How To Earn Maximum Through Deposit HYIP

You can earn high interest in quick time, thanks to High Yield Investment Program (HYIP). It virtually brings in a higher rate of interest than your savings account. You can realize your dream of earning big bucks here but that's not the case always. It might as well turn up into a nightmare considering the high-risk involvement in these types of investments. HYIPs are found in scores on the Internet while HYIP rating sites and HYIP forums directly monitor them. You will find that officially permitted HYIPs are more often than not based "offline" and not to mention run by registered companies.

There are different investment plans in the offering with HYIPs. In general, the interest and return put forward by HYIPs hover between 0.3% to 100% daily, weekly or even monthly. If the HYIP where you have invested shuts down, you will automatically lose all or part of your opening capital. If you are to curb the risk involved the best you can do is to spread your investment into quite a lot of HYIPs uniformly. List of HYIPs with most recent comments, rating and payment condition on each HYIP can be availed on the Internet.

If you are wondering as to how to invest with the online HYIPs, then simply read on. All you need to do initially is to become a member of the HYIP website. Yes, signing up is important because that's how you are going to make your first deposit. Always remember that deposits should be made only through the member's area. Furthermore, before you login, you will be asked for your username and password to access your account. You can easily open a free e-gold account to make your online money management easier.

As for the interest, you will know that it may fluctuate from time to time. Truth be told, interest is computed by the amount of the business profit, the forex market, and other investments on part of the company. Remember, you can make no direct deposit from your account balance. However, you can make additional deposits to HYIP daily account whatsoever although the transactions will be treated independently.

Another thing is that you just cannot open myriad accounts in these types of investment programs. What happens is that all the funds are freezed once a member is found to have more than one account. Again, you can get hold of account information 24 hours and not to mention 7 days a week online. If you place a withdrawal request, you will notice that funds are made available well inside 12 business hours.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Tips For Avoiding HYIP Scams

Before knowing about HYIP Scams, refer to the functioning of HYIP or "High Yield Investment Programs" in detail. HYIPs bring out a substantial return on a very small investment. Getting back to HYIP Scams, the moment the yield assured is on a higher side and the return period is short, you will know that a scam is in the following. In anticipation of more earnings, individuals tend to invest more than what is required. This is precisely where they end up in trouble. They can loose everything irrespective of the fact that whether they are legitimate programs or not. Scams are so poised that they hook people on this 'get rich quick' idea.

There are certain things that you should always take into consideration. No matter what, never opt for any HYIP in response to an email invitation. It is quite evident that well thought-of firms will not advertise on theses lines. Getting intrigued by the idea of HYIP alone won't help. Make sure that if you are venturing into HYIP, you do your homework on the respective company that holds your interest. Don't get attracted by a sales pitch that their opening ends in two hours and the like.

All you need to do is acquire as much information as you can. And this may comprise of the amount of money that will be invested, the full name, address and location of the company you are concerned with, in which way you can contact them and so on. In addition to that, verify with the Better Business Bureau in that city/town. This is pivotal because complaints against them if any can be brought into light.

The biggest HYIP scam to be found on the Internet is none other than PIPS i.e. People in Profit System or Pure Investors. In fact, according to a website, HYIP Scam Search, the sum number of HYIP scams was in the order of 3500 by May 2006. On an average 5 new scams are reported each day.

Say No To Scams By Learning The Following Tips

As first things first, always make it a point to take back your principal investment and reinvest only the profits. This is how you will safeguard the principal amount. Beyond that, investing just about 75% out of your profit, keeping the rest 25% aside is not that bad an idea as well. Studying the website will certainly do a world of good to you especially in the long run. Ask for the records and all the other information that you think best.

You must know that most HYIP sites are Ponzi Scams. Thus, if a program is offering more then 10% a day, it has to be the above-said scam. This calls for checking the interest. You should settle for 2-5% daily, if a reliable program is what you are looking for. Last but not the least, always try to invest into different programs than concentrating on a particular program if you are to earn big bucks.

All of the above tips can surely help you to keep HYIP Scams at bay.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Uncover The Secrets Of HYIP Rate

High Yielding Investment Programs (HYIP) are self-styled investment programs that are accessible through the Internet. You can be rest assured on its high returns but the only thing that comes into play is the risk involved. HYIPs are surely going great guns especially with the advent of e-currencies for example e-gold and StormPay that has paved the path for HYIPs to run across international markets. You must know that HYIPs are often advertised in spam emails, forums or even mailing lists for that matter.

Talking of interest rates, HYIPs in general, claim to propose interest rates of 1% or more per day on invested funds. There are others who can reach heights like offering daily rates to about 250% a day. This is actually where the shoe pinches. Your common sense must say why would any business seek small investors if they could earn huge profits and that too legitimately. This surely indicates a soaring risk involvement. Thus any proposal of interest rates in excess of 1% can suggest a possibility of a Ponzi scheme. Beware of Ponzi schemes because they can literally put you in neck deep trouble to say the least. Most investors who have fallen prey to Ponzi schemes have lost all their money in due course of time.

It's important that you take certain things into account regarding HYIP rate. Make it a point not to get into any HYIP that pays more than 3% interest daily. It is something that is totally unrealistic. A due diligence check on the program is a compulsory thing. Going through the HYIP forums and learning from the views of the other investors is important. Making deposits in several reliable programs is just what you need to do if you want to do away with risk. And studying the consistency of the program's investment strategy to see whether the program is fructifying in terms of profit because is necessary at the end of the day. If the program is paying, that alone won't help. It should produce profits for you.

Make certain that you go through the FAQs and the terms of payment watchfully before jumping into any conclusions. You surely don't want to end up in a sorry state otherwise. All you need to do is hope for the best and prepare for the worst. The risk factor is indeed very disconcerting. So make investments keeping in mind that you may even lose it. Furthermore, until and unless you have earned your deposit back do not compound your interest. It is best for slimming the chance of you losing money because there are programs that can close down at any time with no reason at all.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

A Guide To Gold HYIP

Of the sundry "get-rich-quick" schemes doing the rounds these days, the Gold HYIP (High Yield Investment Program) has surely caught the fancy of investors and laymen alike. And for all the right reasons too.

What is a HYIP?

A HYIP is an investment program that packs in promises of almost unbridled riches. HYIPs are touted to rope in interests and returns ranging from 0.5% to about 100% daily, weekly or monthly. The prime lure of a HYIP lies in the fact that you can hope to gather as much as 500% of the profits within a year.

But, on the flip side of it, these HYIPs are generally online for a short period of time, from only a day to one-and-a-half years. So this makes it all the more risky for you because you would stand to lose every penny you have invested if heavens forbid, the HYIP shuts down.

You need an e-gold account to be able to operate within the HYIP circles. This is because HYIPs use e-currencies as their medium of exchange.

How To Find That Truly Golden HYIP?

High Yield is proportional to High Risk is the abiding principle of all those who have burned their fingers toying with HYIPs. But you can definitely strike the riches if you go about your HYIP venture carefully and armed with all the requisite information.

Well-wishers will advise you to go in for the private HYIPs. Albeit with low interest rates like 1-1.5% daily, 6.5-12% weekly and 25-30% monthly, the popularity and the feasibility of these HYIPs hinge on the fact you can keep up with these rates of return. Furthermore, there are many private HYIP programs that will offer you a compounding interest on your deposits so that you can maximize your chances of making it big.

However, these are exclusive privileges and you need a referral by an existing member to be able to access them.

Some Advantages With The Gold HYIP Web Sites

The advantages with the usual kind of HYIPs apart, going in for a service with the variety of gold HYIP web sites thronging the Internet comes with its unique set of benefits and conveniences for the customers.

For instance, your account will be updated almost as soon as you deposit, then you can collect your profits any time you desire and you can also redirect deposit sums from your account balance elsewhere. Besides, you can safely bask in the knowledge that at these webs sites your finances will be ably handled by a group of investment experts, so that you minimize your risks of losing money.

A Few Words of Caution Before You Go Forward With Your Gold HYIP

The promises made by the HYIPs are quite enough to send you into a daydream. But there are certain things that you should definitely keep in mind before you plunge into one.

- A worthwhile tactic to lessen your chances of your investment going up in flames is to not to put all your eggs in one basket. That is to say, you divide your investment amount between several HYIP, preferably equally.

- Don't leave your interests in the investment accounts for compounding. Instead transfer them to your e-gold or e-currency accounts immediately.

- Don't bite off more than you can chew. Invest only the amount that won't pinch if lost. Remember with a HYIP, neither your principle nor your profits will be guaranteed.

Don't be starry-eyed when it comes to a gold HYIP. Tread cautiously, because all that glitters may not always be gold.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

Revealing The Secrets Of HYIP Forex Trading

High Yielding Investment Programs (HYIPs) cater high rates of interest payments to individuals for their investments. HYIPs bring in the funds of the respective members and by doing so they benefit from the investment opportunities like stock trading and mostly foreign exchange (FOREX) trading. HYIP programs promise high interest rates, thus they tend to be pretty risky. If your risk pays off then you need not look back. But if it doesn't then you may lose all your money and end up in trouble. Again, there is every possibility that the HYIP with which you have invested may close down.

The term Forex, is an abbreviation for foreign exchange. It is something, which is as clear-cut as trading one currency against another. Let's find out what forex actually means. You may be accustomed to the term forex in some way or the other especially in cases where you have exchanged money in an overseas country or got engaged in transactions globally. You will know that this is forex trading in its basic level. On the other hand concentrated forex trading is something where cash is invested to make money on the basis of trading of currencies.

Buying and selling currencies at the same time involves foreign exchange. The foreign exchange market holds real-time transaction that is constituted by the foreign banks and other institutions or partakers that take place in the buying and selling of currencies. Foreign exchange holds no exchange and thus it is regarded as OTC or Over The Counter transactions.

Currency also plays a vital role in foreign exchange. Interestingly, every currency contains an abbreviation that is intended for trading. Trading foreign currencies calls for a broker. The broker will charge you a commission or a per transaction fee for that matter. You are required to understand the abbreviations and know about the prices, values, PIPs, and selling points if you are to deal with the buying and selling of Forex. There is another term in Forex in the name of PIP. Price Interest Point or PIP refers to the price increments that are acceptable among currencies.

When it comes to trading foreign exchange, it is indeed a profitable venture as long as you understand the terms and process to say it all. Lack of knowledge can spell doom for you. So before you jump into any commitments do make sure that you have acquired sufficient amount of knowledge on forex investing. And after that you definitely need to find a broker or online programs to kick off on your venture to forex investing. Once you commit to investing make sure that you begin with a slow and steady pace and accelerate in the long run.

Alice Dexter is a successful writer and publisher of HYIP related issues, for more informative articles go to http://www.hyipreviewed.com

HYIP Investment Tactics

Investing in HYIPs requires a very well designed risk management plan and a capital which you can afford to lose. This capital should be from $200 to $500. You can try with less or more but my suggestion is between these amounts because if you make profit, that will be nice money, but if you lose that wouldn?t hurt as much as if you would lose thousands of dollars!

The first and probably the most important thing about the investment process is diversification or in other words ?Never put your eggs in one basket?. This is a key risk management tactic which can save you lots of dollars! Just like with other investment opportunities there are different risk rates here too. For example a HYIP which offers 300% ROI after 3 days does not carry the same amount of risk as the HYIP which offers 300% in 3 weeks. There are other components other than just ROI but the essence remains. In my oppinion, depending on the amount of your capital, you should diversify your portfolio among 5-10 HYIPs because this way you reduce the risk massively! Do not invest equally in all of them but invest according to the amount of risk.

The second most important thing is that you must get your capital back as soon as possible! Lots of HYIPs offer a compounding option which means that your profit will be automatically reinvested until the investment period ends. It is true that you can make a huge profit this way but most of the Hyips use this option to keep the investors money in their program to make greater profit when they run away. Don?t even think about compounding until you get your original deposit back! Do daily withdrawals where possible. After you got your deposit back, you still have the option to consider the compounding option.

The third most important thing is Investigation. When you find a HYIP always check these things:

The ROI. 1-3% daily is reasonable and realistic.

The website. If it has poor design or it has that common HYIP script which 80% of the HYIPs use run away as fast as you can! The website and script should be unique!

Always check the customer support by sending an e-mail, or by contacting the live support online or on phone.

If there are stats on the main site always check them. If the amount of deposits is 3* or 4* as much as the withdrawals, you can still make profit, even if it is a PONZI.

Check the site?s DDOS protection. A DDOS attack is common among HYIPs so having a good protection against it creates a higher value for the investment program.

Check the Whois info. It is a good sign if the domain is registered for more than one year.

http://www.whois.net

Ask for Due Diligence Documents. These can be Company Registration Docs, or Personal ID, and maybe trading results.

What are the payment methods for deposits and for withdrawals? Most of the HYIPs work with e-gold only. The better ones accept Bank Wires and E-Bullion too. If there withdrawal fees, consider investing twice unless they have a very good reason for it!

Check the HYIP Monitors like Goldpoll and Hyipranks.

A referral program can be either a good sign and a bad also. If the ref comissions are too high then the program focuses on getting more new investors to be able to pay. This smells like a Ponzi. On the other hand if they offer a solid ref comission, that is a good sign, because the fact that an Investment program coming online is that they would like to trade with bigger capital to achieve their goals. For bigger capital they need investors. For investors they need marketing. There is nothing wrong about that. The forums of the Hyip programs like MoneyMakerGroup or Hyipranks forum, maybe Talkgold are also resources of investigation. Read people?s oppinions about the program but do not let yourself to be affected too much, because as I said there are lots of corrupt people there!

A few more good signs: SSL protection. Certificates of trust and legality (Better Business Bureau etc.)

When you fall into this area of moneymaking you can easily make the mistake to be piggy. If you act like that, you will pay the price! Always consider twice before investing and THINK! Do not fall for cheap tricks.

For a beginner I have two more suggestions.

1. Check out the service of Hyipsignals. You can save time and money with them.

2. Check out Booklands HYIP reports here: http://www.huanghanshi.com/money/dailyreport.htm

This guy is amazing and even if he is not 100% accurate all the time, he is accurate most of the time!

The Perfect High Yield Investment Program?

Finally I would like to describe how the perfect program would look like to me.

They would have a unique website and script which is easy to navigate and has DDOS protection. The site would contain the methods of how the profit is made. Actual trading results. There would be 1-3% daily interest which depends on the amount of deposit. Principal is back after the investment period. Compounding OPTION. DD documents would be provided to any investor. Live Customer Support Online and on Phone. Corporate information. Offices outside the Tax Heavens. $50 minimal investment limit. Proper Risk management E-Gold, E-Bullion, Credit Card, Bank Wire deposits and withdrawals. Fast withdrawals. Inner exchange service. No withdrawal fees for E-Gold and E-Bullion. They would have their own forum for their community and support. Debit Cards for withdrawals which can be loaded directly from the accounts. Certificates of the legality of the business. SSL protection. Multilanguage website. As an additional service they would provide infos about how to reduce taxes.

This program would be a dream come true for many HYIP investors. So do not keep it secret if you find one!

I hope you enjoyed the article!

Mate Kaszas-online-business-thoughts.blogspot.com

HYIPS and other Online Investment Opportunities

The Upcoming series will require less work than Internet Marketing, but this doesn't mean that it works without work! Anyway, this will be the series for lazy people!

What is a HYIP? It stands for High Yield Investment Program. They became very popular in the last 2-3 years. What they offer is a much more higher return on investment (ROI) than banks or other well known opportunities do.

The first important thing for you to know about these programs is that most of them (popularly said 99%) are Ponzi schemes. This means that while they pay out to their investors they pay from the new investors money. This is like when a snake begins to eat himself from his tale. It works for a while but sooner or later when there will be no more fresh investors, or the program reaches it's desired profit it stoppes paying and the admin(s) suddenly disappear.

For example:

Joe invests $100 on monday to a program that offers 300% ROI in one week. Paul and Patricia invests $200-200 in the same program on Wednesday and Thursday. Now there is exactly $500 in this HYIP. From this amount our Joe will be paid on the next monday. He tells all of his friends and relatives to invest in this program because it will make them rich! Because of Joe's "work" lots of people invests on monday and on tuesday but somehow the program disappear on wednesday without any prior notice. Paul and Patricia will be...lets say unhappy.

So who made profit here?

1. Joe who got in early
2. The admin of the Ponzi

Of course this scheme is illegal but it is very hard to catch someone on the Internet, especially if the money which was lost, is not worth the investigation.

What I would like to say with this is that there is a big risk involved in all online investment programs! That risk cannot be made totally disappear. The only thing you can do with it is to accept that it is there and minimize it as much as possible. This will be done through proper investigation and risk management.

Luckily nowdays there are much more reliable programs, but they are still hard to find. These are mostly private programs where you can register only by invitation from another member. I will write about these programs in a whole article soon!

There are other investment opportunities too. I call them active investment opps. because they require you to learn some skills and experience to make money. Just a few of them: FOREX, COMEX, BET ON MARKETS, ALLSPORTSMARKET.

First time when I found a HYIP I began to think about how can it be possible to make that great profit without anyone on the world knowing about it? This is the question you should always ask from yourself when you find a new opportunity. There is a rule in the online community which is:

If something is too good to be true it is probably not true.

In my opinion this sentence can easily mislead anyone. Let me tell you why! Because it depends on what are your expectations, what you think and on your experience and previous knowledge. For example if your dream is to work from home and build wealth, that can be done! It is possible. But a program which offers 200% or more ROI/day is surely a Ponzi. So I would like to ask you to always think and decide on your own. Create a vision and make it happen no matter what! Do not listen to these skeptical and negative guys out there!

To give you hope I tell you that there are legal ways to make much more greater profit through Online Investments than a bank can ever offer. I will dedicate a whole article series to these opportunities. Just to name a few: FOREX, Sports Arbitrage, Online Stock Investments, Bank Debenture Trading, COMEX.

If done properly, online investments can be highly profitable! So lazy people, just like myself, should definitely read my following articles!

I hope you enjoyed reading!

Mate Kaszas
http://online-business-thoughts.blogspot.com

Things you should know about HYIPs

An HYIP (High Yield Investment Program) is an investment program that offers high returns with a corresponding high level of risk. Contrary to common types of investments, HYIPs can easily give you 100% return in less than a year. Some programs even offer the same return after a month, some after a week, and some offer 100% return even just after some hours.

It is possible to generate such earnings if you know how to play the HYIP game well. In order to do so, you need to equip yourself with the basic knowledge about surviving in the HYIP arena. Below are some things you should know before making that first step into the HYIP world.

1. High Yield means High Risk. Most people are aware only of the "High Yield" part of HYIPs, but as we all know, return is proportional to risk. Simply stated: the higher the return, the higher the risk. In HYIP, be prepared to lose everything.

2. Invest only what you can afford to lose. Since you can lose everything in HYIP, do not ever, ever, ever (have we pointed that out clearly?) invest any amount you are not prepared to lose. One actually "gambles" rather than "invests" in HYIPs. In the same way that you won't go to a casino or bet on the lottery with all your money, do not "gamble" in HYIPs with the money for your house rent, child's allowance, or groceries. Gamble only an amount you won't cry over if you lose it.

3. 99% of HYIPs are scams. Don't easily invest on the first HYIP you see online. Conduct research (DD or Due Diligence in HYIP jargon), search for online reviews, and ask those who have already invested in the program. What hurts the most is investing in an HYIP that will run away with your money the next day. That usually happens if you don't do research first.

4. Diversify. Put your money in a group of investment programs, preferably with varying degrees of risk and return. The idea is for you not to "put all the eggs in one basket." That is, even if one of your programs fail, you still have some fallback, can still reinvest, and perhaps recoup the losses through the other programs.

5. Take out your principal as soon as possible. Don't be greedy, take out your principal investment as soon as you recoup it (take some profits with you) and re-invest only the profits earned if you still want to invest in the same program. That way, even if the HYIP you are in folds up, you'd walk away as a winner.

6. Protect yourself online. As most HYIP transactions are conducted online, you are prone to viruses, trojans, hacking, phishing, etc. Protect yourself by using multiple passwords, using different login names, installing a virus scanning software and firewall, and regularly checking your PC for updates and patches. The worst thing that could happen to you is to receive a $5,000 deposit in your e-currency account, only to find it inaccessible because it has been hacked!

7. Do not always trust forums and rating sites. Some, if not most, forums and rating sites are either the owners themselves of the scam HYIPs or paid by the owners to advertise the program. Check for objective comments and reviews of programs that interest you in different forums and rating sites. Try to find and stick to a forum or rating site whose members are credible, have integrity, and have built good reputation for themselves.

8. Do not just sit down and wait. Unlike investing in stocks, t-bills, or mutual funds, investing in HYIPs require some amount of attention since you need to regularly check on the progress of your investment and the status of the program you are in. If you invest in a program and come back after 1 year, don't be surprised to find the program gone! There's a big chance the program's admin has ran away with your money!

9. Ask questions and learn. You simply can't succeed in HYIP if you do it alone. Learn from the experts and veterans. Ask questions.

Help is here. Visit www.PinoyMoneyTalk.com now!

Pinoy Money Talk is an online community of Filipinos involved in various online and offline investment and money-making opportunities.

Spammers and referral whores using names of big HYIP sites to deceive investors

Spammers and referral whores* have devised an innovative way to get investors to notice their advertised programs. For several months now, these people have been sending spam using names of popular HYIP forums, HYIP monitoring, and other HYIP-related sites.

Here are examples of spam we received purportedly coming from known HYIP sites. The sites have constantly denied any involvement in the distribution of these spam mails. Be warned that these referral whores are in it only for referral commission. Worse, if they are program admins themselves, these spammers want to bait you into the program hoping you would promote the program to other people.

DO NOT support these programs. DO NOT click any link in the mail and DO NOT join any of the programs they advertise. You risk yourself being scammed. Report the mail as SPAM in your mail box so that the next time you receive mail from them, it will be sent to the Junk Mail folder.

Here's one mail that deceptively used the name "TalkGold Admin" in its email address, hoping you'd believe it's an official mail from the TalkGold forum. It is not.

* * * * * * * * * *

From: talkgold.admin@gmail.com
Date: Oct 8, 2006 7:51 AM
Subject: Please read !

We are monitoring the paying site !
We recomend you to join here

http://profitbranding.net/deposit.php?cgi=m e m b e r (DO NOT VISIT THE SITE!)

Short plan info :
Plan A : 10% hourly for 15 hours !
Plan B : 20% hourly for 15 hours !

Payment accepted : e-gold
Referals bonus : 15% and free 1000 USD in hot contest

=============================================

Your faithfully,
Talkgold admin
talkgold.admin@gmail.com

* * * * * * * * * *

The next mail was supposedly sent by the Goldrater monitoring site, except that it was sent by Gaoldrater.com and not Goldrater.com.

* * * * * * * * * *

From: support @ gaoldrater. com
Date: Oct 18, 2006 7:13 AM
Subject: perfect choice for you

Click below to join >>> http://tinyurl.com/y m v q 5 b <<<< (DO NOT VISIT THE SITE!)

Take a look at our investment plans:

Starter Plan: 15% hourly .
Accepted: $10-$125.
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Accepted: $126-$5000.

For years our specialists have worked in different fields of online trading, investment and consulting. We have participated in a lot of successful investment projects. Finally we decided to join our skills and experience and create new brand investment project - SHARES VISTA.

Strong confidence in our abilities and expertise combined with the professional market prognosis has brought our company to where it stands now. We know how to approach our business properly and our innovative thinking turned out to be one of the major factors of our success.

Click below to join >>> http://tinyurl.com/y m v q 5 b <<<< (DO NOT VISIT THE SITE!)

* * * * * * * * * *

Here's another clever disguise. The spammer was able to manipulate the email headers (yes it is possible) to show that it was sent by HYIPDiscussion.com. A closer look at the headers, however, shows that the mail was actually sent by worldgoldprofit.us.to. The official HYIP Discussion site has also denied several times that it is sending any spam.

* * * * * * * * * *

-Gmail-Received: 715f6ffe916c65f8f6ae32fa1fc6d796c06d7180
Received: by 10.82.162.9 with SMTP id k9cs105461bue;
Tue, 14 Nov 2006 11:58:06 -0800 (PST)
Received: by 10.35.21.9 with SMTP id y9mr1509001pyi.1163534285790;
Tue, 14 Nov 2006 11:58:05 -0800 (PST)
Return-Path: <info@hyipdiscussion.com>
Received: from leaf.phpwebhosting.com ([67.19.218.130])
by mx.google.com with SMTP id 5si3476807nzk.2006.11.14.11.58.01;
Tue, 14 Nov 2006 11:58:05 -0800 (PST)
Received-SPF: error (google.com: error in processing during lookup of info@hyipdiscussion.com: DNS timeout)
Message-Id: <455a1fca.0308aa54.3fc8.ffffcb46SMTPIN_ADDED@mx.google.com>
Received: (qmail 12797 invoked from network); 14 Nov 2006 20:01:28 -0000
Received: from unknown (HELO User) (ajie@worldgoldprofit.us.to@203.190.40.17)
by 82.da.1343.static.theplanet.com with SMTP; Tue, 14 Nov 2006 15:01:28 -0500
From: "info@hyipdiscussion.com"<info@hyipdiscussion.com>
Subject: BEST HIGH PROFIT!!! 200% in 4 hours!!! Bonus available 50%.
Date: Wed, 15 Nov 2006 03:02:54 +0700

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They are on top in our monitoring website.

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Thank you

* * * * * * * * * *

Another deceptive spam was supposedly from the GoldPoll monitoring site. Although the email header was manipulated to show that it was sent by admin@goldpoll.com, it was actually sent by admin@goldfpoll.com -- notice the F between Gold and Poll. These guys can't even spell the name of their site right: the subject says the program was a "GollPoll recommendation".

* * * * * * * * * *

E-TradersGroup

115th Days & PAYING

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Info
Started Jul 28, 2006
Running days 115
Total accounts 2380
VIP accounts 160
Total deposited $ 13,920,893.73
Total withdraw $ 3,554,953.08
Visitors online 46
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Newest Member conkol45
Last update Nov 20, 2006

115th Days & PAYING

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Automatic Withdrawals

E-TradersGroup

Link: http://e-tradersgroup.com/index.php?ref=h a n k o k (DO NOT VISIT THE SITE!)

* * * * * * * * * *

Again we advise you NOT TO visit these sites, NOT TO click any links, and NOT TO join any of the programs these spammers are advertising. YOU WILL ONLY BE SCAMMED. Beware.

* "Referral whores" are people who aggressively promote and push for a program -- regardless of the fact that it may be scam -- with the only intent of earning commissions for every referral they direct to the site.

www.pinoymoneytalk.com

Pinoy Money Talk is an online community of Filipinos involved in various online and offline investment and money-making opportunities.#BREAK#

How To Prevent Getting Scammed in HYIP

Before you can get started with High Yield Investment Programs there are a few things you need to do. We have listed them here:

1. The first thing you need to do is to sign up for e-gold, which is the most commonly used ecurrency among High Yield Investment Programs. You will be using E-gold to fund your accounts in the different programs. Go here to sign up.

2. There are many things to think about before you start investing. We suggest you read our General Investment Advice below which provide you with a list of points you need think over before you start investing.

3. Before you can start investing, you have to fund your E-gold account. You've probably already have e-gold account, if not, click here to get one for free.

4. Once your e-currency account is funded you can start investing! Simply go to the website of the High Yield Investment Programs you've decided to invest in and follow their instructions.

General Investment Advice

Before investing in High Yield Investment Programs there are several aspects to take into consideration. Here's a list of the most important ones:

? Always get some knowledge about the High Yield Investment industry before making a decision to invest your money in High Yield Investment Programs. A good advice is to read every page of this website before doing anything else. As mentioned before, when done right, High Yield Investments are extremely profitable, but without knowing the industry and which programs to invest in you'll most likely lose your money. Knowledge is one of the major keys to success in the HYIP arena.

? Think about what your reasons for investing are. Are you looking at it as a solution to your financial problems you shouldn't even think about it. As mentioned several times on this website, High Yield Investments are risky, and if you're unlucky enough you could eventually end up without any money at all.

? Always think over your financial situation before taking the step to invest in HYIPs. Never invest more than you could afford to lose.? Are you a gambler or more careful? Even if High Yield Investing is much like gambling there are options that seem to be safer than other. Decide how big risks you are willing to take.

? If you've made the decision to start investing, find a few programs that you believe in, and invest in all of them. Diversifying your investment on several programs will reduce the risks and you won't lose everything if one program goes out of business.

? Before investing in a specific program, do some research on it. Does the website look professional? Do they provide any contact information? Where are they based? Check this out before making a final decision.

? Always check what the rules are regarding withdrawals before investing in program. Some programs let you withdraw your money whenever you want. Others keep your money locked for months.

How To Prevent Getting Scammed

Step One:

Use the following Whois Lookup sites to find out the Web Owner details information: Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com
http://centralops.net/co
http://www.seoconsultants.com/tools/whois.asp

Step Two:

Before participate the Web Program, review Web Owner Site's operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:

Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:

If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov.
2. International Web Police: Director@Web-Police.org.
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to...and complaint of web site Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as "address/state police" or "(country) government authority".
5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:

http://www.web-police.org
http://www.ifccfbi.gov
http://www.scamwatch.com
http://www.fraud.org

Lastly to say; an investor should take note on Web Site's ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority.

Danise ia a freelance writer. Visit her website at http://www.magicmoneygames.com

HYIP Investing: What You Need To Know

 People often ask me what is HYIP investing and why is it so popular? HYIP investing is called High Yield Investment Program and is an investment in high yield return opportunities, whether it is the Forex market or a bigger investment program. It is so popular because you have the potential of making a very good rate of return on your capital; much better than a bank or mutual fund investment.

Risky is the name of the game in the HYIP arena. If it
were not risky then the profits would not be as otentially high as they are. HYIPs come and go and the investor must understand that you should not spend more on these investments than one can afford. Not only do programs come and go but there is a lot of corruption in the community.

Scams are a big problem for the HYIP industry and can be very prevelent. The lure of easy money and taking advantage of people causes a lot of unstable programs. Always do background on the investments that you want to join. There are many resources for this such as forums or HYIP monitors. Programs promising returns that double your investment the next day is probable one to watch out for. Send emails with questions to the admins and check their contact information.

This leads me to my next subject of Due Diligence. Make sure you check out and investment program efore you invest your hard earned dollars. How long have they been around? What do other users in the forums say about the investment? Do they have a quality, professional looking website? Do they have legitimate contact information; email, phone numbers, fax numbers, address? What do HYIP monitoring sites say about their payouts? Alone these questions help, but if you can put them all together, then you probably have a solid program on your hands. There are tools out there to help you along, HYIP forums and HYIP monitoring sites.

What is the best strategy to use when investing in
programs? My personal preference is to use diversity. Spread your capital around to several programs instead of just one. That way if one fails you do not lose all your capital investment. A lot of small profit when added together equals a big profit.

Secondly, do not get over excited about a paying
opportunity. What do I mean by this, well just because it is paying well do not sink all your capital into this right away. Be patient. Work the strategy and it will pay off for you. Stay diversified; watch your programs and you will see a good return in the long run.

Always take your initial capital back out. If you have
invested 100 dollars and you make 5% per week you will earn 5 dollars for that week. Do not reinvest it; always take out your earnings until you get back your original capital. Once you have your original capital back, you can reinvest your earnings or compound your earnings.

Supplimenting your investment portfolio with HYIP is smart and profitable if you stick with your plan. Patience is a virtue.

Hyip Investment Tips

In fact there is no golden rule to invest your money. Hyips come and go every day. Some hyips can last for a few years while others disappear in a few days. But I?m sure with these tips you can play the game more safe and get higher roi for your money. But remember always there is no safe investment in the world.

1) Look at the returns and be realistic

When I first invest in hyips I always joined the sites with the greatest returns. It tooks my only a few days to know that these hyips where scams and or ponzi shemes. I?m talking about hyips that promise you returns like 50% daily for ten days. These sites are ponzi shemes runned by scammers if you ?invest? in these sites don?t be surprised to lose all your money. Refund are impossible.

A few weeks ago there was also a hyip promising 44% profit in only 12 days. There where generating returns by investing in real estate. However it is true that real estate investment can generate high return, but such returns are ridiculous.

2) Are they paying?

If you have read rule 1 I think you will not invest in unrealistic hyips. Yep at these moment there are some great hyips out there. You can?t double your money in a week wit them but they are paying for a long time. But before one cent of your own money try to get as much information as you can. Visit discussion forums, blogs, hyip monitors, hyip news websites and so on. If you are seeing that some member don?t get paid don?t invest your money here.

3) Make a test spend?

4) Never spend money that you can?t afford to lose it.

I know rule number 4 is a clich? but it?s still true. Sometimes on forums I read posts like this ?I have lost 2000$ on hyips x. In fact I wanted to use the money to pay my bills?. Also never ask people to lend money, even if it?s only a few dollars. There is a great chance that you will not earn interest from the hyip and so not been available to give it back and if you do this on forums you will have a very bad reputation.

5) Diversity

Try to diverse your capital into at least ten different programmes. If one of them goes out of business you will have some other resources to earn money. Also don?t always invest in hyips that use the same techniques to earn money. For example invest in a hyip that is generating profit by trading forex, another by real estate investement, another that invest in the stock market and yet another that makes money with arbitrage trading.

6) Secure your e-gold Secure your e-gold is an absolutely must. There are a lot of hackers out there trying to steal your money. And know there are not only hacking big account. Even if you have only a few dollars you are a possible victim. Most hyips forums have a security related forum where you can find I want to refer you to their at this moment. There will be come a detailed article on e-gold security at this block soon.

7) Attention to cheerleaders

Thanks to the internet (and through internet discussion forums) you can reach a lot of target people worldwide spending only a few minutes of your time. Most people in forums are honest people who gives out their experiences and tell them their success stories or mistakes. However there are also people who are only thinking about making money. Even if a programme is not paying they are posting programme x has paid me 50 straight into my e-gold account join this programme today. The reason why they are doing this is always to earn referral commissions or perhaps they are a part of the hyip staff. There are also admins who hires posters to give out positive feedback on their hyips. Therefore always reading the meaning of different peoples and in different forums.

8) Attention

Please pay attention if ....

A hyip is under DDOS (denial of service) attack.
The forum of the hyip is not reachable
The admin is no more longer active in public forums
You receive emails from the staff that there are problems

These signs are the herald that a hyip programme is in his scam phase.More articles on my blog

How to Protect your e-gold account - Especially important for HYIP and Autosurf investors.

HOW TO PROTECT PEOPLE STEALING MONEY FROM YOUR E-GOLD ACCOUNT

The biggest problem with e-gold is that if somebody steals funds from your account, it is almost impossible to recover them! If somebody gets access to your e-gold account then they can empty it immediately, load your money onto an anonymous ATM card and have your money in their hands within minutes. No matter how computer savvy you might be please read this article - many of my computer-savvy friends have fallen victim to e-gold theft.

I&39;ll list some of the least obvious tips first because I hope that veteran computer users will realize early in the article that they might not have done everything they could do. Major users of e-gold are people involved in the Autosurf / HYIP industry so I&39;ve written this article with them in mind. If you use e-gold for other reasons this article is still highly relevant.

Tip 1: DON?T TRUST ANY AUTOSURF / HYIP OWNERS!

Nowadays there are many fly-by-night autosurfs, and many of you will no doubt put a few dollars into them. Unfortunately it is extremely easy for anybody to set up an autosurf or HYIP company, to get a few dollars in from excited new members and then vanish. This article isn&39;t about how to select autosurf sites that are credible but I want you to be aware that when you join any autosurf you are giving the webmaster your email address, e-gold number and a password to login with.

ALWAYS use a unique email address for every autosurf you join with. If you don&39;t, then a dishonest autosurf webmaster might see if your username and password are useable in other autosurfs, they might test it out with your e-gold account, or maybe they might try to get into your emails, eBay or amazon.com account.

Tip 2: DON?T TRUST INTERNET EXPLORER OR ANY VIRUS CHECKER!

I?ve got nothing against the software itself. Internet Explorer might be the best program in the world but the problem lies with it being the most popular. This means that every thief who tries to attack your computer will be trying to find weaknesses in Internet Explorer?s security. Firefox is an alternative web browser and not only is it less open to virus attacks but it is also a very reliable and feature-packed program.

Any page you view when autosurfing may contain a virus or similar. If you are like me, you probably view the first sites in the rotation and then leave your computer to surf without you. Imagine the damage this could do if one or more viruses infects your computer during this time.

Virus checkers give people a false sense of security. Certainly they have a lot of uses but it is still possible that you will get a virus that is not recognized by the checkers. Sometimes programs that record your keystrokes aren?t technically viruses and they may slip through the net.

Despite my warnings about virus checkers it is still a very good idea to have one. Do regular scans and try to have the virus checker turned on at all times. Just don?t fall in to the trap of assuming you can never have a problem because you have a virus checker already.

Tip 3: USE COMPLEX PASSWORDS

Unless you are a high profile celebrity or government high-flyer it?s not likely that a determined group of thieves will take much time to guess your password. That said, it?s no extra effort to make your password a little more complicated.

Don?t use a complete word as a password. Force yourself to use a password with both numbers and letters in it. The practice of this will mean that your password will be harder for somebody to guess. Make sure you avoid the most obvious passwords of your pet names, mother?s maiden name or company name.

Tip 4: USE DIFFERENT PASSWORDS

It?s not possible to know who lies behind every website you visit. I know of a number of instances where a person has set up a website as a way of collecting usernames and passwords from its members and then trying the same usernames and passwords in popular websites such as eBay, PayPal and Hotmail.

One clever method that I?ve found is to create a formula that can create a different but easy-to-remember password for every site I visit. You could create a simple formula like this.:

abc + [number of letters in the websites name] +[last 2 letters of the websites name] + XYZ

so if we used this formula for Hotmail PayPal and eBay we?d have these passwords:

abc7ilXYZ for hotmail abc6alXYZ for paypal abc4ayXYZ for eBay

If you have a secret formula just for you, then you will always be able to work out what password you have used for every website. Anybody who sees the one password you use on a site will not be able to guess how the formula works elsewhere.

Tip 5: AVOID ENTERING PASSWORDS FROM YOUR KEYBOARD

This is the mistake Paul made. Without knowing it, and without the virus checkers spotting it Paul had a ?keylogger? program hidden on his computer. Every key press Paul made was recorded and sent to the thief. When he entered his username and password for Gmail, the thief was alerted to it immediately.

So how is it possible to stop this happening?

There are a few options for you here:

You can install a ?Password Manager? Program for your computer. The two best programs are AI Roboform (for the PC) and 1Passwd (for the Apple Mac). What these programs do is they store your passwords securely and paste them into your web browser when you need to. Both program are also excellent for storing your personal information and for filling in all manner of online forms. AI Roboform is extremely useful when traveling as it can be stored securely on a USB drive and used securely from internet cafes and shared computers.

If you need to type the password in then enter the letters in the wrong order. To do this lets assume your password is 123456 ( a stupid password for sure, but its good for this example). First we just enter ?234? in the ?password box?. Using your mouse, click back to the beginning of the field and type in ?1? and finally click to the end of the field with your mouse and enter ?56?. The reason for doing this is because if a secret program is recording your key presses it will not know that you have used your mouse to enter letters in the wrong order. The keylogger will get a record of you entering ?234156? which is obviously far from what your password is.

Tip 6 DON?T KEEP YOUR WELCOME EMAILS ONLINE

This tip would have saved my friend Paul a lot of headaches. He used Gmail and every time he joined a new website he?d receive an email which welcomed him to the site and reminded him of his username and password. Paul kept all of these emails in his Gmail account for reference. When the thief managed to get Paul?s Gmail password he must have been delighted to find all that information. He certainly made a lot of use out of it.

If you receive these kinds of emails, (and you probably do) get them off the internet! Print them out and store them in your safe, or use AI Roboform or 1Passwd to keep them securely stored on your computer. I hope that this article has been of value to you. Please feel free to contact me if you have any questions.

The software I highly recommend in this article can be found at: Firefox (PC and Mac) http://www.mozilla.com/firefox/ AI Roboform (PC) http://www.roboform.com 1Passwd (Mac) http://www.1password.net . Martin Pavion is a professional autosurfer. Currently he is the forum moderator of 12by12daily - a popular and much-loved autosurf website. Download his free e-book at http://www.12by12dailypro.com . Otherwise please email me at autosurf@truepot.com as I&39;ll happily answer any of your questions.

A "HYIP" For Making Money Online!! [Before Go Into HYIP!]

Before Go Into HYIP! By UdomBlogClub http://InvestorCorner.blogspot.com

When you invest in HYIP programs you should understand that you are taking a risk. The information in this article is based off of

statistics and personal opinion.

Law 1 - Accept That Many HYIP's Are Ponzi's You can still make money off of Ponzi Scams. When you accept that many HYIP's are

Ponzi's you are on your way to becoming a great investor. HYIPs with low ROI (long term HYIPs) are often safer to invest in, but it still

doesn't diminish the fact that they are Ponzis. Long term HYIPs last 3-12 months. Mid term HYIPs last 2-6 months on average. Short

term HYIPs last only a few daysDo not take any special pride or interest in any one HYIP. Think of it as a game, you win some, you

lose some, however if you are smart about it, your "gaming score" will rise above the others.

Law 2 - First In, First Out To earn a lot of money in the HYIP arena, you have to get the "timing" down. If there is a great program that

comes out, and if it takes the status of a short term/mid term HYIP and you have yet to invest in it, perhaps you should wait for the

next golden HYIP to come out. Golden HYIPs are those HYIPs that have a nice design, good support, and make you feel like you have a

"safe-investment". The reason you do not want to invest in a short term HYIP while it has been out for a week,is that, statistically

speaking, short term HYIP's last only a few days, only a few hit a month status. If you don't wait the week, and decide to invest your

funds in the HYIP the current week, you may not get your funds back, depending on the HYIP's investment terms. That's why it may be

safer to wait until the next golden HYIP comes before you invest into a good one that is out at the current time. Basically the first in

and first out rule goes like this. A program is created. If the program has: I. A decent site II. Semi Honest AdminIII. HYIP MonitorsIV .

Accurate reports of where members invested money are dispatched then this is definitely a good Ponzi to consider investing in. On Day

1 you should wait and see what investors are saying about the program and how the Admin reacts to members problem. On Day 2

you should see if the Admin is still helping out members, and if everyone is still happy,if everything is going as planned, you can now

take your test spin investment. Your test spin investment obviously will vary considering what type of program it is, so choose an

amount you won't cry if you lose. Wait until you receive your money back before taking your next actions.

Law 3 - Decent Site = Decent Cash A lot of HYIP sites created now days have no care put into them. If a website looks like a 5 year old

created it, why should you feel secure that your money is invested in such a site. The more money an HYIP Admin. puts in to hisHYIP,

the slower he will run away scamming, due to the fact that he wants to get his ROI back as well. If a HYIP. has a nice flash banner,

custom designed script, security flaws fixed, and it's own little goodies then you can assume the site is decent. Thus the cash will be

decent. With sites like this, you can wait a few days to see if everything is still under control but do not wait over a week. You will also

want to watch out to see how much money is invested into HYIP Monitors before any members investments are put in. If he invested

$300 of his own money into a handful of HYIP Monitors, you then know he isn't using members funds to invest into the HYIP. If that is

the case, you can assume that he won't be scamming on the first few days of the HYIP as he's going to want to be able to make his

money back.

Law 4 - Rates/Referral System I will not tell you to investigate the rates of a program to determine if a program is a scam or not. By

now you should willingly know that almost every HYIP you see is a scam. However I will say with rates, you can tell how long a

program will last, which will determine how long you have to make a profit. 1% - 3% a Day: 2 Months - 1 Year Programs with a ROI

of 1-3% usually last the longest. They can span for a couple of months, to sometimes even a year before shutting down. Many

investors get scared when investing into these types of programs however, because you usually have to have a large capital to make

any profit. When investing in these type of programs, what I suggest you do is divide the amount of money your willing to spend into

multiple programs, that way you are not relying on one program. For example, if you are willing to invest $1000, I would recommend

you to invest $250 into 4 different "reliable" HYIP's, rather then dumping the whole $1000 into one program. You will most likely make

the same profit as if you would have if you invested the whole amount into 1 HYIP, however the risk will be lower, and your investment

will be safer. 4% - 12% a day: 1 Month - 6 Months These programs typically last 1-6 months. It is recommended that you diversify

your money into a couple of programs when you see rates like this. Getting in first is usually vital for these type of programs, that way

you can be surethat you will receive your investment back first. When investing into these sites, make sure that they follow Law 3.

110% -200% A Day: 1 Day - 2 Weeks These are known as Ponzi scams - straight out. What you basically want to do is follow the "Get

In - Get Out" approach. Even though these programs offer 110-200%, it is really more like 10-100% of your profit due to the fact that

your initial investment is usually not returned to you. If a HYIP Admin of such a program bites on the claim that the money generated

back to the members are from trading and FOREX, don't even bother investing, the admin. is obviously lying and it isn't worth your

time. If a program offers a referral rate over 10%, this most likely indicates that they are in a need of investors quick and that they

may have a shorter life span then normal. You will want to look for programs with referral rates of 1-7% as this is more safe. With

that being said, you can still make money with programs offering referral rates of 10-15% if you use caution and are ready to pull out

at any time.

Law 5 - Short Term/Middle Term/Long Term Short Term: Short Term HYIPs are the Fly-By-Night HYIP's. They only last a few days

and they usually have no real source of creating an income for it's members. Admins usually often run "games" which restart when

the withdrawal percentage reaches a certain amount of money. The best way to profit from games is to deposit when the new round

starts. You may want to wait 2-3 rounds to see if the program is legitimate, rather then investing in round 1. As soon as a new round

starts, you need to invest, being one day late can make the difference of receiving your money, or losing it all. Short Terms are usually

the riskiest, but if played right, can be the most profitable. You can identify Short Term/Middle Term/Long Term HYIP's in Law 4.

Middle Term:These HYIP's usually last longer and usually offer fun twists and turns that not only make the HYIP interesting, but

sometimes also fun. These can last up to months, and if you get in and out at the right time you can make a lot of money. Long Term:

These HYIPs usually last for a couple of months to years. These HYIP's offer the lowest amount of risk, however the highest amount of

investment. You can make money with these programs if you know how to identify if the program will last a while. I do not

recommend investing more then $1000 into any HYIP.

Law 6 - Due Diligence When I say due diligence I do not mean that you need to identify if the program is a Ponzi or not. If you have

learned anything from this e-book, it should be that almost all HYIPs are Ponzis. However what I do mean by due diligence is take

what the admin gives out to you and identify if it's true or false. For example, if a program offers 10% daily, and the admin claims to

invest members funds into FOREX, you can assume he is lying as, receiving such a ROI investment daily in FOREX is almost

impossible. You can also use Due Diligence to further research the HYIP. If the admin says his program been around for months, you

can check the status of the domain by using the site www.alexa.com if it shows that the website in fact been around for months,

perhaps the admin is telling the truth. Some things to remember. Anything above 2% daily is hard to receive in any stocks/forex/etc

Law 7 - Do Not Compound You may think that you are making more money when you compound into HYIPs but in reality, unless that

money is in your e-gold account, the money is not your money yet. This is why I do not recommend that you compound, and if you do

at low amounts. If you compound, you basically allow the HYIP Admin to hold on to your money longer, and this can make a the

difference of you receiving your money, or losing it all. The only time you should compound is if you have reinvested in the program a

couple of times and confident of the program. This law is short, but is one of the most important, compounding is dangerous, and until

you develop your own HYIP investing strategy, and your own "terms of riding the Ponzi" I do not suggest doing such for beginners,

otherwise you may keep on asking yourself why do you keep on losing all your money. If you still refuse to listen to the advice, I

suggest that if you DO compound, only do so in long term HYIPs, never in short-mid term HYIPs.

Law 8 - Initial Investment When you first invest in an HYIP, the first thought in your mind is when are you going to be receive your

initial investment back. Do not think about investing more, for the idea that you may earn more money. This is letting your emotions

over-run you, which is something that you should not do. Your initial investment should not be compounded, and should be at the plan

which you receive your money back the fastest. When you receive your initial investment, that is when you should play with your

profits. If you want to come out ahead, put 75% of your profits back in. Doing so will allow you to earn some money, even if the HYIP

closes and scams. If you come out at a loss, and are unable to receive your initial investment, look back at some things you did and

what you could have done to avoid the loss. Identify the reasons that the program may have scammed earlier then anticipated and use

that information in your future investment decisions with other programs. Compounding on profits is recommended, but not on your

principal money. Compound on profits only this way you do not lose your initial investment. For each dollar lost, there is a new skill

gained.

Law 9 - Reinvesting After receiving your initial investment, you have the options of reinvesting the money, or if you are unsure about

the HYIP at this point, you can keep the profits and reinvest it into another HYIP. When reinvesting in the program, you should only play

with profits. Doing so is less risky as you are not risking your own money at this point. This means you can compound the money

perhaps at 50%, put it in riskier plans, etc. For each payment paid, you should only reinvest the profits of the profits invested, that

way, you always come out ahead.

Law 10 - Receiving Your Cash You followed the above techniques, made yourself some money, and now you have a large sum of e-

gold in your account and it's just stuck. How do you convert your money into physical cash? You have to do so via a third party

exchanger. You can find a list of exchangers on http://www.e-gold.com/e-gold.asp?cid=1782148 main page, but one that I

recommend, is https://asianpay.com/index.php?ref=5339 I have always received my money in 1 day and their customer support is

great. When you want to receive your e-gold, you will have to pay a small fee, and what you are doing is "selling" your e-gold. You

can receive your money via bank wire, direct deposit or check but if you do bank wire or direct deposit you usually receive your money

in 24 hours rather then having to wait for a check in the mail, which takes longer. You should cash out when you reach $200-$500 or

more. This protects you against losing large amounts from hackers. Also be safe, and change your e-gold password frequently and

scan for viruses, as many keylogger programs and phising websites are hijacking e-gold accounts at a tremendous rate. When

investing in HYIPs make sure your password for the HYIP is not the same

Invest or Not If you can yes to 7/10 of the below then you should invest in the program

1) Does the things the admin say match up with the HYIP?

2) Does the admin backup his claims (for ex: investing in forex)

3) Does the HYIP offer good support for it's investors?

4) Does the Admin hide anything from it's investors? If so, is there a reason why he is hiding them.

5) Does the admin offer accurate claims of where the money is invested? Can he prove those claims.

6) Does the admin tell the truth about the program? (Ex: If the site says it's created on 2002, was it really?)

7) Are investors of the HYIP Happy?

8) Is there a 50:1 ratio on HYIP Monitors? That means for every 50 good votes, there is 1 bad vorte.

9) Does the admin answer your direct questions on time?

10) Does the admin admit that the HYIP is a ponzi

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Should You Invest in a HYIP?: Answers to 4 of the most commonly asked questions.

The occurrence of HYIPs is somewhat new, but have gained popularity at a rapid rate. They have become one of the biggest opportunities to make a lot of money fast, but also one of the internet's biggest scams in recent years. They have made a lot of people rich, but have also made a lot of people lose their money. Should you get in on this phenomenon? This article is a reference to aid you in the decision.

What is a HYIP?: HYIP stands for High Yield Investment Program. HYIPs are investment programs normally offered on the internet. They typically accept investments of $100 or less while promising high returns. Interest rates of up to 100% a month is not uncommon. In general the interest rates are ranging anywhere between 5 ? 250% a month. Most only accept payments through e-currency programs such as e-gold because this allows them to accept numerous donations from anywhere in the world.

Where does the money come from?: There are hundreds of different investment strategies used by HYIPs. Some invest in stocks, others in property. There are even HYIPs investing in other HYIPs. Scam HYIPs are Ponzi schemes, in which new investors provide the money to pay a profit to existing investors, which they could then withdraw leaving nothing to pay the new investor. This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme.

Is it legal?: Some might consider investing in a HYIP gambling. Gambling online is of questionable legal status in the U.S. and other countries, however, the odds of winning cannot be determined, as one cannot know whether one is playing early enough to win money. Thus, it is unlike other forms of gambling, where a player has an equal chance of winning no matter when a ticket is bought, or where the odds of the game are known. In addition, the promise to pay out a percentage of deposits is not a legally binding contract or regulated by a government agency.

Is it worth the risk?: This is a tough question. It really depends. These programs are extremely high risk. There are more scams out there than serious long term programs. Over the years large amounts of people have lost their money as a result of being involved in High Yield Investment Programs. However, if you are aware of the risks, really research the program, and never invest more money than you are willing to lose the payoff could be huge.
Tim Rohrer is an established author and home business owner. To learn more about a profitable home business, visit http://www.profitmasterworld.com

Chevrolet Silverado Hybrid Car Review

Pick up trucks have been one of the highest selling vehicles in the world for as long as most care to remember. The truck was designed as a work vehicles for companies and such to use but the general public started to demand a model for them and the pick up truck craze was born. Since that time more pick up trucks have been sold in this country then any other kind of gas powered vehicle and Chevrolet has been on the forefront for many years when it comes to this craze. It is no secret that Chevrolet is one of the largest auto makers in the world. They are second only to Ford in some respects while they beat Ford out in others. Chevrolets success was so quick that Henry Ford himself sought to buy the company in the early days but could not raise the funds to make the purchase. Ever since Chevrolet has been force in the auto making world and setting trends is what they do best.

When the price of gas reached levels that most people could barely afford the many auto makers went scrambling in an attempt to locate a way to bring back the sales. This was the introduction of hybrids and Chevrolet was not behind in such matters. The Chevrolet Silverado was the very first full size pick up truck to be released as a hybrid vehicle and since that time it has been the second best selling truck of all time. This is proof that people still want the large trucks but they are also very concerned about being able to afford such trucks with the high price of gas and insurance. Chevrolet made a wise decision to release this hybrid version. It would be the very first hybrid to be released by the giant auto maker and it is still the most popular brand of truck that they sell in both hybrid and all gas solutions.

The problem with the Chevrolet Silverado is the fact that it is only a mild hybrid. This means that the electric assist motor powers most of the accessories and such but does not do a whole lot for the fuel efficiency of the truck. There is some savings in that area, but most of it comes from the fact that the engine does not have to work so hard to power the truck as it would with all of the accessories running off of the engine and the battery.

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Making Money In HYIPs

For the most part people should be wary of HYIPs, or High Yield Investment Programs. Many are scams where the investor is lying to take money of unsuspecting people. This is because the scam artists are claiming to be able to return the money with a percentage on top of the initial investment, guaranteed. When investing money, nothing is guaranteed. However with the right problem, money can be made. People should realize though that it will be in small amounts over a period of time.

Actually making money with an HYIP is similar to making it other ways. Don't keep all the money invested or it all could be lost. The key is to withdraw small amounts after a few paybacks from the initial investment. Getting greedy when someone is up a lot of money is a good way to lose it all. It's kind of like betting in Las Vegas. When the money is coming at someone, it's a good idea to bet smaller amounts so they don't lose it all at once. If there isn't as much there to lose, then there is money to invest somewhere else after the initial loss. Still remember even if part of the profit is taken out, there is no guarantee that the money still invested will earn. It could be lost at any time. Even programs that claim to have always earned a profit for the investor could suddenly change in luck and start to lose.

The key to knowing where to invest is to study and ask questions before investing. If someone knows the ins and outs of how an investment can win or lose money, they probably are less likely to lose it when things change. And remember that if the questions asked do not get plausible answers, it's probably not a good investment.

Another way to not lose all that is invested, and even possible make more money, is to have funds in different programs. That way if one is doing bad all the money a person has invested isn't lost because they are spread out. Chances are not every program someone is invested in is going to be doing poorly at the same time. And some programs may make money faster or with higher profits than others. Different programs have different risks and having some in all of these risk possibilities will help. A good rule of thumb is to have more money invested in lower risk programs than higher ones.

Raiel Schwartz has been in the HYIP Arena for several months and has been able to create a successful income online with HYIP Investing. He has recently wrote a report entitled Riding The Ponzi which outlines basic rules all HYIP Investors should know