Hype for HYIPs - New Advertising Era Is Coming?

Every program administrator should start thinking about program promotion long before actual program launch. An effective and carefully planned promotion campaign can make the program famous in a few days and can guarantee a steady traffic of investors. In the HYIP world program promotion doesn't anything to do with search engine optimization (SEO) used to promote websites. People invest in SEO when they want to increase the number of visits to a website from search results. But think about it: how many investors use Google to find new investment opportunities? Plus you should know that successful SEO doesn't always result in increased investments or sales. You should discard SEO in the very beginning: it will be a waste of your time and money.

Here is what you could concentrate your promotion efforts on: banners, listings or monitor websites, paid sticky topics on discussion boards, paid posters crowd (whether you like it or not), smart hidden marketing campaigns.

Banners

MMT Investigation Bureau conducted an interesting survey not so long ago. We wanted to know how effective banners really are and what outcome you can expect by using banners to promote your program. We have contacted many listing websites that have advertising spaces and offered them to provide us with free advertising space for a week strictly for survey purposes. Our survey was simple: we put a banner on a monitor website for a week. Please note that banner was professionally designed to immediately attract attention. So there was a good probability that someone would actually click on it. Then we analyzed how many clicks were made and how many pages were viewed. We had expected that most of them would have declined our offer, so we have purchased more stats from a trusted resource.

You can find result charts and diagrams here: moneynews2.com/HYIPforumsNEWS/Hype-HYIPs/

As you can see from the stats, these resources are not worth the money they ask for their services. They are basically useless. Another thing we noticed was that most advertising spaces on listing websites are empty which means that these services are not popular anymore. We have closely followed listing website for about a month and there were always available advertising spots. We don't think that ordering promotion there will be very effective so think twice before paying someone for advertising spaces!

You should know that most discussion boards offer you advertising spaces as well. Compare their sheets are below: http://moneymakertalks.com/index.php?showtopic=1137

You can see that placing banners on forums is very expensive and it won't necessarily yield results that you expect. We have heard different stories about people who got scammed by board admins. They paid for banners and they were never placed. We have heard this happen more than once so be very careful. Plan your budget accordingly and don't spend it all on one banner.

So costs are quite high. You may also notice that they are available on each forum which means that this service is not very popular. Why? Because it's expensive, it doesn't guarantee you success and there one more thing: a recent research has revealed that most programs advertised on discussion boards as sticky topics are nothing but scam. Now investors treat sticky topics with great caution and we would advise against using this method of program promotion because it will only give your program a bad name.

If you are still thinking about using "paid poster" services, than you should read an article here: http://moneymakertalks.com/index.php?showtopic=972 . This article explains why you shouldn't do it. Enjoy!

There is another promotion tool that can be used for investment programs promotion. This marketing tool is not that popular in HYIP industry yet but it has been used for years by marketing agencies all over the world.

Have you ever heard about hidden marketing? It's also known as guerrilla marketing, smart marketing or buzz marketing. Basically it means special marketing strategies to generate spontaneous attention to a service (or to an investment program in our case). Hidden marketing experts have many tricks up their sleeve that can make any program successful and they can offer targeted marketing campaigns as an effective solution to your promotional needs.

This whole concept has been very successful and large corporations like Microsoft, Google, Procter and Gamble use it to promote some of their products. This form of promotion really works because people are more inclined to believe word of mouth promotion more than conventional advertising because usually the promoter is satisfied with the service or products and he/she is eager to share his/her experience. It also work because the promoter is not trying to sell you anything, he/she is merely discussing it.

Various techniques are used for this kind of promotion. Most famous techniques imply using discussion boards or specialized blogs to spread the word about a new product/service. This doesn't cost as much as media advertising and such promotional campaigns are always targeted since blogs and discussion boards are carefully selected by promoters.

You can say that this is essentially what paid posters have been doing for ages but I will have to disagree. Read our survey once again here: http://moneymakertalks.com/index.php?showtopic=972 and you will see that most paid posters don't have a clue about what they are doing. Posting "paid" comments and fake screenshots is not hidden marketing. On the contrary, it looks like a direct advertising to us. Don't you think so? All the posts are the same, they are not grammatically correct, and they repeat content and leave customers dissatisfied with their services. One thing about hidden marketing is that it usually stays hidden, it's subtle and investors can tell it's there. They are not supposed to know that they are being marketed at all and most "paid posters" are not well disguised.

You can try to run a hidden marketing campaign yourself because most people think that it's very easy. We would suggest against this. The reasons are simple: you don't have the necessary tools and know-how to do it right. You can probably learn but it takes time so if you ever think about this type of promotion you should look for companies offering this services. It's easy to tell these companies from paid poster crowd: their emails don't contain mistakes, they have websites, they will usually offer you several plans for promotion and they will be willing to give you a trial period or demonstrate their previous work. They will always provide a campaign plan or agenda.

We believe that programs will have to change and program administrators will have to spend more time on them. Discussion boards will eventually transform into places for sharing experience and promotion skills will change as well. Paid posters will disappear because their services will no longer be needed because no one will believe simple paid comments anymore. HYIP world will change (hopefully for the better) and new approach to promotion will be a necessity. Get ready for it!

Some advices for HYIP beginners

Investor-Info.biz: HYIP Articles library

Some advices for HYIP beginners

This article is devoted to HYIP - investment programs. The article is intended for those who is the beginner in such business. I think, the beginner can gather some rules and advices which can help to not lose but earn some money by participating in such projects

First of all, you should solve: whether this method of earning money approaches you? First of al, answer following questions, and then make your own decision.

I do not advise you to start to participate in this business if following character traits are inherent to you

1. You are afraid to risk your money. It is necessary to note, that absolutely reliable HYIP projects do not exist. Any commercial or state bank offers low profitability of an investment with high reliability. On the contrary, HYIP offer high liquidity, but often many of them have short term of existence

2. You should realize, that HYIP projects cannot make a profit from anything. You should deposit necessarily some minimum of money to receive any profit. It is well-known, that it is impossible to receive something from anything. If you do not have necessary minimum (as a rule, it's over 100-1000 $)-you should earn and deposit them at first.

3. Are you very emotional? Are you nervous? In this case, HYIP business is not for you. Moreover, if you are capable to unforeseen rash acts, is very dangerous to participate in HYIP projects. In the first case you'll receive a sleeplessness, in the second - an opportunity quickly to lose all the money.

4. You like to blame others for your mistakes.

If, once a failure occurs, you blame anyone (be it administrator, friend, boss, government, God, weather, coincidence etc) except for yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and all the fault in case of a failure is yours. If you have lost money in HYIP - you are the only one who is guilty in your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

5. We strongly advise you not to participate in HYIP projects, if cheating is inherent in your character. There are too many dishonest persons in this business besides you

HYIP - IS for you, if: 1. HYIP is the best way of earnings money for you, if the realized risk - congenital feature of your character.You should understand, that risk-noble business You should be ready to risk anywhere and always to subdue top or to lose all.You've got a well-developed intuition and common sense

2. For successful promotion in HYIP business you should have good feeling of intuition and skilling of precise analysis. Yours experience and intuition should be a basis of your decisions. Your experience and opinion should be more major, than opinion of participants HYIP forums etc. You and only you make a decision on necessity to participate or not to participate in this or that project.

3. You should be capable take experience from the last mistakes

HYIP it is not intended for those who recedes after the first defeat. HYIP - a choice of the strong people, able to make conclusions of their mistakes.

HYIP : first steps. This part of article is array of advices for those people, who meet the requirements stated above and decide to take participation in HYIP business.

How to begin. You should take some knowledges before participation in HYIP. You can get this knowledges by reading news on different forums, opinions of well-known people and professionals of this business. It is well-known, that's learning from mistakes of other one's is too better than from your own. You should start only after your own attentive research of HYIP business world

Starting capital. A lot of hyip programs have too small start invest capital about $1-5. You should clearly understand, that such small money can't be the foundation of real business. You'd better to buy a beer fjr yourself than participate in HYIP business with such money. You should start your learning with at least $100, expanding this amount till $1000, if you want to succeed. And you should remember, that amount of your investments and possible loosing of them should not be fatally dangerously for you.

A variety of investments. Do not invest all of money in any unique invest-project. You should have contributions in at least ten various projects, you'll have probability of yours succeed. You should clearly understand, that always there is a high probability closing of half of these funds

You should care of safety of your accounts if do not wish to be plundered by the hackers a various sort, swindlers, etc. Do not forget to update anti-viruses and firewall programs on your machine. Only you can protect yourselves from a robbery by hackers.

Life expectancy of HYIP projects. Any program of investment chosen by you should be preliminary researched by you. You should estimate time of its existence and the beginning of work of the project. You should know, that any such invest project has the certain term of a life. The overwhelming majority of projects - financial pyramids, although well-known as ponzies. They pay you from the deposits of new investors for a period of time while new investments are larger than the total amount of payouts. If you try to participate in old program, you have a huge risk to get in the basis of such financial pyramid.

Stages of development. Any program has the certain life expectancy. This life can be divided into some periods conditionally:

1. The beginning of opening of the program. This most successful time for investment. The program receives big investments, investors receive their percents and seldom enough withdrawal of means demand. Danger of bankruptcy at this stage consists in an opportunity of a deceit of investors the admin of the program. He can decide to disappear with money instead of continuation of work of the project. Such succession of events can be determined by researching statistics of the program. Such project is the bankrupt if in statistics the huge quantity of investments in the beginning of work of the project is specified. Also the project can become incapacitated, beacause huge amount of money were spent on advertising campaign and web-site's design.

2. The period of stability. It is the period of the most fruitful existence of the project, when the program develops, deposits grow, the small quantity of withdrawals of money is made.

3. The end of existence. This stage comes, when the amount of inquiries about withdrawal reaches the sizes of the common capital of the project. Admin closes the project, leaving a difference of investments and the withdrawn incomes to itself.

4. Sometimes project continues the existence. It possible in that case if it's really the productive eiaano-project or a commercial deceit by means of advertising.

This stage - logic end of activity of the project. You should it is obligatory to withdraw the money at this stage if it is still possible.

5. Extraordinary case may have a place, if the web-site of project was attacked by hackers. The most probable consequence of this incident - full bankruptcy of the project.

Types of HYIP projects. 1. Short-term ponzies It kind of programs promising up to 200 % with daily payment. Usually term of life of such programs is no longer than one or two weeks. It is wery dangerous to invest in such project's, which are like a "roulette." We strongly recommend do not participate in such programs.

2. Medium-term ponzies Term of life of such programs may to change from about two weeks till two monthes. They pay around 5-7 percents a day. The most dangerous kind of projects.

3. Long-term ponzies It's the best way yo your investments. The real period of existing of such programs is about five months, and some of the most successful can live till half a year. Their payments are about from 2 till 3 percents a day. So, you have too high possibility to return your investments in two-month term and have some profit

4. Extra-long term projects. This type of projects can work too long time, till a whole year. They promise less than 25 % monthly. Nevertheless, it very dangerous kind of projects. You should to put concerning the big deposit to receive the essential income in this case. The risk in this project is very high, so, participation in such projects is not your best way ti earn the money.

5.Private programs. When you'll start to participate in investment projects, you'll hear about so called private projects. Their admins approve, that new members can participate in such programs only by the special invitation. It is not VIP project as you thing. It's a simple advertising attempt to get more investments from it old members. The unique feature of such projects - their rather high life expectancy. You should be very carefull with such projects. Programs of such kind have too high possibility to be closed soon.

You should have in view of, that HYIP world is full of lie. You should to rely on own experience and experience of professional investors. Pay attention to messages on HYIP forumes. It is too important to look after the admin's speechs - it is not very difficult to differ truth and lie. For example, admin, most likely, say lies, speaking about use of investments on FOREXe, because an overwhelming part of such projects - only financial pyramid.

HYIP is uneasy business, and administrators often escape with invested money. You should clearly understand, that there is no way to get back your losed money. You should remember it always. You should now, that there is no mechanism to look for the Internet payments. Rules of all HYIP projects notice that the administrator is not responsible for your money and you are depositing them voluntarily. Practically it impossible to start lawsuit against the not honest admin of HYIP project, but it's impossible to return your money. Even charges on police investigation will exceed the sum of your deposit. HYIP projects do not submit to any laws.

If you have decided to participate in HYIP business - I sincerely wish you be lucky!

Written by Investor-Info.biz Admin December 22 2006 Investor-Info.biz All rights reserved! If you copy this article you MUST refer this page URL! This page url: http://www.investor-info.biz/lib/beginadvices.html More articles about HYIP: http://www.investor-info.biz/lib.php

Investor-Info Team (Investor-Info.biz)

Some advices for HYIP beginners is article written by Admin of one from best HYIP monitoring services - Investor-Info.biz. If you do first steps in HYIP investment world or even you are already an experienced HYIP investor then this article is for you.

Tips For Avoiding HYIP Scams

Before knowing about HYIP Scams, refer to the functioning of HYIP or "High Yield Investment Programs" in detail. HYIPs bring out a substantial return on a very small investment. Getting back to HYIP Scams, the moment the yield assured is on a higher side and the return period is short, you will know that a scam is in the following. In anticipation of more earnings, individuals tend to invest more than what is required. This is precisely where they end up in trouble. They can loose everything irrespective of the fact that whether they are legitimate programs or not. Scams are so poised that they hook people on this 'get rich quick' idea.

There are certain things that you should always take into consideration. No matter what, never opt for any HYIP in response to an email invitation. It is quite evident that well thought-of firms will not advertise on theses lines. Getting intrigued by the idea of HYIP alone won't help. Make sure that if you are venturing into HYIP, you do your homework on the respective company that holds your interest. Don't get attracted by a sales pitch that their opening ends in two hours and the like.

All you need to do is acquire as much information as you can. And this may comprise of the amount of money that will be invested, the full name, address and location of the company you are concerned with, in which way you can contact them and so on. In addition to that, verify with the Better Business Bureau in that city/town. This is pivotal because complaints against them if any can be brought into light.

The biggest HYIP scam to be found on the Internet is none other than PIPS i.e. People in Profit System or Pure Investors. In fact, according to a website, HYIP Scam Search, the sum number of HYIP scams was in the order of 3500 by May 2006. On an average 5 new scams are reported each day.

Say No To Scams By Learning The Following Tips

As first things first, always make it a point to take back your principal investment and reinvest only the profits. This is how you will safeguard the principal amount. Beyond that, investing just about 75% out of your profit, keeping the rest 25% aside is not that bad an idea as well. Studying the website will certainly do a world of good to you especially in the long run. Ask for the records and all the other information that you think best.

You must know that most HYIP sites are Ponzi Scams. Thus, if a program is offering more then 10% a day, it has to be the above-said scam. This calls for checking the interest. You should settle for 2-5% daily, if a reliable program is what you are looking for. Last but not the least, always try to invest into different programs than concentrating on a particular program if you are to earn big bucks.

All of the above tips can surely help you to keep HYIP Scams at bay.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Uncover The Secrets Of HYIP Rate

High Yielding Investment Programs (HYIP) are self-styled investment programs that are accessible through the Internet. You can be rest assured on its high returns but the only thing that comes into play is the risk involved. HYIPs are surely going great guns especially with the advent of e-currencies for example e-gold and StormPay that has paved the path for HYIPs to run across international markets. You must know that HYIPs are often advertised in spam emails, forums or even mailing lists for that matter.

Talking of interest rates, HYIPs in general, claim to propose interest rates of 1% or more per day on invested funds. There are others who can reach heights like offering daily rates to about 250% a day. This is actually where the shoe pinches. Your common sense must say why would any business seek small investors if they could earn huge profits and that too legitimately. This surely indicates a soaring risk involvement. Thus any proposal of interest rates in excess of 1% can suggest a possibility of a Ponzi scheme. Beware of Ponzi schemes because they can literally put you in neck deep trouble to say the least. Most investors who have fallen prey to Ponzi schemes have lost all their money in due course of time.

It's important that you take certain things into account regarding HYIP rate. Make it a point not to get into any HYIP that pays more than 3% interest daily. It is something that is totally unrealistic. A due diligence check on the program is a compulsory thing. Going through the HYIP forums and learning from the views of the other investors is important. Making deposits in several reliable programs is just what you need to do if you want to do away with risk. And studying the consistency of the program's investment strategy to see whether the program is fructifying in terms of profit because is necessary at the end of the day. If the program is paying, that alone won't help. It should produce profits for you.

Make certain that you go through the FAQs and the terms of payment watchfully before jumping into any conclusions. You surely don't want to end up in a sorry state otherwise. All you need to do is hope for the best and prepare for the worst. The risk factor is indeed very disconcerting. So make investments keeping in mind that you may even lose it. Furthermore, until and unless you have earned your deposit back do not compound your interest. It is best for slimming the chance of you losing money because there are programs that can close down at any time with no reason at all.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Things you should know about HYIPs

An HYIP (High Yield Investment Program) is an investment program that offers high returns with a corresponding high level of risk. Contrary to common types of investments, HYIPs can easily give you 100% return in less than a year. Some programs even offer the same return after a month, some after a week, and some offer 100% return even just after some hours.

It is possible to generate such earnings if you know how to play the HYIP game well. In order to do so, you need to equip yourself with the basic knowledge about surviving in the HYIP arena. Below are some things you should know before making that first step into the HYIP world.

1. High Yield means High Risk. Most people are aware only of the "High Yield" part of HYIPs, but as we all know, return is proportional to risk. Simply stated: the higher the return, the higher the risk. In HYIP, be prepared to lose everything.

2. Invest only what you can afford to lose. Since you can lose everything in HYIP, do not ever, ever, ever (have we pointed that out clearly?) invest any amount you are not prepared to lose. One actually "gambles" rather than "invests" in HYIPs. In the same way that you won't go to a casino or bet on the lottery with all your money, do not "gamble" in HYIPs with the money for your house rent, child's allowance, or groceries. Gamble only an amount you won't cry over if you lose it.

3. 99% of HYIPs are scams. Don't easily invest on the first HYIP you see online. Conduct research (DD or Due Diligence in HYIP jargon), search for online reviews, and ask those who have already invested in the program. What hurts the most is investing in an HYIP that will run away with your money the next day. That usually happens if you don't do research first.

4. Diversify. Put your money in a group of investment programs, preferably with varying degrees of risk and return. The idea is for you not to "put all the eggs in one basket." That is, even if one of your programs fail, you still have some fallback, can still reinvest, and perhaps recoup the losses through the other programs.

5. Take out your principal as soon as possible. Don't be greedy, take out your principal investment as soon as you recoup it (take some profits with you) and re-invest only the profits earned if you still want to invest in the same program. That way, even if the HYIP you are in folds up, you'd walk away as a winner.

6. Protect yourself online. As most HYIP transactions are conducted online, you are prone to viruses, trojans, hacking, phishing, etc. Protect yourself by using multiple passwords, using different login names, installing a virus scanning software and firewall, and regularly checking your PC for updates and patches. The worst thing that could happen to you is to receive a $5,000 deposit in your e-currency account, only to find it inaccessible because it has been hacked!

7. Do not always trust forums and rating sites. Some, if not most, forums and rating sites are either the owners themselves of the scam HYIPs or paid by the owners to advertise the program. Check for objective comments and reviews of programs that interest you in different forums and rating sites. Try to find and stick to a forum or rating site whose members are credible, have integrity, and have built good reputation for themselves.

8. Do not just sit down and wait. Unlike investing in stocks, t-bills, or mutual funds, investing in HYIPs require some amount of attention since you need to regularly check on the progress of your investment and the status of the program you are in. If you invest in a program and come back after 1 year, don't be surprised to find the program gone! There's a big chance the program's admin has ran away with your money!

9. Ask questions and learn. You simply can't succeed in HYIP if you do it alone. Learn from the experts and veterans. Ask questions.

Help is here. Visit www.PinoyMoneyTalk.com now!

Pinoy Money Talk is an online community of Filipinos involved in various online and offline investment and money-making opportunities.

Chevrolet Silverado Hybrid Car Review

Pick up trucks have been one of the highest selling vehicles in the world for as long as most care to remember. The truck was designed as a work vehicles for companies and such to use but the general public started to demand a model for them and the pick up truck craze was born. Since that time more pick up trucks have been sold in this country then any other kind of gas powered vehicle and Chevrolet has been on the forefront for many years when it comes to this craze. It is no secret that Chevrolet is one of the largest auto makers in the world. They are second only to Ford in some respects while they beat Ford out in others. Chevrolets success was so quick that Henry Ford himself sought to buy the company in the early days but could not raise the funds to make the purchase. Ever since Chevrolet has been force in the auto making world and setting trends is what they do best.

When the price of gas reached levels that most people could barely afford the many auto makers went scrambling in an attempt to locate a way to bring back the sales. This was the introduction of hybrids and Chevrolet was not behind in such matters. The Chevrolet Silverado was the very first full size pick up truck to be released as a hybrid vehicle and since that time it has been the second best selling truck of all time. This is proof that people still want the large trucks but they are also very concerned about being able to afford such trucks with the high price of gas and insurance. Chevrolet made a wise decision to release this hybrid version. It would be the very first hybrid to be released by the giant auto maker and it is still the most popular brand of truck that they sell in both hybrid and all gas solutions.

The problem with the Chevrolet Silverado is the fact that it is only a mild hybrid. This means that the electric assist motor powers most of the accessories and such but does not do a whole lot for the fuel efficiency of the truck. There is some savings in that area, but most of it comes from the fact that the engine does not have to work so hard to power the truck as it would with all of the accessories running off of the engine and the battery.

SouthEastDealers.com provides Automotive Information, Car Dealers and leasing contact information with around 40,000 listings from United States and Tips on dealing with Car Dealers, Saving Money with Insurance Premiums. Please visit http://www.southeastdealers.com for more information.

OMEGA314 HYIP IS A SCAM!!

For those of you looking into HYIPs, or "high-yield investment programs", be very careful...don't spend more than you can afford to lose. Whichever HYIP you're looking into, as reputable as they may seem, there's a 99.999999999999999% chance that it is a SCAM. Such is the case with OMEGA314.COM/BUCKY, or OMEGA314. I believe it was Omega314.com originally, til they FUCKED people out of millions, now the same admin is back, about to take off with about 7-8 million dollars of investors money. The author personally invested $500, expecting to make a return on investment of $1140. Well, about a week after I joined, I tried to login to check stats, and it said my password was incorrect. So I requested password recovery. Guess what? NOTHING. I contacted admin for support saying, "Hey, what's the deal?" Their response: "If your unable to receive emails from us it is not our concern." WHAT????!!!! Are you fucking kidding me? That's your answer? BULLSHIT!!! I'm able to receive mail just fine,I allow ALL mail to get through, even spam.

Today I checked Gohyip.com, a monitoring service where users can rate different hyip's. I've posted over the last few months, and so have several others, a vote of VERY BAD. Guess what? THEY'VE ALL BEEN DELETED!!! Who's running this monitoring service, OMEGA314? One has to wonder. You can't even trust the monitoring services when it comes to this shit. There were 5 very bad votes today, and I guarantee they will be deleted by tomorrow morning 8/30/2006. Hopefully this article will get indexed quickly to help others avoid this scam. People, DO NOT invest in these HYIPs. Omega314 was supposedly the most reputable of 2006, and they're FUCKING PEOPLE OUT OF MILLIONS. OMEGA314.COM or OMEGA314.COM/BUCKY is a SCAM!!! Read that again: OMEGA314.COM is a SCAM!!!

What is a HYIP?

HYIP is a term which you will come across often if you are trying to make money over the Internet. It stands for High Yield Investment Program; these are not just Internet based investment programs and are also available offline. The term HYIP is an umbrella-term which incorporates any investment opportunity that gives a return on the initial investment of between 4-5% per year. The way in which they work is fairly simple. The money from everyone who invests is collected together and the site organizers then use it to invest in more traditional areas. In effect, they are investing in the programs which require a large sum of money to begin and can afford to do so by combining everyone's small individual investments.

HYIPs which are not Internet based work on the same principles as online ones, only their starting investments can range from a minimum of $500,00 up to millions of dollars. For the private investor, or an individual just wishing to supplement their income, this is not a realistic sum to have available for investment and so offline HYIPs are not feasible options.

For the normal private investor, Internet based HYIPs are the only possible solution to the investment quandary. However, these programs are often cloaked in secrecy and so can seem like a dangerous investment to make. In contrast to the offline programs, you will often find that you are unable to gain any information regarding the investment types that are made on your behalf. Corporate information of the website, such as the registered address or background information pertaining to the site organizers, is often not available for viewing. This is not usually done for the sole purpose of hiding information from the investors, but more to prevent people from using the knowledge of the site organizers to create their own online HYIP.

Online HYIPs may pay interest daily, weekly or monthly. The typical return rates on these are generally between 1-7% for daily paid, 7-50% for weekly paid and 20-200% for monthly paid.

The way in which you can start to invest with these sites is very easy. You simply go to the site you have chosen and register with them. This then creates your online account, into which you deposit money which you then invest. The profits are then paid into that account depending on how often your particular investment pays.

These schemes work by investing the money from a number of private investors and then sharing a portion of the profits back with the investors. It gives the investor the high returns that would not normally be possible given the low amount of money that is available for investment. There is still an element of risk involved - no investment can ever guarantee to make a profit as the market changes continually. There are also fraudulent people who set up HYIP sites, wait for people to invest and then run off with your money. This makes it vitally important to choose your program wisely.

This and more educational hyip articles can be found on HYIP Info Also check Stormpay and Paypal HYIP for curently available HYIP Investments.

High Yield Investment Products

Introduction

The term High Yield Investment Products (HYIP) is used to indicate non-traditional investment products promising much higher returns than traditional ones like stocks, bonds and real estate (I don't really consider Fixed Deposits or CDs as investments).

HYIP normally derive their profits from FOREX, futures, options, arbitrage and real estate flipping. These are areas where the tremendous leverage gives rise to possibilities of high returns.

With the proliferation of the internet as a medium of advertising, communication and business, many HYIP sites have sprung up. The returns are incredible - some promising 5% daily! Compare this to a bank deposit returns of 5% annually and you can see their attraction.

The Sleazy World of HYIP

Unfortunately, the world of HYIPs is laced with scams. The anonymous and global nature of the internet has made it easy for anyone to simply set up a web site and fleece unsuspecting people who are buying into hopes of riches or financial freedom. One HYIP expert I know of puts this scam rate at 95%. In other words, you have to kiss 19 toads before you find your prince.

Many HYIPs are a play on the old Ponzi and Pyramid schemes. As long as they are paying out, people get excited and invite friends and relatives to put in more money. The power of Word-of-Mouth marketing is the strongest in the world, and should not be underestimated. If the HYIP operator can get money coming in faster than the money they pay out, the program will continue to earn big bucks for them as they take in the percentage. In fact, even those who came in early will also benefit, some tremendously. All these add to the emotional hype surrounding the HYIP.

However, once the money flow can no longer be sustained due to the operation of mathematical laws, they simply fold and move on. The losers (those who come in later, attracted by the hype and emotional draws) are left to lick their wounds.

Investing in HYIP?

Interestingly, if the scam rate is 95%, it means that there is a 5% out there with real programs that are paying out money regularly, for a long time. How then, do we invest in HYIPs without killing ourselves?

I offer this 5-point system for investing in HYIPs.

Aim for cashflow rather than compounding. HYIPs come and go, and the winning attitude to adopt should be guerrilla tactics rather than taking the ground and slugging it out. Take out the money as much as possible, as soon as possible, until you have recouped your investment - the rest are then free money for you.

Go small. Put in not more than USD100 at one time. In fact, there are those who espouse even USD10, if the programmes do not have minimum spends (investment). Spread out your investment over many programmes, and expect many of them to fail. This expectation will make it easier on you emotionally.

Check out the website. It should be on its own domain (not a free domain) and should look professional. Try and look for those with a forum so that you can check out how well the admin responds to those they serve. Check out the operators and managers of the programmes (also called the admin). They should be easily contacted. A proper e-mail (not free e-mails like Hotmail) should be available and the response should be quick.

Be wary of HYIPs that uses referral programmes to induce people to join. Experience has indicated that referral programmes are a big warning sign for 'Ponzi'! Be wary also of HYIPs that promises more than 20% per month. Such programmes are extremely difficult to sustain.

Programmes that have been in existence for longer than a year are normally good programmes to join. They are also extremely rare though. It is easy to check how long the website has been operation by checking out www.whois.com. However, you must be aware that a website can be registered first before it is operational. Few scamsters are going to wait that long though.

Conclusion

I trust that the information presented in this page has been useful to you. You may want to contact me if you have further questions.

Michael Chan used to be a teacher, before he left to run a managed fund. When his business failed, he returned to teaching, and is currently a Department Head at the Shanghai Singapore International School.

He constantly applies his business acumen to his job, to add value to his employer. His thoughts on K-12 education and on financial education can be found in his blog at http://www.senseimichael.com

High Yield Investment Programs and Investing

I have recently started to get started with online currency. The current online currency of choice by basically all investment programs is e-gold.

To get started in online investing, you should first create an e-gold account and add funds to it. There are a few ways to fund your account. The first and most reliable way is to use an exchange service to transfer funds from your bank, credit card, or other forms of credit. E-gold has a list of them here. The second way is to exchange with a private person. The following sites are popular forums where members offer exchange between a large variety of different online currencies: GoldAge, TalkGold, and MMG. The third way to get money into your account is to join some kind of "Get Paid To" program. These programs will pay you to do things such as read emails, click links, and sign up for offers. They are useful if you can't fund your e-gold account by any other way and you have $0.00. The disadvantage is that they take a while to build up some funds. The programs that I have used and paid me are GoldAge (paid to post), and Donkeymails.

After getting at least $1 into your e-gold account, a bunch of new opportunities to make money are available. The ones that you should look for are HYIPs (High Yield Investment Programs). These programs offer a high rate of interest for depositing your money. These programs are risky and may run away with your money. The best way to minimize your risk is to do research on the program. Find out where its hosted at, search about it, check out forums posts about it, and check HYIP monitor sites about it. The key to making profit is not to put all your money into one program as it can drop and disappear at any time no matter how reliable it was in the past. History repeats itself over and over and some people never learn that no program can be trusted 100%. Sites that offer 10% daily or more are the riskiest.

If you are one of few successful investors who have made lots of profits, you may want to start thinking about investing a portion into low yield investment programs. These are much more reliable than HYIPs, but they offer much lower rates.

Programs to avoid: Matrix doubling programs - these are programs where you pay like $5 and get like $1 for every member you refer. It advertises that you can get thousands if your members refer more members and you get $1 for each in theory but it never actually works out. You will lose your money in 95% of these programs.

Poorly designed site - sites that have misspellings, grammar mistakes, and bad layout. These programs usually run by amateurs and those who can barely speak English. The risk for these programs are bigger than usual and the admin of the program is probably just out to make quick money off of you.

Game and betting sites - sites that offer games such as head/tails and state that you get 250% profit for winning. The truth is that the win rate for these programs is like 30% and you will lose your money. I have seen one of the scripts myself and saw that you can set what the win rate is.

Other sites: There seems to be a big craze and hype about a program called AGLOCO. However, I personally don't think it will be as successful as everyone thinks. There are like hundreds of people trying to get referrals for it and unless you are willing to spend money, time, and effort, I don't think you will get very far. It's your choice and you can go ahead and join it if you want and prove me wrong.

posted at Bofia's Blog

How to Use High Yield Investment Programs to Make Money

 

You will learn from this article how to:

• Select programs with potential
• Avoid bad programs
• Minimize the risk
• Make money.

High Yield equals High Risk.

Let?s face it: this section of the Investment business is not short of honest-looking, blue-eyed, sweet-smiling swindlers. This disappointing truth means either staying out of this business altogether or pick your way through it carefully and be on your guard. Of course there are honest Program Operators with integrity and it is rewarding to find them.

Being careful means only playing with the money you can afford to lose. I used the word playing intentionally. When you enter this market you will inevitably lose some money, if not all of it. That isn?t a disaster when you only used money you can afford to lose and regard it as a sort of gambling game, but it is really disastrous losing all the money you invested in a desperate attempt getting out of debt.

Select programs with potential.

What is a program with potential? Is it the program with the highest interest rate? No, those are probably the least reliable ones. Ask you self a question: is it possible that an investment fund is able to pay you 5% a day, for a long time? Well you know it, of course not! Paying 5% every working day means 52 x 5 x 5% = 1300% a year!

High Yield Investment Programs (HYIP) will offer you anything between 0.7 and 5% per day, sometimes even more than that. Sometimes they offer a percentage of more than 100. This only means that, hopefully, you will get back the money you invested (the principal).

The lifetime of a typical HYIP does not exceed one year, of course there may be exceptions. Often it is a matter of months or weeks. Here today, gone tomorrow. It seems a hopeless task to select a potential program, doesn?t it?

Well, here are some guidelines to find a program that you will give a try:

• Have a look at HYIP forums, they all have rating systems. Beware of HYIPs with problems or are not paying.
• Go for programs with short investment-durations. Investing money for a year in a fund that probably won?t last that long, is not very clever. The higher the interest rate, the shorter the investment-period should be, keep it limited to one week if possible.
• Give preference to programs that pay back the invested sum. Programs that do not pay back the principle, promise high interest rates instead. The idea is that in time you will earn back the invested sum. But time in relation to HYIPs is a precious commodity.

Avoid bad programs.

Work on the assumption that probably they are all bad and look for exceptions. Inspect their sites. What do you think of their look and feel? Use your intuition. Some useful signs and criteria are:

• Programs with absurd high payments, they gobble up your money and THEY make an absurd high profit.
• Have a look at the site of HYIPs that you are considering. Sometimes they have a client-forum. If so, look at the quality of responses. If they are all slimy clones of Uriah Heep then you know enough.
• Inspect their procedures, do they provide you with a clear account of your balance. Is the withdrawal function working? You can try this out by investing a small amount and see what happens.

Minimize the risk.

Established investment-funds have a risk-management policy of their own and individual investors in traditional markets try to minimize the risk by spreading their investments over different stocks. Both groups spread their investments over several funds. Spreading the risk is what they do. The assumption is that not all the investments end in bankruptcy and certainly not all at once. If one does in a portfolio of 20 funds, there are still 19 left.

Unfortunately this policy does not work with HYIPs. Why? Because they are all likely to fail within a year. If you seek safety in spreading your money over many HYIPs and keep it there, you would probably end up losing it all.

Minimizing risks in HYIPs is done by limiting the investment-period of any investment and limiting the number of HYIPs you invest in at any one time. Not more than five.

Some HYIPs publish very interesting data on their sites. Such as:

• The number of investors
• The total amount of money currently invested
• The top 10 investors
• The bottom 10 investors
• Paid out today to. Reassuring to see your own (nick)name there when you are actually paid that day.
• Days in operation.

If you consider putting some money in a particular program, study these data. If they are available you are able to work out the average investment. Do not invest considerable more than that average. For instance: if the total sum of investments is $ 50,000 with 20 investors, resulting in an average investment of $ 2500, then I would consider it very unwise to invest a sum of $ 20,000. Your stake in it would be far too high.

Make money.

It is possible to make money if you make use of the following guidelines:

• Only play with money you can afford to lose.
• Consider HYIPs as a sort of gambling opportunity and play with it.
• Investigate a Program as good as you can before putting money into it. Consider trying it out with a small amount first.
• Do not put all your eggs in one basket.
• Do not put your money in more than 5 programs at the same time.
• Review the situation regularly. Daily if possible.
• Go for programs with a short investment time, a few days, a week. If your choice is a program with a longer period, see to it that the promised interest is ?realistic? (about 1% a day), if the interest % is too high, the program would probably not outlive the investment-period.
• Get your money back as soon as possible. Make use of programs that pay back the principal (the money you invested).
• Make limited use of compounding (adding interest to the invested sum in order to get interest over interest). This clashes with getting your money back as soon as possible.
• Withdraw the interest as soon as possible. Preferably daily.

Summary.

• HYIPs are a risky business, see it as a gambling game.
• Play only with money you can afford to lose.
• Select HYIPs carefully.
• Avoid ?too good to be true? offers.
• Do not put all you money in one program.
• Not more than 5 HYIPs at a time.
• Get your money back as soon as possible. Do not compound.
• Withdraw interest immediately.

Good luck and have fun!

Have look at my portfolio http://www.freewebs.com/johnquicksilver/