How to Protect your e-gold account - Especially important for HYIP and Autosurf investors.

HOW TO PROTECT PEOPLE STEALING MONEY FROM YOUR E-GOLD ACCOUNT

The biggest problem with e-gold is that if somebody steals funds from your account, it is almost impossible to recover them! If somebody gets access to your e-gold account then they can empty it immediately, load your money onto an anonymous ATM card and have your money in their hands within minutes. No matter how computer savvy you might be please read this article - many of my computer-savvy friends have fallen victim to e-gold theft.

I&39;ll list some of the least obvious tips first because I hope that veteran computer users will realize early in the article that they might not have done everything they could do. Major users of e-gold are people involved in the Autosurf / HYIP industry so I&39;ve written this article with them in mind. If you use e-gold for other reasons this article is still highly relevant.

Tip 1: DON?T TRUST ANY AUTOSURF / HYIP OWNERS!

Nowadays there are many fly-by-night autosurfs, and many of you will no doubt put a few dollars into them. Unfortunately it is extremely easy for anybody to set up an autosurf or HYIP company, to get a few dollars in from excited new members and then vanish. This article isn&39;t about how to select autosurf sites that are credible but I want you to be aware that when you join any autosurf you are giving the webmaster your email address, e-gold number and a password to login with.

ALWAYS use a unique email address for every autosurf you join with. If you don&39;t, then a dishonest autosurf webmaster might see if your username and password are useable in other autosurfs, they might test it out with your e-gold account, or maybe they might try to get into your emails, eBay or amazon.com account.

Tip 2: DON?T TRUST INTERNET EXPLORER OR ANY VIRUS CHECKER!

I?ve got nothing against the software itself. Internet Explorer might be the best program in the world but the problem lies with it being the most popular. This means that every thief who tries to attack your computer will be trying to find weaknesses in Internet Explorer?s security. Firefox is an alternative web browser and not only is it less open to virus attacks but it is also a very reliable and feature-packed program.

Any page you view when autosurfing may contain a virus or similar. If you are like me, you probably view the first sites in the rotation and then leave your computer to surf without you. Imagine the damage this could do if one or more viruses infects your computer during this time.

Virus checkers give people a false sense of security. Certainly they have a lot of uses but it is still possible that you will get a virus that is not recognized by the checkers. Sometimes programs that record your keystrokes aren?t technically viruses and they may slip through the net.

Despite my warnings about virus checkers it is still a very good idea to have one. Do regular scans and try to have the virus checker turned on at all times. Just don?t fall in to the trap of assuming you can never have a problem because you have a virus checker already.

Tip 3: USE COMPLEX PASSWORDS

Unless you are a high profile celebrity or government high-flyer it?s not likely that a determined group of thieves will take much time to guess your password. That said, it?s no extra effort to make your password a little more complicated.

Don?t use a complete word as a password. Force yourself to use a password with both numbers and letters in it. The practice of this will mean that your password will be harder for somebody to guess. Make sure you avoid the most obvious passwords of your pet names, mother?s maiden name or company name.

Tip 4: USE DIFFERENT PASSWORDS

It?s not possible to know who lies behind every website you visit. I know of a number of instances where a person has set up a website as a way of collecting usernames and passwords from its members and then trying the same usernames and passwords in popular websites such as eBay, PayPal and Hotmail.

One clever method that I?ve found is to create a formula that can create a different but easy-to-remember password for every site I visit. You could create a simple formula like this.:

abc + [number of letters in the websites name] +[last 2 letters of the websites name] + XYZ

so if we used this formula for Hotmail PayPal and eBay we?d have these passwords:

abc7ilXYZ for hotmail abc6alXYZ for paypal abc4ayXYZ for eBay

If you have a secret formula just for you, then you will always be able to work out what password you have used for every website. Anybody who sees the one password you use on a site will not be able to guess how the formula works elsewhere.

Tip 5: AVOID ENTERING PASSWORDS FROM YOUR KEYBOARD

This is the mistake Paul made. Without knowing it, and without the virus checkers spotting it Paul had a ?keylogger? program hidden on his computer. Every key press Paul made was recorded and sent to the thief. When he entered his username and password for Gmail, the thief was alerted to it immediately.

So how is it possible to stop this happening?

There are a few options for you here:

You can install a ?Password Manager? Program for your computer. The two best programs are AI Roboform (for the PC) and 1Passwd (for the Apple Mac). What these programs do is they store your passwords securely and paste them into your web browser when you need to. Both program are also excellent for storing your personal information and for filling in all manner of online forms. AI Roboform is extremely useful when traveling as it can be stored securely on a USB drive and used securely from internet cafes and shared computers.

If you need to type the password in then enter the letters in the wrong order. To do this lets assume your password is 123456 ( a stupid password for sure, but its good for this example). First we just enter ?234? in the ?password box?. Using your mouse, click back to the beginning of the field and type in ?1? and finally click to the end of the field with your mouse and enter ?56?. The reason for doing this is because if a secret program is recording your key presses it will not know that you have used your mouse to enter letters in the wrong order. The keylogger will get a record of you entering ?234156? which is obviously far from what your password is.

Tip 6 DON?T KEEP YOUR WELCOME EMAILS ONLINE

This tip would have saved my friend Paul a lot of headaches. He used Gmail and every time he joined a new website he?d receive an email which welcomed him to the site and reminded him of his username and password. Paul kept all of these emails in his Gmail account for reference. When the thief managed to get Paul?s Gmail password he must have been delighted to find all that information. He certainly made a lot of use out of it.

If you receive these kinds of emails, (and you probably do) get them off the internet! Print them out and store them in your safe, or use AI Roboform or 1Passwd to keep them securely stored on your computer. I hope that this article has been of value to you. Please feel free to contact me if you have any questions.

The software I highly recommend in this article can be found at: Firefox (PC and Mac) http://www.mozilla.com/firefox/ AI Roboform (PC) http://www.roboform.com 1Passwd (Mac) http://www.1password.net . Martin Pavion is a professional autosurfer. Currently he is the forum moderator of 12by12daily - a popular and much-loved autosurf website. Download his free e-book at http://www.12by12dailypro.com . Otherwise please email me at autosurf@truepot.com as I&39;ll happily answer any of your questions.

Do Not Touch HYIP's

HYIP, or High Yield Investment Programs promise you a massive daily interest on your investment. It can be anything up to an unbelievable 50% daily. The risk is very high and you need to be hugely careful before you invest. By investing in HYIPs you risk your money every day, because you have no warranty that your money is safe and in fact in very many cases it is anything but safe. Many HYIP products turn out to be pyramid or Ponzi schemes which either boarder on or or transgress into fraud or are otherwise illegal. If you want to trust your hard earned cash to people conducting illegal activities then so be it but remember what the Autopilot told you. If the person you are dealing with is doing illegal or fraudulent dealings what makes you think you are anything but the next target.

If you want to have a close look at the havoc that these schemes can produce just look at the mess surrounding the 12DailyPro and Stormpay episode recently. The thread went on for weeks in the how to forum and Stormpay have never seemed to recover. Now in this case supporters of one side quite unequivocally blame the other and I don't think anyone but those at the centre of the episode really know the truth but needless to say there seem to be a lot of folks out of pocket. One well known internet marketer who regularly posts to the how to forum confessed to loosing around $6,000.

For me I will stick to my usual web based and email marketing campaigns for my money and leave the scary stuff to those with less respect for their own money, civil liberties and a like for state provided porridge.

The only people who win with deals such as these HYIPS are those who are in at the very beginning, those who join in later can only lose out big time. Take the case of Charles Ponzi himself, all went well for many months and he paid people out their dues and bought himself a massive mansion on the proceeds, however it was not to long before the inevitable happened and the number of people needing to be paid outstripped the new investors. At this point the auditors moved in and Ponzi started the slow spiral downwards which led to his serving several prison sentences and eventually dying in poverty in Brazil with just $75 in his bank account to bury him.

Don't get caught out by these schemes, the odds are you will lose at least your dignity and money and at worst if you are too involved, like ponzi you could lose your whole livelihood.

Geoff Hibbert email:- geoffhibbert@homebusinessonautopilot.com http://www.homebusinessonautopilot.com http://www.bestnetoffers.co.uk Geoff Hibbert is the Original Autopilot Marketeer

High Yield Investments

High yield investments are investment programs that offer more potential for gain, but at a higher risk. High yield investment programs or HYIPs work on one of the basic principles of investing: the higher the risk, the greater the potential for gain. Some of the investors choose to invest a small amount of money in these high yield investment programs. This practice allows them to take advantage of high returns by putting a small investment at risk.

A major issue faced by high yield investment programs is the involvement of a large amount of money placed at risk for a high potential gain. Many investors are looking for quick, substantial gains and therefore, though they could start with a lower sum, they choose to invest all they can. These investors calculate the maximum amount of money they can afford to put on risk in order to take advantage of the high potential return. Some investors go as far as investing more than they can afford, though this is not recommended.

Another issue is that some of the high yield investment programs are well-disguised fraudulent schemes that are designed to rip investors off. Such HYIPs are illegal. Therefore, it is recommended that investors do a thorough background check of the group or person presenting the investment. While investigating, investors must also check if the investment company has insured the investments of its clients. This further establishes the credibility of the company.

With HYIPs, another possibility is that they may not pay as well as anticipated or may not pay at all. Therefore, experienced and smart investors prefer to put only that amount of money in HYIPs that they can afford to loose without major consequences.

To combat various issues related with high yield investment programs, experts advise to diversify the investment portfolio, as there is no real way to cushion the investment.

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High Yield Investment Programs - Auto-surfs - and Other Ponzi Scams

Those of us trying to make money on the internet have come across advertisements for auto-surfs and HYIPs on more than on occasion. These ads often make outrageous claims of earning potential. All you need to do is give someone else your money and they will give it back plus 20%-40%. Right? Apparently many people have been getting burned by these high yield investment programs and auto-surfs lately.

High yield investment programs should be called high risk investment programs. As someone who has learned from experience I can say that the chances of receiving even one cash out are very slim. Be sure to realize that all of these programs are games. Games of chance and not of certainty. More often than not you will receive an email containing an explanation of why your money is gone. It is usually due to someone stealing it, the site being hacked, or both. Sometimes the site just disappears out of nowhere.

The promoters and owners of these programs sell other people on the hopes of making thousands of dollars. This is because that person participating in an auto-surf or HYIP makes around 10% of any money that their referral decides to put into the program. I strongly recommend avoiding high yield investment programs and auto-surfs all together. Try finding a legal and proven network marketing program that requires hard work and determination. You will feel better at the end of the day knowing that what you are working towards is legal and honest.

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How to Use High Yield Investment Programs to Make Money

 

You will learn from this article how to:

• Select programs with potential
• Avoid bad programs
• Minimize the risk
• Make money.

High Yield equals High Risk.

Let?s face it: this section of the Investment business is not short of honest-looking, blue-eyed, sweet-smiling swindlers. This disappointing truth means either staying out of this business altogether or pick your way through it carefully and be on your guard. Of course there are honest Program Operators with integrity and it is rewarding to find them.

Being careful means only playing with the money you can afford to lose. I used the word playing intentionally. When you enter this market you will inevitably lose some money, if not all of it. That isn?t a disaster when you only used money you can afford to lose and regard it as a sort of gambling game, but it is really disastrous losing all the money you invested in a desperate attempt getting out of debt.

Select programs with potential.

What is a program with potential? Is it the program with the highest interest rate? No, those are probably the least reliable ones. Ask you self a question: is it possible that an investment fund is able to pay you 5% a day, for a long time? Well you know it, of course not! Paying 5% every working day means 52 x 5 x 5% = 1300% a year!

High Yield Investment Programs (HYIP) will offer you anything between 0.7 and 5% per day, sometimes even more than that. Sometimes they offer a percentage of more than 100. This only means that, hopefully, you will get back the money you invested (the principal).

The lifetime of a typical HYIP does not exceed one year, of course there may be exceptions. Often it is a matter of months or weeks. Here today, gone tomorrow. It seems a hopeless task to select a potential program, doesn?t it?

Well, here are some guidelines to find a program that you will give a try:

• Have a look at HYIP forums, they all have rating systems. Beware of HYIPs with problems or are not paying.
• Go for programs with short investment-durations. Investing money for a year in a fund that probably won?t last that long, is not very clever. The higher the interest rate, the shorter the investment-period should be, keep it limited to one week if possible.
• Give preference to programs that pay back the invested sum. Programs that do not pay back the principle, promise high interest rates instead. The idea is that in time you will earn back the invested sum. But time in relation to HYIPs is a precious commodity.

Avoid bad programs.

Work on the assumption that probably they are all bad and look for exceptions. Inspect their sites. What do you think of their look and feel? Use your intuition. Some useful signs and criteria are:

• Programs with absurd high payments, they gobble up your money and THEY make an absurd high profit.
• Have a look at the site of HYIPs that you are considering. Sometimes they have a client-forum. If so, look at the quality of responses. If they are all slimy clones of Uriah Heep then you know enough.
• Inspect their procedures, do they provide you with a clear account of your balance. Is the withdrawal function working? You can try this out by investing a small amount and see what happens.

Minimize the risk.

Established investment-funds have a risk-management policy of their own and individual investors in traditional markets try to minimize the risk by spreading their investments over different stocks. Both groups spread their investments over several funds. Spreading the risk is what they do. The assumption is that not all the investments end in bankruptcy and certainly not all at once. If one does in a portfolio of 20 funds, there are still 19 left.

Unfortunately this policy does not work with HYIPs. Why? Because they are all likely to fail within a year. If you seek safety in spreading your money over many HYIPs and keep it there, you would probably end up losing it all.

Minimizing risks in HYIPs is done by limiting the investment-period of any investment and limiting the number of HYIPs you invest in at any one time. Not more than five.

Some HYIPs publish very interesting data on their sites. Such as:

• The number of investors
• The total amount of money currently invested
• The top 10 investors
• The bottom 10 investors
• Paid out today to. Reassuring to see your own (nick)name there when you are actually paid that day.
• Days in operation.

If you consider putting some money in a particular program, study these data. If they are available you are able to work out the average investment. Do not invest considerable more than that average. For instance: if the total sum of investments is $ 50,000 with 20 investors, resulting in an average investment of $ 2500, then I would consider it very unwise to invest a sum of $ 20,000. Your stake in it would be far too high.

Make money.

It is possible to make money if you make use of the following guidelines:

• Only play with money you can afford to lose.
• Consider HYIPs as a sort of gambling opportunity and play with it.
• Investigate a Program as good as you can before putting money into it. Consider trying it out with a small amount first.
• Do not put all your eggs in one basket.
• Do not put your money in more than 5 programs at the same time.
• Review the situation regularly. Daily if possible.
• Go for programs with a short investment time, a few days, a week. If your choice is a program with a longer period, see to it that the promised interest is ?realistic? (about 1% a day), if the interest % is too high, the program would probably not outlive the investment-period.
• Get your money back as soon as possible. Make use of programs that pay back the principal (the money you invested).
• Make limited use of compounding (adding interest to the invested sum in order to get interest over interest). This clashes with getting your money back as soon as possible.
• Withdraw the interest as soon as possible. Preferably daily.

Summary.

• HYIPs are a risky business, see it as a gambling game.
• Play only with money you can afford to lose.
• Select HYIPs carefully.
• Avoid ?too good to be true? offers.
• Do not put all you money in one program.
• Not more than 5 HYIPs at a time.
• Get your money back as soon as possible. Do not compound.
• Withdraw interest immediately.

Good luck and have fun!

Have look at my portfolio http://www.freewebs.com/johnquicksilver/