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Thursday, March 6, 2008

HYIP: Professional Investments

Investor-Info.biz: HYIP Articles library

HYIP: Professional Investments

Nevertheless, HYIP - a dangerous kind of business, that's why skilled investors try to develop the certain concept of preservation of the investments. Undoubtedly, the given concept - not panacea from all mistakes, but some principles are constant. Observance of these principles can essentially facilitate a task of investor - to earn not to lose.

Type of the project. You should determine precisely type of hyip project in which you want to participate. Overwhelming quantity of hyips are the simple financial pyramids, giving the part of new investments to their elder investors. The program participating in real business is a rare case. Usually it not so. In this case it is necessary to consider following factors:

Payment rates. A plenty of nonprofessional investors appear deceived by hyip-projects promising high payments daily. As a rule, such programs promise 2 % daily. It is well known among the professionals that such programs do not live no longer than week or two. Some of them guarantee 2 % and less payments, and this the deceit can proceed too long period of time, up to one year. Those programs, who offer variable daily payments, usually are more honest, than projects which promise constant payments. Really, if the program managers take participation in some trading, they cannot exactly know their possible profit in the every day in future.

Term of program life. Experience of professional investors shows, that possibility of strong profit from new project is higher than possibility to get the same from the old program. Cause of it is that the investments in new hyip are usually bigger, than in the old project. Also you should be carefully with hyip programs, who say in their rules, that " Last success of traders not is their mortgage of the future successes" Most likely, such program is become to closing.

Program status. Private programs with the limited number of participants are much more safe in comparison with public analogues. But it is very often such private status is false. For example, the program cannot be private if news about it are located at a forum. In this case, you, most likely, deal with scammer trying to to steal some money out of you or to involve you as the investor in his "private" project. Similarly, you should not trust to any sort mails with the same information from unknown persons

Internal accounts. Some projects have internal accounts with regular daily payments on it. It have possibility to make request to getting payout when investor wants. Other projects assume payments directly on E-gold or IntGoldm. Off course, the second variant is more reliable, because in this case you can observe a real picture of payments on your account.

Minimum and maximum. Often hyip projects offer too low invest minimum - about one dollar or even less. You should clearly understand, that no one real business project can not work with the such insignificant sum. Even expenses on the accounting are higher, than investments of the whole army of similar "investors". That's why fairly working program cannot accept the investment below than fifty dollars. A maximum should be limited not too big amount of money. It should be no more than one hundred dollars to one project.

You should to concern to everyone hyip to the program with mistrust, while you're not convinced yet in opposite. You always should be guided by the common sense. You should realize clearly your acts and the nobility about all possible consequences.

Written by Investor-Info.biz Admin December 20 2006 Investor-Info.biz All rights reserved! If you copy this article you MUST refer this page URL! This page url: http://www.investor-info.biz/lib/profinvestment.htmlMore articles about HYIP: http://www.investor-info.biz/lib.php

Investor-Info Team(Investor-Info.biz)

HYIP: Professional Investments is article written by Admin of one from best HYIP monitoring services - Investor-Info.biz. This article contains overview of most significant aspects of HYIP investment

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Monday, March 3, 2008

Digging Facts About HYIP Investment

Have you come across the term High Yield Investment Program (HYIP)? It is an investment that involves extreme risk. HYIP is on a high and is growing everyday on the Internet circuit. People who are gaining fortunes investing in these programs are increasing in numbers. But it is to be understood that HYIP investments are not always a bed of roses. You will have to harvest as much of information as you can about investments as a whole before actually venturing into one. Knowing the right things about HYIP investments beforehand can surely do good to you.

If you are to find a HYIP, you will have to undertake a lot of research work. Researching a host of HYIP program sites is the first thing that you should do before you jump into anything. There is no dearth of websites regarding the subject of HYIPs that help you with all the relevant information that you need the most. They also urge the users to rate every program whatsoever.

As for investing in a HYIP, you will have to transfer cash from your bank account to the company's account by way of e-currency. And to make possible the use of these accounts you will be required to register with one or all of them. Not just that, before your account gets active, you will have to certify your email address to say it all.

Profit making from HYIPs will require you to devote some time to the Internet. And this is primarily because you will have to get a clue about the market scenario. You will also know where to search for HYIPs. Knowing facts big or small will certainly help you to face situations better and consequently will help you to add on to your profits.

There are certain tips that can help you to find the right way as regards HYIP investments. Look at the returns and try to be realistic right from the word go. Beware of scams or 'Ponzi schemes' for that matter. Savvy scammers who can literally put you in neck deep trouble run these schemes. Discussion forums, blogs, HYIP monitors, HYIP news websites and the like are something that can aid you in improving your information level. These means are pretty eye opening and hence very essential before you arrive at any kind of conclusion regarding investments.

Make sure that you go in for a test spend first. By doing so, you will know whether they are paying or not and whether the withdrawal button functions properly. Again, the best you can do is never exhaust money totally. Having your capital set into different programs is great idea and you will know why. You can access a whole lot of resources to bring in money if one of the programs flops. To do away with hackers you will have to secure your e-gold. It's a 'must' have thing.

All of the above mentioned facts and the useful tips would surely help you to sail across all the difficulties that come in way of HYIP investments.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

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Saturday, March 1, 2008

Tips To Make A Private HYIP Yield Maximum

High Yield Investment Programs or HYIP cannot assure that you will bag profits all the time. Although, HYIPs can spawn high return on your investment in no time at all, it surely involves a great deal of risk. Therefore, it is quite evident that you can either mint money or even be ripped off in the wink of an eye.

You should venture investing into HYIPs provided you are ready to take risk. The best part however is that if things go well you can earn big bucks. But make sure that you don't pour in mortgage money into these types of programs. Good and prompt profits are more than realizable with HYIP.

You can not only raise lump sum capital but also manage it in real quick time if you invest in some programs like the Investment-Grade Programs and the Private Programs. Always remember that you can be on the right track if you have a correct money management system, firm discipline and make cautious selection of the Investment Program.

All that is required of you is to select the programs with potential. You must be wondering what does a program with potential stand for? You must have mistaken if you consider it to be a program that has the uppermost interest rate. In fact, these are the least reliable ones. You must know that High Yield Investment Programs or HYIP can cater as much as 0.7 to 5% per day or even more for that matter.

Thing is that you definitely need proper guidelines that can help you to take matters the right way before investing in HYIP. To start off, it is best said to go through the HYIP forums so that you can peep into the rating systems whatsoever. Keep yourself at a distance as regards HYIPs with problems or the ones that are not paying. The programs that suggest short investment-durations are worth having a try.

Moreover, it would not make much of sense if you were to invest money for a year in a fund, which is short-lived. Programs that pay back the invested amount must be preferred. One thing you should try to do away with is a bad program. You can check their sites and clear your doubts if any. You can smell a rat when you come across programs that promise huge payments to say the least.

There are a few words of caution as well. First things first, make sure that you don't take part in programs received from anonymous people or in SPAM e-mail for that matter. If there is a client-forum then go through it especially the quality of responses. In addition, minimizing risk is what you should do. Spreading risk is precisely what is done. What happens is that, by restricting the investment-period of any investment on one hand and restraining the number of HYIPs you invest in at any one time on the other, risks in HYIPs are reduced.

All of the above said tips would mean that you could now confidently go ahead with HYIP investments.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

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Wednesday, February 13, 2008

HYIPS and other Online Investment Opportunities

The Upcoming series will require less work than Internet Marketing, but this doesn't mean that it works without work! Anyway, this will be the series for lazy people!

What is a HYIP? It stands for High Yield Investment Program. They became very popular in the last 2-3 years. What they offer is a much more higher return on investment (ROI) than banks or other well known opportunities do.

The first important thing for you to know about these programs is that most of them (popularly said 99%) are Ponzi schemes. This means that while they pay out to their investors they pay from the new investors money. This is like when a snake begins to eat himself from his tale. It works for a while but sooner or later when there will be no more fresh investors, or the program reaches it's desired profit it stoppes paying and the admin(s) suddenly disappear.

For example:

Joe invests $100 on monday to a program that offers 300% ROI in one week. Paul and Patricia invests $200-200 in the same program on Wednesday and Thursday. Now there is exactly $500 in this HYIP. From this amount our Joe will be paid on the next monday. He tells all of his friends and relatives to invest in this program because it will make them rich! Because of Joe's "work" lots of people invests on monday and on tuesday but somehow the program disappear on wednesday without any prior notice. Paul and Patricia will be...lets say unhappy.

So who made profit here?

1. Joe who got in early
2. The admin of the Ponzi

Of course this scheme is illegal but it is very hard to catch someone on the Internet, especially if the money which was lost, is not worth the investigation.

What I would like to say with this is that there is a big risk involved in all online investment programs! That risk cannot be made totally disappear. The only thing you can do with it is to accept that it is there and minimize it as much as possible. This will be done through proper investigation and risk management.

Luckily nowdays there are much more reliable programs, but they are still hard to find. These are mostly private programs where you can register only by invitation from another member. I will write about these programs in a whole article soon!

There are other investment opportunities too. I call them active investment opps. because they require you to learn some skills and experience to make money. Just a few of them: FOREX, COMEX, BET ON MARKETS, ALLSPORTSMARKET.

First time when I found a HYIP I began to think about how can it be possible to make that great profit without anyone on the world knowing about it? This is the question you should always ask from yourself when you find a new opportunity. There is a rule in the online community which is:

If something is too good to be true it is probably not true.

In my opinion this sentence can easily mislead anyone. Let me tell you why! Because it depends on what are your expectations, what you think and on your experience and previous knowledge. For example if your dream is to work from home and build wealth, that can be done! It is possible. But a program which offers 200% or more ROI/day is surely a Ponzi. So I would like to ask you to always think and decide on your own. Create a vision and make it happen no matter what! Do not listen to these skeptical and negative guys out there!

To give you hope I tell you that there are legal ways to make much more greater profit through Online Investments than a bank can ever offer. I will dedicate a whole article series to these opportunities. Just to name a few: FOREX, Sports Arbitrage, Online Stock Investments, Bank Debenture Trading, COMEX.

If done properly, online investments can be highly profitable! So lazy people, just like myself, should definitely read my following articles!

I hope you enjoyed reading!

Mate Kaszas
http://online-business-thoughts.blogspot.com

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Tuesday, February 5, 2008

A "HYIP" For Making Money Online!! [Before Go Into HYIP!]

Before Go Into HYIP! By UdomBlogClub http://InvestorCorner.blogspot.com

When you invest in HYIP programs you should understand that you are taking a risk. The information in this article is based off of

statistics and personal opinion.

Law 1 - Accept That Many HYIP's Are Ponzi's You can still make money off of Ponzi Scams. When you accept that many HYIP's are

Ponzi's you are on your way to becoming a great investor. HYIPs with low ROI (long term HYIPs) are often safer to invest in, but it still

doesn't diminish the fact that they are Ponzis. Long term HYIPs last 3-12 months. Mid term HYIPs last 2-6 months on average. Short

term HYIPs last only a few daysDo not take any special pride or interest in any one HYIP. Think of it as a game, you win some, you

lose some, however if you are smart about it, your "gaming score" will rise above the others.

Law 2 - First In, First Out To earn a lot of money in the HYIP arena, you have to get the "timing" down. If there is a great program that

comes out, and if it takes the status of a short term/mid term HYIP and you have yet to invest in it, perhaps you should wait for the

next golden HYIP to come out. Golden HYIPs are those HYIPs that have a nice design, good support, and make you feel like you have a

"safe-investment". The reason you do not want to invest in a short term HYIP while it has been out for a week,is that, statistically

speaking, short term HYIP's last only a few days, only a few hit a month status. If you don't wait the week, and decide to invest your

funds in the HYIP the current week, you may not get your funds back, depending on the HYIP's investment terms. That's why it may be

safer to wait until the next golden HYIP comes before you invest into a good one that is out at the current time. Basically the first in

and first out rule goes like this. A program is created. If the program has: I. A decent site II. Semi Honest AdminIII. HYIP MonitorsIV .

Accurate reports of where members invested money are dispatched then this is definitely a good Ponzi to consider investing in. On Day

1 you should wait and see what investors are saying about the program and how the Admin reacts to members problem. On Day 2

you should see if the Admin is still helping out members, and if everyone is still happy,if everything is going as planned, you can now

take your test spin investment. Your test spin investment obviously will vary considering what type of program it is, so choose an

amount you won't cry if you lose. Wait until you receive your money back before taking your next actions.

Law 3 - Decent Site = Decent Cash A lot of HYIP sites created now days have no care put into them. If a website looks like a 5 year old

created it, why should you feel secure that your money is invested in such a site. The more money an HYIP Admin. puts in to hisHYIP,

the slower he will run away scamming, due to the fact that he wants to get his ROI back as well. If a HYIP. has a nice flash banner,

custom designed script, security flaws fixed, and it's own little goodies then you can assume the site is decent. Thus the cash will be

decent. With sites like this, you can wait a few days to see if everything is still under control but do not wait over a week. You will also

want to watch out to see how much money is invested into HYIP Monitors before any members investments are put in. If he invested

$300 of his own money into a handful of HYIP Monitors, you then know he isn't using members funds to invest into the HYIP. If that is

the case, you can assume that he won't be scamming on the first few days of the HYIP as he's going to want to be able to make his

money back.

Law 4 - Rates/Referral System I will not tell you to investigate the rates of a program to determine if a program is a scam or not. By

now you should willingly know that almost every HYIP you see is a scam. However I will say with rates, you can tell how long a

program will last, which will determine how long you have to make a profit. 1% - 3% a Day: 2 Months - 1 Year Programs with a ROI

of 1-3% usually last the longest. They can span for a couple of months, to sometimes even a year before shutting down. Many

investors get scared when investing into these types of programs however, because you usually have to have a large capital to make

any profit. When investing in these type of programs, what I suggest you do is divide the amount of money your willing to spend into

multiple programs, that way you are not relying on one program. For example, if you are willing to invest $1000, I would recommend

you to invest $250 into 4 different "reliable" HYIP's, rather then dumping the whole $1000 into one program. You will most likely make

the same profit as if you would have if you invested the whole amount into 1 HYIP, however the risk will be lower, and your investment

will be safer. 4% - 12% a day: 1 Month - 6 Months These programs typically last 1-6 months. It is recommended that you diversify

your money into a couple of programs when you see rates like this. Getting in first is usually vital for these type of programs, that way

you can be surethat you will receive your investment back first. When investing into these sites, make sure that they follow Law 3.

110% -200% A Day: 1 Day - 2 Weeks These are known as Ponzi scams - straight out. What you basically want to do is follow the "Get

In - Get Out" approach. Even though these programs offer 110-200%, it is really more like 10-100% of your profit due to the fact that

your initial investment is usually not returned to you. If a HYIP Admin of such a program bites on the claim that the money generated

back to the members are from trading and FOREX, don't even bother investing, the admin. is obviously lying and it isn't worth your

time. If a program offers a referral rate over 10%, this most likely indicates that they are in a need of investors quick and that they

may have a shorter life span then normal. You will want to look for programs with referral rates of 1-7% as this is more safe. With

that being said, you can still make money with programs offering referral rates of 10-15% if you use caution and are ready to pull out

at any time.

Law 5 - Short Term/Middle Term/Long Term Short Term: Short Term HYIPs are the Fly-By-Night HYIP's. They only last a few days

and they usually have no real source of creating an income for it's members. Admins usually often run "games" which restart when

the withdrawal percentage reaches a certain amount of money. The best way to profit from games is to deposit when the new round

starts. You may want to wait 2-3 rounds to see if the program is legitimate, rather then investing in round 1. As soon as a new round

starts, you need to invest, being one day late can make the difference of receiving your money, or losing it all. Short Terms are usually

the riskiest, but if played right, can be the most profitable. You can identify Short Term/Middle Term/Long Term HYIP's in Law 4.

Middle Term:These HYIP's usually last longer and usually offer fun twists and turns that not only make the HYIP interesting, but

sometimes also fun. These can last up to months, and if you get in and out at the right time you can make a lot of money. Long Term:

These HYIPs usually last for a couple of months to years. These HYIP's offer the lowest amount of risk, however the highest amount of

investment. You can make money with these programs if you know how to identify if the program will last a while. I do not

recommend investing more then $1000 into any HYIP.

Law 6 - Due Diligence When I say due diligence I do not mean that you need to identify if the program is a Ponzi or not. If you have

learned anything from this e-book, it should be that almost all HYIPs are Ponzis. However what I do mean by due diligence is take

what the admin gives out to you and identify if it's true or false. For example, if a program offers 10% daily, and the admin claims to

invest members funds into FOREX, you can assume he is lying as, receiving such a ROI investment daily in FOREX is almost

impossible. You can also use Due Diligence to further research the HYIP. If the admin says his program been around for months, you

can check the status of the domain by using the site www.alexa.com if it shows that the website in fact been around for months,

perhaps the admin is telling the truth. Some things to remember. Anything above 2% daily is hard to receive in any stocks/forex/etc

Law 7 - Do Not Compound You may think that you are making more money when you compound into HYIPs but in reality, unless that

money is in your e-gold account, the money is not your money yet. This is why I do not recommend that you compound, and if you do

at low amounts. If you compound, you basically allow the HYIP Admin to hold on to your money longer, and this can make a the

difference of you receiving your money, or losing it all. The only time you should compound is if you have reinvested in the program a

couple of times and confident of the program. This law is short, but is one of the most important, compounding is dangerous, and until

you develop your own HYIP investing strategy, and your own "terms of riding the Ponzi" I do not suggest doing such for beginners,

otherwise you may keep on asking yourself why do you keep on losing all your money. If you still refuse to listen to the advice, I

suggest that if you DO compound, only do so in long term HYIPs, never in short-mid term HYIPs.

Law 8 - Initial Investment When you first invest in an HYIP, the first thought in your mind is when are you going to be receive your

initial investment back. Do not think about investing more, for the idea that you may earn more money. This is letting your emotions

over-run you, which is something that you should not do. Your initial investment should not be compounded, and should be at the plan

which you receive your money back the fastest. When you receive your initial investment, that is when you should play with your

profits. If you want to come out ahead, put 75% of your profits back in. Doing so will allow you to earn some money, even if the HYIP

closes and scams. If you come out at a loss, and are unable to receive your initial investment, look back at some things you did and

what you could have done to avoid the loss. Identify the reasons that the program may have scammed earlier then anticipated and use

that information in your future investment decisions with other programs. Compounding on profits is recommended, but not on your

principal money. Compound on profits only this way you do not lose your initial investment. For each dollar lost, there is a new skill

gained.

Law 9 - Reinvesting After receiving your initial investment, you have the options of reinvesting the money, or if you are unsure about

the HYIP at this point, you can keep the profits and reinvest it into another HYIP. When reinvesting in the program, you should only play

with profits. Doing so is less risky as you are not risking your own money at this point. This means you can compound the money

perhaps at 50%, put it in riskier plans, etc. For each payment paid, you should only reinvest the profits of the profits invested, that

way, you always come out ahead.

Law 10 - Receiving Your Cash You followed the above techniques, made yourself some money, and now you have a large sum of e-

gold in your account and it's just stuck. How do you convert your money into physical cash? You have to do so via a third party

exchanger. You can find a list of exchangers on http://www.e-gold.com/e-gold.asp?cid=1782148 main page, but one that I

recommend, is https://asianpay.com/index.php?ref=5339 I have always received my money in 1 day and their customer support is

great. When you want to receive your e-gold, you will have to pay a small fee, and what you are doing is "selling" your e-gold. You

can receive your money via bank wire, direct deposit or check but if you do bank wire or direct deposit you usually receive your money

in 24 hours rather then having to wait for a check in the mail, which takes longer. You should cash out when you reach $200-$500 or

more. This protects you against losing large amounts from hackers. Also be safe, and change your e-gold password frequently and

scan for viruses, as many keylogger programs and phising websites are hijacking e-gold accounts at a tremendous rate. When

investing in HYIPs make sure your password for the HYIP is not the same

Invest or Not If you can yes to 7/10 of the below then you should invest in the program

1) Does the things the admin say match up with the HYIP?

2) Does the admin backup his claims (for ex: investing in forex)

3) Does the HYIP offer good support for it's investors?

4) Does the Admin hide anything from it's investors? If so, is there a reason why he is hiding them.

5) Does the admin offer accurate claims of where the money is invested? Can he prove those claims.

6) Does the admin tell the truth about the program? (Ex: If the site says it's created on 2002, was it really?)

7) Are investors of the HYIP Happy?

8) Is there a 50:1 ratio on HYIP Monitors? That means for every 50 good votes, there is 1 bad vorte.

9) Does the admin answer your direct questions on time?

10) Does the admin admit that the HYIP is a ponzi

http://InvestorCorner.blogspot.com

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Thursday, January 24, 2008

5 Tips For Successful HYIP Investing

HYIPs are quite a challenging investment and if you truly desire to profit it from them you must be able to weed out the bad programs and only invest in the select few that have the best chance for success.

Through my years of experience investing in HYIPs myself, I bring to you the following 5 tips that I ALWAYS look for before investing:

1. Advertising - This is one of the most important factors. Any HYIP that advertises will get a lot more members and more money flowing in than a HYIP who just has a thread on a couple forums.

Because of this there are also a wider range of people promoting it and telling others bringing in even more people and investments. And as you should know new members and new investments are the cornerstone to a longer lasting HYIP.

Advertising is probably the one factor that can make the biggest difference in the success of a HYIP.

2. Reputation - Before investing in any HYIP it is vitally important to check out the reputation of it and read what other people are saying. By checking the reputation you can protect yourself from joining a HYIP that's not paying or that has poor customer support or that is inevitably going to fail very fast due to people posting bad experiences.

It's also possible that someone has a good idea who the HYIP admin is and depending on what they have to say about this admin they can increase the number of people who join or completely halt the increase of new members.

If the HYIP doesn't have much of a reputation yet because it's too early, you could wait until you hear more about it or simply join based off of the other 4 major factors.

3. Earnings Gap Between Plans - I've seen plenty of HYIPs that look great right from the start but after more closely reviewing their plans I see that it can really make them far too risky.

Multiple plans are common among HYIPs and they typically involve giving higher earning percentages to the larger investors. This is very common and in fact can be helpful for a HYIP, but watch out to make sure the higher plans don't pay out too much more than the lowest plan.

This will keep you from getting into a HYIP that gets totally decimated when the couple largest investors decide to take out all their money.

4. Age of the HYIP - You must look at the age of a HYIP before investing. So many people out there will look to see what program is having the most success and then invest in it only to have it close down within the next couple days.

If the HYIP is too many days old your risk can greatly increase. It is best to try to enter very high paying HYIPs within the first couple days and for the lower paying HYIPs within the first handful of days. I'm avoiding specificity due to the fact that this completely depends on the type of HYIP.

The point is that it is a good idea to get into a HYIP as early as you feel comfortable getting in at. If you're happy with all the other factors and it looks promising get in then or don't get in at all.

5. HYIP Monitors - Basing your judgement off of HYIP monitors alone is a very bad idea but if you combine it with the other factors mentioned here it can help increase your odds of success.

If a HYIP is subscribed to at least a few Monitors then it is a good sign, if it is subscribed to a lot of Monitors or has paid for premium listings on a Monitor then it is a better sign. Conversely, if it is not subscribed to any monitors then you should be a little more wary.

Truthfully this factor doesn't weigh too heavily on my investment decisions but it can help push me one way or the other when I'm on the fence.

Summary

Using these five tips you will be able to choose HYIPs that are more likely to succeed and hopefully will become a more successful HYIP investor.

Remember that these 5 tips don't specifically apply to every type of HYIP but should still give you a good idea of what you may want to look into for any program that you join.
For more detailed info, HYIP recommendations, and my own documented experiences as a HYIP investor check out my blog. Maybe you too can use my strategy to gain great profits and become a successful HYIP investor: http://goldbullionaire.blogspot.com/

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Friday, January 18, 2008

What is the Difference between a Ponzi and a HYIP?

Online HYIPs rarely provide information to their investors of what is done with their money. This makes it easy for fraudulent programs to succeed. Dishonest organizers can set up a website to look like the other HYIPs available on the net, wait for investors to place their money in their hand and then stop the activity and walk away with the cash.

Ponzi is a fraudulent method which works as a pyramid. In such schemes, profit is not made by successful economic investment, but by appealing to new investors and using their investment money to pay existing members. This is all very well and good while the system has a steady stream of new members investing into it but once a slow period is hit, the investments will stop coming in and the whole system will collapse. Sometimes the system organizers do not wait until this has happened and may just cease what they are doing and keep the money which had been invested. Often the investors do not become aware of this until they stop receiving their interest payments as promised.

There are a number of ways to spot a Ponzi scheme from a genuine HYIP opportunity. Firstly, be wary of schemes that offer a high daily percentage return. If a site offers you 40% a day on your investment, you should question where the funds will come from to make that level of payment. Secondly, although HYIPs often pay you for referring others to their schemes, these payments are often low. If you are offered 10% per referral it is worth considering if that may be because referrals are the only way for the system to keep going. Lastly, look closely at the site and its design and functionality. If you spot a lot of content that looks as though it has been simply copied from another website, or if the design and layout is particularly amateurish, it could well be that the organizers know that it will not be needed for long as the system is only a short term thing to make them money.

There are people who invest in Ponzis knowingly. This is because if you are lucky enough to invest and withdraw from the schemes before they collapse or stop functioning, you can make bigger returns than through the genuine HYIPs. However, you must bear in mind how easy it is to lose everything that you invested with these systems. You may think you know when to leave these programs but in truth, it is almost always luck rather than skill which provides investors with a profit from these schemes. Often the organizers of these schemes invite their friends to participate so that when they receive the profits, only the people they select to share them will benefit.

You may decide to take a chance and try to play the pyramid system for your own gain. It is worth remembering, however, that if you do this even if you yourself make a profit, it will be at the expense of others. In addition to this, these systems are illegal and the organizers of them face severe legal penalties if they are caught operating them.

This and more educational hyip articles can be found on HYIP Info Also check Stormpay and Paypal HYIP for curently available HYIP Investments

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Wednesday, December 12, 2007

Research Key to High Yield Investments

Invest in high risk investments and receive high yields. Invest in low risk stocks or funds and receive lower yields. It is a standard investing maxim. But ?risk? is the operative word and there are no guarantees in either class. The key to success is not simply sticking your money into a high risk investment and hope for the best. High yields investments require that you take into account several factors and research is key.

If you take the time to do your homework, you can reduce the risk in high risk investments and maximize yields.

In reality, most high risk investments will potentially fail to make you the money you expect and return disappointing yields. And this is usually not because of trading conditions but due to poor managers. The markets are a relatively flat playing area, so all asset managers start from the same position. Yet most fail while others excel. It is a fact that most mutual, future and hedge funds produce poor returns.

So what can you do to ensure that your investment constantly yield high returns? You are taking the risk with your money. How do you protect your investment and receive the rewards you would expect from your risk?

First of all check the consistency of performance of the investment. Any investment can have a period o high performance in a bull market. A short burst of high yields might be down to a specific market issue, a spike in one sector or generally strong trend. To take out the short term success factor look at the investment over a three to five year period. If yields are consistent and if they performed well in market downturns then these are the sort of vehicles worth your time. They will show that steady management has kept these investments returning good yields over a long period.

A second area to look at is fees. Make sure when you are reviewing yields that you look at fees and how they may impact returns. Fees can quickly add up and they can serious reduce your returns. And remember it?s you taking the risk.

Managers who get paid a portion of the trading fees could be in a conflict of interest between generating revenue for the fund or institution and what?s best for you. Mangers in this situation are more likely to trade in order to create more commissions for themselves and that might not be best for the investment.

Thirdly look at the performance of the manager. Look at his or her performance with all funds they have managed. Some asset managers will show off their best performing account but it is incumbent upon you to look at all their investments. And again look over a longer period of time. If the fund manager has been successful with a number of investment vehicles over three to five years through a number of market conditions then they are worthy of your confidence.

The best managers will use long term disciplined techniques that liquidate losers quickly and ride profitable trends. If you are risking your money in high yielding investments that are designed to produce higher returns then the method of trading is crucial. You have to have confidence in the manger that that will stick with their system or manage their way out of losing periods. Drawdowns are important to look at too. Drawdowns are the peak-to-trough decline during a specific period of an investment or fund. It is usually quoted as the percentage between the peak and the trough. A drawdown is from the time a retrenchment begins to when a new high is reached (because you won't know the depth of the trough until the new high is reached). It is important to look at your investment in terms of drawdown as well as profit and look at the performance in terms of the severity and length of any drawdown.

For example, if an asset manager produces gains of 60 percent with a 50 percent drawdown and another does 40 percent with a 15 percent drawdown, the latter is probably the better from a risk over reward point of view.

Another thing to consider is the length of a drawdown from peak to valley. If you jumped in at a particularly low period for the investment, how long would it take for you to reach a new high in equity?

As with so many investments research is key. But the higher risk of high yield investments means you have more things to consider and must research more and deeper into the investment and the manger. If you follow the above you can go some way to minimizing your risks and maximizing your profits.

Jay Northco is the editor of http://www.Cramerwatch.org a website that pits Wall Street Guru and host of Mad Money, Jim Cramer against a stock-picking monkey.

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