a rule, it's over 100-1000 $)-you should earn and deposit them at first.

3. Are you very emotional? Are you nervous? In this case, HYIP business is not for you. Moreover, if you are capable to unforeseen rash acts, is very dangerous to participate in HYIP projects. In the first case you'll receive a sleeplessness, in the second - an opportunity quickly to lose all the money.

4. You like to blame others for your mistakes.

If, once a failure occurs, you blame anyone (be it administrator, friend, boss, government, God, weather, coincidence etc) except for yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and all the fault in case of a failure is yours. If you have lost money in HYIP - you are the only one who is guilty in your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

5. We strongly advise you not to participate in HYIP projects, if cheating is inherent in your character. There are too many dishonest persons in this business besides you

HYIP - IS for you, if: 1. HYIP is the best way of earnings money for you, if the realized risk - congenital feature of your character.You should understand, that risk-noble business You should be ready to risk anywhere and always to subdue top or to lose all.You've got a well-developed intuition and common sense

2. For successful promotion in HYIP business you should have good feeling of intuition and skilling of precise analysis. Yours experience and intuition should be a basis of your decisions. Your experience and opinion should be more major, than opinion of participants HYIP forums etc. You and only you make a decision on necessity to participate or not to participate in this or that project.

3. You should be capable take experience from the last mistakes

HYIP it is not intended for those who recedes after the first defeat. HYIP - a choice of the strong people, able to make conclusions of their mistakes.

HYIP : first steps. This part of article is array of advices for those people, who meet the requirements stated above and decide to take participation in HYIP business.

How to begin. You should take some knowledges before participation in HYIP. You can get this knowledges by reading news on different forums, opinions of well-known people and professionals of this business. It is well-known, that's learning from mistakes of other one's is too better than from your own. You should start only after your own attentive research of HYIP business world

Starting capital. A lot of hyip programs have too small start invest capital about $1-5. You should clearly understand, that such small money can't be the foundation of real business. You'd better to buy a beer fjr yourself than participate in HYIP business with such money. You should start your learning with at least $100, expanding this amount till $1000, if you want to succeed. And you should remember, that amount of your investments and possible loosing of them should not be fatally dangerously for you.

A variety of investments. Do not invest all of money in any unique invest-project. You should have contributions in at least ten various projects, you'll have probability of yours succeed. You should clearly understand, that always there is a high probability closing of half of these funds

You should care of safety of your accounts if do not wish to be plundered by the hackers a various sort, swindlers, etc. Do not forget to update anti-viruses and firewall programs on your machine. Only you can protect yourselves from a robbery by hackers.

Life expectancy of HYIP projects. Any program of investment chosen by you should be preliminary researched by you. You should estimate time of its existence and the beginning of work of the project. You should know, that any such invest project has the certain term of a life. The overwhelming majority of projects - financial pyramids, although well-known as ponzies. They pay you from the deposits of new investors for a period of time while new investments are larger than the total amount of payouts. If you try to participate in old program, you have a huge risk to get in the basis of such financial pyramid.

Stages of development. Any program has the certain life expectancy. This life can be divided into some periods conditionally:

1. The beginning of opening of the program. This most successful time for investment. The program receives big investments, investors receive their percents and seldom enough withdrawal of means demand. Danger of bankruptcy at this stage consists in an opportunity of a deceit of investors the admin of the program. He can decide to disappear with money instead of continuation of work of the project. Such succession of events can be determined by researching statistics of the program. Such project is the bankrupt if in statistics the huge quantity of investments in the beginning of work of the project is specified. Also the project can become incapacitated, beacause huge amount of money were spent on advertising campaign and web-site's design.

2. The period of stability. It is the period of the most fruitful existence of the project, when the program develops, deposits grow, the small quantity of withdrawals of money is made.

3. The end of existence. This stage comes, when the amount of inquiries about withdrawal reaches the sizes of the common capital of the project. Admin closes the project, leaving a difference of investments and the withdrawn incomes to itself.

4. Sometimes project continues the existence. It possible in that case if it's really the productive eiaano-project or a commercial deceit by means of advertising.

This stage - logic end of activity of the project. You should it is obligatory to withdraw the money at this stage if it is still possible.

5. Extraordinary case may have a place, if the web-site of project was attacked by hackers. The most probable consequence of this incident - full bankruptcy of the project.

Types of HYIP projects. 1. Short-term ponzies It kind of programs promising up to 200 % with daily payment. Usually term of life of such programs is no longer than one or two weeks. It is wery dangerous to invest in such project's, which are like a "roulette." We strongly recommend do not participate in such programs.

2. Medium-term ponzies Term of life of such programs may to change from about two weeks till two monthes. They pay around 5-7 percents a day. The most dangerous kind of projects.

3. Long-term ponzies It's the best way yo your investments. The real period of existing of such programs is about five months, and some of the most successful can live till half a year. Their payments are about from 2 till 3 percents a day. So, you have too high possibility to return your investments in two-month term and have some profit

4. Extra-long term projects. This type of projects can work too long time, till a whole year. They promise less than 25 % monthly. Nevertheless, it very dangerous kind of projects. You should to put concerning the big deposit to receive the essential income in this case. The risk in this project is very high, so, participation in such projects is not your best way ti earn the money.

5.Private programs. When you'll start to participate in investment projects, you'll hear about so called private projects. Their admins approve, that new members can participate in such programs only by the special invitation. It is not VIP project as you thing. It's a simple advertising attempt to get more investments from it old members. The unique feature of such projects - their rather high life expectancy. You should be very carefull with such projects. Programs of such kind have too high possibility to be closed soon.

You should have in view of, that HYIP world is full of lie. You should to rely on own experience and experience of professional investors. Pay attention to messages on HYIP forumes. It is too important to look after the admin's speechs - it is not very difficult to differ truth and lie. For example, admin, most likely, say lies, speaking about use of investments on FOREXe, because an overwhelming part of such projects - only financial pyramid.

HYIP is uneasy business, and administrators often escape with invested money. You should clearly understand, that there is no way to get back your losed money. You should remember it always. You should now, that there is no mechanism to look for the Internet payments. Rules of all HYIP projects notice that the administrator is not responsible for your money and you are depositing them voluntarily. Practically it impossible to start lawsuit against the not honest admin of HYIP project, but it's impossible to return your money. Even charges on police investigation will exceed the sum of your deposit. HYIP projects do not submit to any laws.

If you have decided to participate in HYIP business - I sincerely wish you be lucky!

Written by Investor-Info.biz Admin December 22 2006 Investor-Info.biz All rights reserved! If you copy this article you MUST refer this page URL! This page url: http://www.investor-info.biz/lib/beginadvices.html More articles about HYIP: http://www.investor-info.biz/lib.php

Investor-Info Team (Investor-Info.biz)

Some advices for HYIP beginners is article written by Admin of one from best HYIP monitoring services - Investor-Info.biz. If you do first steps in HYIP investment world or even you are already an experienced HYIP investor then this article is for you.

The Secret Of Cracking An HYIP Program

Investing money to a High Yielding Investment Program (HYIP) is quite a gamble. Although you can earn heavy interest in no time at all, the stakes are surely high. Anything from 0.5% to 100% can shape up as the interest and return offered by HYIPs on a daily weekly or monthly basis. Fast and easy money is certainly on the agenda with High Yielding Investment Programs. HYIPs are available on the Internet in plenty and hang about anywhere between 1 day to 1.5 years. If worse becomes worst, you could even lose all or a portion of your principal amount if the concerned HYIP shuts down.

The one way to get out of risk is to expand your investment into a number of HYIPs regularly. And besides that, you cannot afford to keep any interest in your investment accounts for compounding. Removing them to your e-gold account is a wise thing to do. You can easily browse HYIPs from HYIP rank and monitor sites to get an idea about their authenticity. Some of these sites even sends catalogs of HYIPs with all the relevant comments, the payment standing on each HYIP and of course the rating. You must remember, that your investment and the consequent profit aren't guaranteed at all in case of HYIPs. There is every possibility that you can even lose the principal amount, so be prepared.

Take a note on some of the 'must do' things regarding High Yielding Investment Programs. Be dead sure of not having all your money into an undersized HYIP program. No matter how promising they may look at the outset, don't get lured away. If you are ready to invest a large sum of money then do make sure to enquire whether the company offers any capital security against it.

Invest your capital into as many programs as you can. It makes more sense to do the above than settling down with two to three small HYIP programs with huge sums. Remember, you need to focus on the plan and not the programs for that matter. As for smaller programs make it a point not to reinvest extra money before you have been paid back. Moreover, with HYIP programs it is advisable to plough back smaller profits from time to time.

High Yielding Investment Programs can provide you with anything between 0.7 and 5% per day to say the least. And as for the longevity of a typical HYIP, it generally does not go beyond one year. HYIP forums come along with rating systems. Programs that have short investment-durations should be preferred. Additionally, the programs that pay back the invested sum must be chosen. You will have to keep bad programs out of our way. Try to investigate through the sites before you plunge into any kind of investment. The fact of the matter is that you will have to steer clear of "too good to be true" offers.

Knowing about HYIP programs will definitely help you in a lot of ways if you are looking to venture in the field of investments.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

A "HYIP" For Making Money Online!! [Before Go Into HYIP!]

Before Go Into HYIP! By UdomBlogClub http://InvestorCorner.blogspot.com

When you invest in HYIP programs you should understand that you are taking a risk. The information in this article is based off of

statistics and personal opinion.

Law 1 - Accept That Many HYIP's Are Ponzi's You can still make money off of Ponzi Scams. When you accept that many HYIP's are

Ponzi's you are on your way to becoming a great investor. HYIPs with low ROI (long term HYIPs) are often safer to invest in, but it still

doesn't diminish the fact that they are Ponzis. Long term HYIPs last 3-12 months. Mid term HYIPs last 2-6 months on average. Short

term HYIPs last only a few daysDo not take any special pride or interest in any one HYIP. Think of it as a game, you win some, you

lose some, however if you are smart about it, your "gaming score" will rise above the others.

Law 2 - First In, First Out To earn a lot of money in the HYIP arena, you have to get the "timing" down. If there is a great program that

comes out, and if it takes the status of a short term/mid term HYIP and you have yet to invest in it, perhaps you should wait for the

next golden HYIP to come out. Golden HYIPs are those HYIPs that have a nice design, good support, and make you feel like you have a

"safe-investment". The reason you do not want to invest in a short term HYIP while it has been out for a week,is that, statistically

speaking, short term HYIP's last only a few days, only a few hit a month status. If you don't wait the week, and decide to invest your

funds in the HYIP the current week, you may not get your funds back, depending on the HYIP's investment terms. That's why it may be

safer to wait until the next golden HYIP comes before you invest into a good one that is out at the current time. Basically the first in

and first out rule goes like this. A program is created. If the program has: I. A decent site II. Semi Honest AdminIII. HYIP MonitorsIV .

Accurate reports of where members invested money are dispatched then this is definitely a good Ponzi to consider investing in. On Day

1 you should wait and see what investors are saying about the program and how the Admin reacts to members problem. On Day 2

you should see if the Admin is still helping out members, and if everyone is still happy,if everything is going as planned, you can now

take your test spin investment. Your test spin investment obviously will vary considering what type of program it is, so choose an

amount you won't cry if you lose. Wait until you receive your money back before taking your next actions.

Law 3 - Decent Site = Decent Cash A lot of HYIP sites created now days have no care put into them. If a website looks like a 5 year old

created it, why should you feel secure that your money is invested in such a site. The more money an HYIP Admin. puts in to hisHYIP,

the slower he will run away scamming, due to the fact that he wants to get his ROI back as well. If a HYIP. has a nice flash banner,

custom designed script, security flaws fixed, and it's own little goodies then you can assume the site is decent. Thus the cash will be

decent. With sites like this, you can wait a few days to see if everything is still under control but do not wait over a week. You will also

want to watch out to see how much money is invested into HYIP Monitors before any members investments are put in. If he invested

$300 of his own money into a handful of HYIP Monitors, you then know he isn't using members funds to invest into the HYIP. If that is

the case, you can assume that he won't be scamming on the first few days of the HYIP as he's going to want to be able to make his

money back.

Law 4 - Rates/Referral System I will not tell you to investigate the rates of a program to determine if a program is a scam or not. By

now you should willingly know that almost every HYIP you see is a scam. However I will say with rates, you can tell how long a

program will last, which will determine how long you have to make a profit. 1% - 3% a Day: 2 Months - 1 Year Programs with a ROI

of 1-3% usually last the longest. They can span for a couple of months, to sometimes even a year before shutting down. Many

investors get scared when investing into these types of programs however, because you usually have to have a large capital to make

any profit. When investing in these type of programs, what I suggest you do is divide the amount of money your willing to spend into

multiple programs, that way you are not relying on one program. For example, if you are willing to invest $1000, I would recommend

you to invest $250 into 4 different "reliable" HYIP's, rather then dumping the whole $1000 into one program. You will most likely make

the same profit as if you would have if you invested the whole amount into 1 HYIP, however the risk will be lower, and your investment

will be safer. 4% - 12% a day: 1 Month - 6 Months These programs typically last 1-6 months. It is recommended that you diversify

your money into a couple of programs when you see rates like this. Getting in first is usually vital for these type of programs, that way

you can be surethat you will receive your investment back first. When investing into these sites, make sure that they follow Law 3.

110% -200% A Day: 1 Day - 2 Weeks These are known as Ponzi scams - straight out. What you basically want to do is follow the "Get

In - Get Out" approach. Even though these programs offer 110-200%, it is really more like 10-100% of your profit due to the fact that

your initial investment is usually not returned to you. If a HYIP Admin of such a program bites on the claim that the money generated

back to the members are from trading and FOREX, don't even bother investing, the admin. is obviously lying and it isn't worth your

time. If a program offers a referral rate over 10%, this most likely indicates that they are in a need of investors quick and that they

may have a shorter life span then normal. You will want to look for programs with referral rates of 1-7% as this is more safe. With

that being said, you can still make money with programs offering referral rates of 10-15% if you use caution and are ready to pull out

at any time.

Law 5 - Short Term/Middle Term/Long Term Short Term: Short Term HYIPs are the Fly-By-Night HYIP's. They only last a few days

and they usually have no real source of creating an income for it's members. Admins usually often run "games" which restart when

the withdrawal percentage reaches a certain amount of money. The best way to profit from games is to deposit when the new round

starts. You may want to wait 2-3 rounds to see if the program is legitimate, rather then investing in round 1. As soon as a new round

starts, you need to invest, being one day late can make the difference of receiving your money, or losing it all. Short Terms are usually

the riskiest, but if played right, can be the most profitable. You can identify Short Term/Middle Term/Long Term HYIP's in Law 4.

Middle Term:These HYIP's usually last longer and usually offer fun twists and turns that not only make the HYIP interesting, but

sometimes also fun. These can last up to months, and if you get in and out at the right time you can make a lot of money. Long Term:

These HYIPs usually last for a couple of months to years. These HYIP's offer the lowest amount of risk, however the highest amount of

investment. You can make money with these programs if you know how to identify if the program will last a while. I do not

recommend investing more then $1000 into any HYIP.

Law 6 - Due Diligence When I say due diligence I do not mean that you need to identify if the program is a Ponzi or not. If you have

learned anything from this e-book, it should be that almost all HYIPs are Ponzis. However what I do mean by due diligence is take

what the admin gives out to you and identify if it's true or false. For example, if a program offers 10% daily, and the admin claims to

invest members funds into FOREX, you can assume he is lying as, receiving such a ROI investment daily in FOREX is almost

impossible. You can also use Due Diligence to further research the HYIP. If the admin says his program been around for months, you

can check the status of the domain by using the site www.alexa.com if it shows that the website in fact been around for months,

perhaps the admin is telling the truth. Some things to remember. Anything above 2% daily is hard to receive in any stocks/forex/etc

Law 7 - Do Not Compound You may think that you are making more money when you compound into HYIPs but in reality, unless that

money is in your e-gold account, the money is not your money yet. This is why I do not recommend that you compound, and if you do

at low amounts. If you compound, you basically allow the HYIP Admin to hold on to your money longer, and this can make a the

difference of you receiving your money, or losing it all. The only time you should compound is if you have reinvested in the program a

couple of times and confident of the program. This law is short, but is one of the most important, compounding is dangerous, and until

you develop your own HYIP investing strategy, and your own "terms of riding the Ponzi" I do not suggest doing such for beginners,

otherwise you may keep on asking yourself why do you keep on losing all your money. If you still refuse to listen to the advice, I

suggest that if you DO compound, only do so in long term HYIPs, never in short-mid term HYIPs.

Law 8 - Initial Investment When you first invest in an HYIP, the first thought in your mind is when are you going to be receive your

initial investment back. Do not think about investing more, for the idea that you may earn more money. This is letting your emotions

over-run you, which is something that you should not do. Your initial investment should not be compounded, and should be at the plan

which you receive your money back the fastest. When you receive your initial investment, that is when you should play with your

profits. If you want to come out ahead, put 75% of your profits back in. Doing so will allow you to earn some money, even if the HYIP

closes and scams. If you come out at a loss, and are unable to receive your initial investment, look back at some things you did and

what you could have done to avoid the loss. Identify the reasons that the program may have scammed earlier then anticipated and use

that information in your future investment decisions with other programs. Compounding on profits is recommended, but not on your

principal money. Compound on profits only this way you do not lose your initial investment. For each dollar lost, there is a new skill

gained.

Law 9 - Reinvesting After receiving your initial investment, you have the options of reinvesting the money, or if you are unsure about

the HYIP at this point, you can keep the profits and reinvest it into another HYIP. When reinvesting in the program, you should only play

with profits. Doing so is less risky as you are not risking your own money at this point. This means you can compound the money

perhaps at 50%, put it in riskier plans, etc. For each payment paid, you should only reinvest the profits of the profits invested, that

way, you always come out ahead.

Law 10 - Receiving Your Cash You followed the above techniques, made yourself some money, and now you have a large sum of e-

gold in your account and it's just stuck. How do you convert your money into physical cash? You have to do so via a third party

exchanger. You can find a list of exchangers on http://www.e-gold.com/e-gold.asp?cid=1782148 main page, but one that I

recommend, is https://asianpay.com/index.php?ref=5339 I have always received my money in 1 day and their customer support is

great. When you want to receive your e-gold, you will have to pay a small fee, and what you are doing is "selling" your e-gold. You

can receive your money via bank wire, direct deposit or check but if you do bank wire or direct deposit you usually receive your money

in 24 hours rather then having to wait for a check in the mail, which takes longer. You should cash out when you reach $200-$500 or

more. This protects you against losing large amounts from hackers. Also be safe, and change your e-gold password frequently and

scan for viruses, as many keylogger programs and phising websites are hijacking e-gold accounts at a tremendous rate. When

investing in HYIPs make sure your password for the HYIP is not the same

Invest or Not If you can yes to 7/10 of the below then you should invest in the program

1) Does the things the admin say match up with the HYIP?

2) Does the admin backup his claims (for ex: investing in forex)

3) Does the HYIP offer good support for it's investors?

4) Does the Admin hide anything from it's investors? If so, is there a reason why he is hiding them.

5) Does the admin offer accurate claims of where the money is invested? Can he prove those claims.

6) Does the admin tell the truth about the program? (Ex: If the site says it's created on 2002, was it really?)

7) Are investors of the HYIP Happy?

8) Is there a 50:1 ratio on HYIP Monitors? That means for every 50 good votes, there is 1 bad vorte.

9) Does the admin answer your direct questions on time?

10) Does the admin admit that the HYIP is a ponzi

http://InvestorCorner.blogspot.com

There are no Honest HYIPs

High Yield Interest Programs, or HYIP, are a very common financial scam out there. Unfortunately people don't seem to be realizing that these investments are too good to be true. Or maybe they just want them to be real to solve their financial problems. With the way the world is going for some, a program like an HYIP is a godsend. But people need to learn that some things sound very good and that makes them very bad.

It is hard to tell sometimes what a scam is and what are not these days. Thieves are getting more clever in how they steal money and new high tech angles exist every day. How can something that has a total stranger investing money for you with a guaranteed return of your money and a percentage on top of it be honest? It seems like a logical question but with so many strapped for cash these days, people don't want to think about that. Or perhaps they think that all investors are honest. Granted there are people out there who have investors doing legal work for them, but none of those investors are going to claim that a return of the client's money is guaranteed. When it comes to trading money, nothing is guaranteed. So it's logical that no HYIP could give results like that to any person.

Common sense does not always work when it comes to people and money. Some are extremely trusting and will believe what any "expert" says. It doesn't help that money can be transferred easily online these days either. Even if a reputable bank is used for the transfer, they may not be aware of the scam. Once the money is in that bank and the scam artist sends it to their offshore bank, the money is gone. This can make it hard for some to understand how it can be a scam. But the bank doesn't know that the money is supposedly an investment that will have a return. Why would someone need the money transferred into an account like this for an investment? It again goes back to using common sense. And changing the name doesn't change the scam. That can make it hard on someone too. They know it as one name but a different one comes along and they think it's legit. But the premise of the deal is the same and that should be a tip off that this is another version of the HYIP scam.

Raiel Schwartz has been in the HYIP Arena for several months and has been able to create a successful income online with HYIP Investing. He has recently wrote a report entitled Riding The Ponzi which outlines basic rules all HYIP Investors should know

HYIP: Playing It Right

Mention anything that could lead to High Yield Investment Programs and people will listen. There are good HYIP's and there are bad. Anything that is good has always attracted the wrong people.

HYIP's has been around for so long coming in different names and guises but no matter what, it has not failed to attract customers. The good thing about HYIP is that it can offer good returns for investments sometimes as good as 250% in one month. The bad news is, it has its sorry share of scammers.

HYIP is probably one of the most exciting things happening online for people who are looking for ways to earn a good return for their money. Today, HYIP speculators can earn substantial profits for their investments. A HYIP may invest in properties, in stocks and in other HYIP. As these are good investments and people are flocking to it some HYIP programs are online to prey on potential investors.

HYIP programs are getting more participants by the day and every so often another HYIP program is launched. Many investors have succeeded earning fortunes virtually overnight.

Just like any other venture, especially when these have very high returns, HYIP also involves high risks, Although for people who have done their homework and played it right, a HYIP can be extremely lucrative.

If you have participated in any high yield investment programs before, you will know that programs of this nature have its own large share of scammers and you know what it means to take caution. Even when HYIP is recommended to you by a friend who have visibly earned from the venture, even when respected people in the business and in the community have profited, there is still substantial reason to be cautious and to make very good back ground research. It is a part of a scammer's strategy to make some people win to attract more. This is similar to dropping baits to be able to fish more. More often than not, it is the good unsuspecting guy that suffers. This is why when parting with your money, serious research is needed. No one has to feel pressured to invest as long as there is still that nagging discomfort that warns you to hold back.

Good or bad, here are some pointers to get some certainty on your investment:

- Any investing is a risk. Winning and losing is a part of the game. This is why many good investors will tell you to invest first the money that is not a part of your active income. Fight first against to urge of investing a fortune even when you are certain you could win. That could come and happen anytime. There is no rush and definitely there should be no pressure. Remember HYIP investing is like gambling. While there is good fun in winning big the first time, many people who felt so certain have also made devastating losses.

- Choose HYIP programs that has been conducting successful programs for months not those that have been conducting for more than two years and definitely not those who have been there for only two weeks no matter the returns on investments that it advertises. Then conduct a shortlist.

- Do not put too much egg in the same basket. Diversify.

- Keep on monitoring the programs that you joined. If one of the programs that you joined has been down 4 times during the month, pull out your investment.

Robert Thatcher is a freelance publisher based in Cupertino, California. He publishes articles and reports in various ezines and provides HYIP resources on www.about-hyip.info.

Internet High Yield Investment Programs. Opportunity or Scam?

High Yield Investment Programs or HYIP's are schemes where a person (the would-be investor) makes what is known as a "spend" (payment) of money in quantities ranging from less than $1 to $1000's in hopes of getting back a high return after a certain period of time. Most HYIP's that I have seen use the gold electronic currency business e-Gold as their payment processor of choice. The rate of return offered varies depending on the particular HYIP (I have seen sites offering rates as ridiculously high as 3000%) and when an e-Gold spend is made it cannot be reversed. This is in accordance with e-Gold's policy and motto which succinctly states: "Get paid, stay paid."

The following generic statement can be seen on the home pages of many HYIP's in reference to their program: "Our program is intended for people willing to achieve their financial freedom but unable to do so because they are not financial experts. xxxxx is a long term high yield private loan program backed up by Forex market trading and investing in various funds and activities. Profits from these investments are used to enhance our program and increase its stability for the long term."

In fact however, the High Yield Investment Programs are Ponzi schemes. Wikipedia, the free encyclopedia says: "A Ponzi scheme (named after Charles Ponzi who became notorious after using the system) usually offers abnormally high short-term returns in order to entice new investors. The high returns that a Ponzi scheme advertises (and pays) require an ever-increasing flow of money from investors in order to keep the scheme going. The system is doomed to collapse because there are little or no underlying earnings from the money received by the promoter."

It follows that HYIP's are usually short-lived affairs where the so-called investor is often scammed out of his/her money. I myself made a total of 15 small spends in 15 different HYIP's recently just to see and I can report that I got paid by none. Zilch. Zero.

So why do these sites continue popping up all over the Internet and attracting "investors" when most people know most of them are scams? Well, there's always the powerful allure of the possibility of making money without lifting a finger. That will always attract people. Always.

But the fact remains that if you have some e-Gold currency laying around that you don't need, you can invest in High Yield Investment Programs and make some scam artists always on the prowl for sucker money (like mine) very satisfied. Very happy. For the long term.

You may reprint or republish this article so long as my link(s) or resource box is included and published as well.

anelli is an aspiring Internet marketer who enjoys reading, watching and doing sports and life in general.

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